When you purchase an insurance policy – home, auto, or anything else – and pay your premiums, it’s easy to assume you’re fully covered. Since coverage is determined by where you’re at in life at the time of purchase, you may be. Until you’re not. Endorsements often provide additional or extra coverage that your standard […]
The end of 2021 is nearly here, and it’s time to ring in the New Year in a big way. Before the big night, make a plan of how to keep yourself safe during the celebrations. Whether you’re throwing a party or going to one, there are a few things to do so you have […]
Usage based insurance (UBI) is a relatively new form of auto insurance coverage that bases your premiums on your driving behavior. In many cases, drivers receive discounts that may significantly lower the cost of their insurance. Is usage based auto insurance right for you? Here’s what you need to know. What is Usage Based Insurance? […]
We’ve all been there. The storm outside gets worse, with lightning and thunder crashing all around you. You fear it might hit your home or cause a serious power surge. Oftentimes you get lucky and the storm passes without incident. But what happens if there’s a sudden power surge and your computer, appliances, or smart […]
Welcome to every homeowner’s worst nightmare: foul sludge bubbling up from your pipes into the tub or your yard. It gets everywhere, smells disgusting, and costs thousands in damage. Sewage backups and line damage wreak havoc on homes all the time. Will your homeowners insurance policy cover sewer line replacement? Here’s what you need to […]
RV life appeals to more people now than ever before. From retirees to 20-somethings, many are making their RV their full-time home. No matter why you’ve sold your house and put everything into your home on wheels, you need to protect it with the right insurance coverage. Make sure you don’t make these common RV […]
You finally did it. You left the nine to five, made the leap, and now work for yourself. There’s a lot to worry about once you become self-employed, including what you’ll do when things go wrong. Make sure you protect yourself and your new business with the right self-employed business insurance coverage. Every business is […]
Water is essential for life to exist, but it also has powerful destructive potential when not properly managed. As unwanted water makes its way into your home, it can lead to safety concerns, negatively impact the comfort and functionality of your living spaces, and ruin the aesthetics of your property. As a result, the best […]
No one wants to think about sewer lines, waste, and a sewage backup. We wash things down sink drains and flush toilets to make sure we don’t have to think about it. Sewage is gross. What’s grosser still is a sewage backup. Finding yourself ankle deep in sewage in your basement, bathroom, or front yard […]
There are so many reasons why your home may sit empty for a bit. If you expect your existing North Carolina homeowners insurance to cover you, you may be in for a nasty surprise when things go wrong. It’s possible you need vacant home insurance instead. Not sure what that is or if you need […]
