Blog

5 Landlord Insurance Horror Stories

Written By Charlotte Insurance on October 10, 2019. It has 0 comments.

charlotte nc apartment complex that needs insurance

Insurance on a rental property can seem like just one more expense in a long list of things that cost too much money. But it’s there for a reason — to protect you and your investment when something goes horribly wrong. Not convinced? Check out these real-life horror story experiences from landlords just like you. […]

Read More

Fire Prevention Week 2019

Written By Charlotte Insurance on October 6, 2019. It has 0 comments.

a home on fire during fire prevention week of 2019

Not every hero wears a cape, so plan and practice your escape in case of a home fire. Fire Prevention Week (October 6-12) is an excellent time to educate everyone in your home and in your life on how they can keep themselves safe from home fires.  In a typical home, you may have as […]

Read More

Insurance Options for Crafters

Written By Eddy DeMelo on October 2, 2019. It has 0 comments.

crafter in need of insurance

With fall quickly approaching, the season of craft fairs will soon begin.  In cities across the United States, many individuals will set up tables at craft fairs to sell holiday items, jewelry, clothing, accessories, baked goods and other items.  While you may think of this as “small business”, the creative industry continues to be an […]

Read More

Renting Out Your Home – Is It Worth the Risk?

Written By Charlotte Insurance on September 30, 2019. It has 0 comments.

house that may need rental

Renting your home out sounds like a great way to make money or to hold onto a property you’re not living in. With the right tenants and an understanding the responsibilities you have has a landlord, it can be a sound way to build your income. But that doesn’t mean there aren’t any risks involved.  […]

Read More

Chimney Maintenance

Written By Charlotte Insurance on September 26, 2019. It has 0 comments.

a fireplace belonging to someone who followed some fireplace and chimney safety tips

Winter is just around the corner — don’t let the last few warm days fool you. If you’re dreaming of a crackling fire on a cold night, now is the time to think about your chimney and fireplace. Proper care and maintenance not only keeps your fireplace functioning properly, it prevents damage and disasters. Here’s […]

Read More

Hazard Insurance: What It Is and What It Isn’t

Written By Charlotte Insurance on September 23, 2019. It has 0 comments.

a couple ready to learn about hazard insurance

Are you buying a new home? Did your mortgage lender tell you that you need hazard insurance as a requirement for the purchase and you can’t go to closing until you have it? You know you need homeowners insurance, but you didn’t know about hazard insurance! Don’t panic. Hazard insurance isn’t a special kind of […]

Read More

Best of Charlotte: Apple Picking!

Written By Charlotte Insurance on September 12, 2019. It has 0 comments.

apple picking in Charlotte, NC

Even if you can’t feel the change in the air yet, fall is fast approaching. If that puts you in mind of apple cider, pie, and apple-picking, you’re not alone! September is prime apple picking season although you can still find delicious apples into late October, when the weather really begins to change. If you’re […]

Read More

How Much is “Too Much” — Is It Possible to Be Over Insured?

Written By Charlotte Insurance on September 10, 2019. It has 0 comments.

a question mark representing the question "is it possible to be over insured?"

We spend a lot of time making sure people have enough insurance. Not carrying enough liability coverage or updating policy limits over time can put you in a financial crisis after an accident. But there’s another side to insurance that should be avoided as well — having too much insurance. While it’s not as common […]

Read More

Creating Safer Workspaces

Written By Charlotte Insurance on September 3, 2019. It has 0 comments.

hard hats belonging to a company that follows workplace safety guidelines

While you can’t prevent all accidents or workers’ compensation claims, you can create a safer workspace for your employees and yourself. Doing so will keep your employees out of harm’s way and your costs down. Here’s how you can create a safer work area for your employees. Provide Safety Training Common sense isn’t always common, […]

Read More

Fall and Fire Pits

Written By Charlotte Insurance on September 2, 2019. It has 0 comments.

fire pit safety tips

Fall weather is in the air, and the heat has started to lift. What better time to hang out with friends or enjoy a peaceful moment at home around your fire pit? Fire pits are popular in fall weather as homeowners extend their living space to the back yard or their patio. If you’re ready […]

Read More