Your Leading North Carolina Insurance Agency

With 3 convenient locations within the Greater Charlotte Area in North Carolina, Charlotte Insurance has evolved into an all-inclusive, client-focused insurance brokerage firm. We are committed to offering superior North Carolina and South Carolina insurance strategies for residents all across the region; whether you are from Matthews, Huntersville, Cornelius, Davidson, Mooresville, Monroe, Concord, or beyond!

Since 1992, the team here at Charlotte Insurance has been dedicated to changing the insurance industry for the better. Our keen attention to detail and unwavering commitment to quality service has enabled us to build strong, close-knit relationships with our customers and our overall community. Relationships that thrive off of mutual understanding between agent and customer.



What our clients say about us

Mike McGee was great to work with. I really felt like I had an advocate, not just a "salesman". He gave me different options, and took charge so I didn't have to worry about anything. He walked me through my part. He was prompt and professional. I really felt like I was in good hands. He is very knowledgeable. Buying a house is very overwhelming, and he worked with my realtor, loan officer, etc. I have and will continue to recommend him.

Judy B.

Customer Since 2018

My Agent Barbara has gone above and beyond to find me the very best insurance coverage , and at the lowest cost too! Not only that; her customer care is phenomenal! I love having someone as an agent who genuinely cares about their customers , and does all they can to ease any concerns and answer questions— and Barbara does that! I am not usually one to boast ; yet I am PROUD to have Barbara on my side , and I have told many of my friends and colleagues about how pleased I am to have my insurance through Charlotte Insurance Group! The only complaint I could think of is : I wish I had known sooner! It would have saved me tons! I am a repeat client and refuse to switch to the more advertised “ bigger companies” , because I am very satisfied and they simply don’t have the Heart like Barbara does at Charlotte Insurance! Thank you so much for asking me to answer this survey ; and a special “Thanks!” To Barbara and the Team ! It’s such a pleasure to have a reliable crew taking care of my insurance needs. Yours Truly, Jeanne Mears

Jeanne M.

Customer Since 2017

Our Agent Kathy Miller was very kind and patient with us during our application process. She continues to be very accommodating to our insurance requests. She is a true representation of what an agent should be to its customers.

Norman M.

Customer Since 2017

Karla Combs at Charlotte Insurance took over all my policies and made the experience very seamless and saved me money at the same time.

Rodrick C.

Customer Since 2018

Michael McGee is the real deal. extremely responsive and knows how to find exactly what we’re looking for. Overall I’ve had a great experience with Charlotte insurance but the big difference is Michael.

Adam V.

Customer Since 2012

Charlotte insurance is professional and responsive to my needs as a general contractor. They are knowledgeable about my insurance needs and quick to get me the certificates of insurance I need to keep my business running smoothly. Thank you Markos and Kathy!

Danny C.

Customer Since 2014

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Our Mission is Simple
At Charlotte Insurance, we strive to be an Insurance Brokerage Firm that not only meets the needs of its clientele, its team and its partner insurance carriers—but one that also exceeds and redefines all expectations. We work with you to identify the insurance coverages that are right for you, your family or your business and ensure that you are aware of the policy options available to you through our agency.

We pride ourselves on being the leading Carolina Insurance Specialists. Our team at Charlotte Insurance takes the time to effectively evaluate your unique North and South Carolina insurance needs so that your biggest assets are protected at the utmost competitive rates. Additionally, our comprehensive insurance strategies encompass a wide range of risk exposures—resulting in the peace of mind that comes from knowing what matters most to you is protected.

As the area’s most trusted independent North Carolina insurance agency, Charlotte Insurance is proud to serve the diverse insurance needs of North and South Carolina residents and businesses. From a reliable Charlotte Homeowners Insurance policy to a product as crucial as South Carolina Auto Insurance we aim to secure the highest quality coverage and protection that our customers deserve.

At Charlotte Insurance we certainly don’t stop there! Perhaps you’re searching for a customized North Carolina Business Insurance package, a Comprehensive South Carolina Health Care Program, or even a specialty South Carolina Life Insurance Plan designed for your unique lifestyle. Rest assured because we’ve made your coverage needs our top priority! We provide all of the knowledge and expertise you would expect from a well established, community-driven insurance agency.

Our unique tools and extensive knowledge have equipped our agents with the ability to handle multiple policy lines, while continuing to save you valuable time and money.

And remember no matter where you are located – whether it’s an affordable Charlotte Insurance Quote you need or even a personalized York Insurance Package– we’ve got your coverage requirements under control! Contact Charlotte Insurance, your premier North and South Carolina Insurance provider, to discover the coverage options available today!