Are you aware that every time you step into your vehicle, you are putting yourself at risk? All Americans should be aware, especially with all the driving distractions these days! Between texting and shuffling through iPods, it is safe to say that no one just drives anymore. As your North Carolina insurance agency, we believe it is our duty to explain to you the importance of an auto insurance policy.
We have four very good reasons:
#1: Medical coverage. Whether you or your passengers are injured in a car accident, medical coverage will kick in. Without it, medical costs may be well in the thousands!
#2: Liability coverage. If the accident is caused by you, you will be held liable for the damages. Luckily, if you are equipped with property damage liability, you will not have to worry about being responsible for another person’s damages.
#3: Covers collision costs. A collision is not only damaging to your vehicle, but can be damaging to your wallet as well. Luckily, auto insurance can be designed to cover all expensive collision costs.
#4: Comprehensive coverage. If you are in an accident that does not involve another vehicle, you better hope you have comprehensive coverage. This policy will protect your car from damage and loss from any incident other than collision.
As you can see, auto insurance will cover you from a variety of mishaps. While you may not need all of these policies, it is nice to know that you have options!
If you are interested in an auto insurance quote, feel free to speak with our North Carolina insurance agency. We would be happy to answer any questions about these options and help you choose a reliable policy for you and the drivers in your family!