North Carolina Home Insurance

AS YOUR PREMIER NORTH CAROLINA INSURANCE AGENCY, WE KNOW THAT FINDING THE PERFECT CHARLOTTE HOMEOWNERS INSURANCE POLICY – OR ANY CAROLINA LOCATION FOR THAT MATTER – ISN’T NECESSARILY EASY; THAT’S WHY WE ARE DEDICATED TO BEING YOUR INSURANCE ALLY!

At Charlotte Insurance we are committed to helping you navigate through one of the most critical policy decisions you will have to make during your lifetime. In order to secure you the most appropriate and efficient coverage, it’s important to us that we take the time to truly understand your unique insurance needs—because let’s face it, every home and Carolina homeowner is unique—so why shouldn’t your policy be?

As one of the Carolina’s leading independent insurance brokers we have the ability to shop multiple carriers nationwide, in order to get you the best possible North and South Carolina homeowners insurance at the most competitive rates—no matter where you are located across this the region, we’re here to help!

Typical coverage packages – for Carolina homeowners insurance can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Liability

Debating the need for a bit more security? Need specialty coverage added, for unique exposures vulnerable within your typical Carolina home insurance policy? Then don’t hesitate to ask one of our expert insurance professionals about further coverage options you can purchase to enhance your possible North and South Carolina homeowners insurance plan! Supplemental policies, that can add that extra degree of protection, include:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Animal Liability (liability issues due to household pets)
  • Earthquake insurance policies
  • NC Flood Insurance policies
  • NC Umbrella Insurance policies (additional liability)

At Charlotte Insurance, we know what may work for one Carolina homeowner, won’t necessarily work for you. Give us a call today, to learn more about our all-encompassing North and South Carolina homeowners insurance policies. One of our dedicated agents would be happy to provide you with a thorough coverage evaluation as well as offer you with either a free South Carolina or North Carolina home insurance quote right now!