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Charlotte Insurance Named Top 10 Agency by Auto-Owners Insurance

Written By Charlotte Insurance on September 22, 2020. It has 0 comments.

charlotte insurance agency award for being a top 10 agency with auto-owners insurance

For the third time, Charlotte Insurance has been named as a Top 10 Agency by Auto-Owners Insurance! Auto-Owners Insurance is an insurance provider that works exclusively with independent insurance agencies across 26 states — agencies like ours. They partner with more than 6,300 agencies in total, making this award an honor. Charlotte Insurance is proud […]

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Want to Lower Your Workers Comp Costs? Lower Your Experience Mod.

Written By Charlotte Insurance on September 22, 2020. It has 0 comments.

two construction workers holding a paper and discussing ways to lower their workers' compensation insurance experience mod.

One of the most important costs for any business is often considered the one most out of your control — workers’ compensation insurance. You have more control than you realize. You just have to know what impacts your overall costs. With workers’ compensation, the most important factor in your premium is your experience mod. To […]

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General Liability Insurance – What It Does and Does Not Cover

Written By Charlotte Insurance on September 17, 2020. It has 0 comments.

a man signing a general liability insurance policy reading about what it does and does not cover

As a business owner, you’ve likely heard many times how important general liability insurance is to your business. It’s the first and most important insurance policy you may ever purchase. But it’s important to know what it does and doesn’t cover, so you can make smart and strategic decisions for your business. Here’s what you […]

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Pay-As-You-Go Auto Insurance – Is It Right For You?

Written By Charlotte Insurance on September 15, 2020. It has 0 comments.

a man driving his car wondering if pay-as-you-go auto insurance for him

If you’ve ever wondered why you pay so much for auto insurance when you drive so few miles, you may be interested in a pay-as-you-go auto insurance policy. While it’s not right for every driver, there are situations that are tailor made for this form of auto insurance. What is Pay-As-You-Go Auto Insurance? Known by […]

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Demystifying Condo Insurance

Written By Charlotte Insurance on September 11, 2020. It has 0 comments.

a condo that needs a charlotte condo insurance policy

You own a condo (or want to buy one), and you know you need condo insurance, but it’s confusing. How much do you need? What does the condo association cover? Do you need a special policy? Let’s take the confusion out of condo insurance once and for all. The Condo Association’s Master Policy What determines […]

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9 Flood Insurance Myths

Written By Charlotte Insurance on September 9, 2020. It has 0 comments.

a flooded building that is in need of flood insurance

Most people never think about flood insurance until the worst happens, and their home is damaged beyond recognition. A lot of people think they don’t need coverage or that it won’t work for them, so they ignore it and never buy a policy. Let’s bust several common myths about flood insurance so you have the […]

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Earthquakes and Your Insurance

Written By Charlotte Insurance on August 31, 2020. It has 0 comments.

a cracked road due to an earthquake in Charlotte, NC

On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]

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How to Help Your New Driver

Written By Charlotte Insurance on August 27, 2020. It has 0 comments.

a car with a student driver sign on the top being drive by a young driver

The most exciting thing that happens in your teen’s life may be the scariest thing for you — learning to drive. You want them to learn, to have a bit of freedom, to run errands for you when you’re tired. But as parents it’s easy to worry about the potential dangers, too. How can you […]

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How Having Your College Student Back at Home May Impact Your Insurance

Written By Charlotte Insurance on August 25, 2020. It has 0 comments.

a college student who moved back home with parents, impacting their insurance

Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]

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Do You Need Additional Insurance for Your Shed or Garage?

Written By Charlotte Insurance on August 20, 2020. It has 0 comments.

a shed that needs insurance

Have you ever wondered if you need a separate insurance policy for your shed or unattached garage? The answer is…maybe. Some homeowners will be just fine with their standard home insurance, but others won’t. How you use your shed, what you store in it, and the perils covered under your current policy will determine if […]

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