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Fall Driving Hazards for NEMT Fleets: Wet Leaves, Early Darkness, School Zones

Written By Charlotte Insurance on October 22, 2026. It has 0 comments.

wet leaves in the road

Autumn weather is often beautiful. The leaves start changing colors, the air smells clean and fresh, and the sunsets are amazing. However, there can be a downside to the season. The weather is great sometimes, but it can also be rainy and dark, thanks to the time change. When you consider the potential autumn hazards […]

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Fall Maintenance Checklist for HOA Boards: Reducing Storm and Water Damage Claims

Written By Charlotte Insurance on October 12, 2026. It has 0 comments.

a person on a ladder cleaning the gutters as part of their HOA's fall maintenance

There are two excellent times to perform maintenance on your HOA property: spring and autumn. Both are times of seasonal change, so it makes sense to ensure that everything is inspected and repaired, if necessary, before winter sets in and after it’s gone. For the fall, your goal should be to reduce storm and water […]

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Cybersecurity Awareness Month: Protecting Customer Data on Your Dealership’s Systems

Written By Charlotte Insurance on October 8, 2026. It has 0 comments.

a woman working in an auto dealership in need of a cyber liability insurance policy

Did you know that October is Cybersecurity Awareness Month? So, what does this mean for your business? Actually, it can mean a lot. It’s time to review your dealership’s digital security practices to ensure that your customer’s data is safe. After all, your company collects and stores quite a bit of sensitive information, such as […]

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Insuring Art, Wine, and Collections: What High-Net-Worth Policies Often Miss

Written By Charlotte Insurance on October 8, 2026. It has 0 comments.

an art collection in need of insurance

Inflation is bad in some ways, as standard, everyday items get more expensive, but there’s an upside: all of your collectibles are now worth more than before. Like inflation, this is both bad and good. Sure, your paintings, jewelry, high-end watches, and more are increasingly valuable, but you need to increase your insurance coverage to […]

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Trade-In & Consignment Vehicles: Closing Insurance Gaps During Model-Year Changeover

Written By Charlotte Insurance on September 28, 2026. It has 0 comments.

2 vehicles parked in a dealership's lot

Even though next years’ new car models are technically dated “2027,” this doesn’t mean you have to wait until January for them to appear on your lot. Instead, these vehicles appear on auto lots like yours in the fall, giving customers something to look forward to. While this time of year may be great for […]

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Hurricane Preparedness for HOA & Condo Associations: Insurance Steps to Take Before a Storm

Written By Charlotte Insurance on September 22, 2026. It has 0 comments.

a hurricane on a map

Hurricane season is here, so it’s time to make sure that your HOA or condo association has the right insurance coverage in place. Even if your tenants or homeowners have their own rental or property insurance to protect what’s theirs, this doesn’t mean that you don’t have coverage gaps of your own. After all, if […]

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Hurricane & Severe Weather Response Plans for NEMT Providers: Protecting Vulnerable Passengers

Written By Charlotte Insurance on September 15, 2026. It has 0 comments.

a NEMT driver transporting a patient during a hurricane

Things can turn bad very quickly when severe weather hits during a patient transport. Although these passengers are on a non-emergency transport (NEMT) vehicle and are typically in better shape than those in an ambulance, they do tend to have precarious health situations that you need to keep in mind when putting together a hurricane […]

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Hurricane Season Insurance Checklist for Coastal & Vacation Properties

Written By Charlotte Insurance on September 9, 2026. It has 0 comments.

a road sign that reads "hurricane season"

Expensive coastal properties are not only a way to add assets to your portfolio, but they provide your family with another gathering place when the weather is gorgeous, and you want to take advantage. However, there’s a darker side to these houses: the chances of them getting damaged in a windstorm go up a little […]

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Open Lot Insurance Limits and Deductibles: How to Set Them for Peak Inventory Months

Written By Charlotte Insurance on August 17, 2026. It has 0 comments.

an auto dealership's lot covered by an open lot insurance policy

Automobile dealership owners have a number of things to worry about. After all, their inventory is expensive, on wheels, and left out in the open a majority of the time. This is why there are so many different types of insurance available for dealerships, ranging from standard commercial property policies to those that cover the […]

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