Your Leading North Carolina Insurance Agency

With 3 convenient locations within the Greater Charlotte Area in North Carolina, Charlotte Insurance has evolved into an all-inclusive, client-focused insurance brokerage firm. We are committed to offering superior North Carolina and South Carolina insurance strategies for residents all across the region; whether you are from Matthews, Huntersville, Cornelius, Davidson, Mooresville, Monroe, Concord, or beyond!

Since 1992, the team here at Charlotte Insurance has been dedicated to changing the insurance industry for the better. Our keen attention to detail and unwavering commitment to quality service has enabled us to build strong, close-knit relationships with our customers and our overall community. Relationships that thrive off of mutual understanding between agent and customer.


What our clients say about us

Charlotte Insurance is what I needed and what the doctor ordered. They told me what I was lacking and then proceeded on what they could do for me. I needed some good old honest hospitality by someone and they gave it to me. Thanks!


Joseph G.

If you have (or are considering buying) a Boat, or RV, of any size, any valuation, anywhere in the country... you need to talk to Charlotte Insurance... they are the best. That's really all that needs to be said... "They are the best!"


Lucky E.

I just wish everyone could be as committed to his customers as Charlotte Insurance is. We needed an RV policy quickly and they got it done for us. They make things happen! They listened to our needs and concerns about our RV coverage which they balanced with sound, experienced advice to ensure we were covered adequately at the price that met our budget.


Michael M.

I’ve worked with many insurance companies and agents in my lifetime but working with Charlotte Insurance has been the easiest and most satisfying.

Aaron A.

It is very hard for individuals to search the market and get the best coverage at the best price. It is comforting to know we can rely on Charlotte Insurance to have our best interests at heart.

Alfonso C.

Customer Since 2012

Charlotte insurance has been too good to be true to me. My go to guy Michael has been very easy to communicate with via email or phone, quick responses and reasonable prices. As long as I live in NC, with Charlotte insurance is where I will be.

Jessica B

Customer Since 2017

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Our Mission is Simple

At Charlotte Insurance, we strive to be an Insurance Brokerage Firm that not only meets the needs of its clientele, its team and its partner insurance carriers—but one that also exceeds and redefines all expectations. We work with you to identify the insurance coverages that are right for you, your family or your business and ensure that you are aware of the policy options available to you through our agency.

We pride ourselves on being the leading Carolina Insurance Specialists. Our team at Charlotte Insurance takes the time to effectively evaluate your unique North and South Carolina insurance needs so that your biggest assets are protected at the utmost competitive rates. Additionally, our comprehensive insurance strategies encompass a wide range of risk exposures—resulting in the peace of mind that comes from knowing what matters most to you is protected.

As the area’s most trusted independent North Carolina insurance agency, Charlotte Insurance is proud to serve the diverse insurance needs of North and South Carolina residents and businesses. From a reliable Charlotte Homeowners Insurance policy to a product as crucial as South Carolina Auto Insurance we aim to secure the highest quality coverage and protection that our customers deserve.

At Charlotte Insurance we certainly don’t stop there! Perhaps you’re searching for a customized North Carolina Business Insurance package, a Comprehensive South Carolina Health Care Program, or even a specialty South Carolina Life Insurance Plan designed for your unique lifestyle. Rest assured because we’ve made your coverage needs our top priority! We provide all of the knowledge and expertise you would expect from a well established, community-driven insurance agency.

Our unique tools and extensive knowledge have equipped our agents with the ability to handle multiple policy lines, while continuing to save you valuable time and money.

And remember no matter where you are located – whether it’s an affordable Charlotte Insurance Quote you need or even a personalized home insurance policy for your place in York – we’ve got your coverage requirements under control! Contact Charlotte Insurance, your premier North and South Carolina Insurance provider, to discover the coverage options available today!