Uninsured Motorist (UM) coverage:
With Uninsured Motorist coverage, we pay medical expenses and lost wages when you’re in an accident caused by a driver who has no insurance to cover these expenses. We pay up to the limits you chose when you bought the policy.
Underinsured Motorist (UIM) coverage:
With Underinsured Motorist coverage, we pay medical expenses and lost wages when you’re in an accident caused by a driver who doesn’t have enough insurance to cover these expenses. We pay up to the limits you chose when you bought the policy.