Do you know what every car dealership owner’s biggest fear is? Storms. Windstorms, rainstorms, and those random bursts of hail that pop up when you least expect them can damage the vehicles in your inventory, especially the ones that are left outside on the lot. While dealer open lot insurance is designed for this very […]
Accidents happen, even to the most experienced drivers. When a car crash leads to a passenger injury, what should your driver do? First and foremost, they need to call the authorities and make sure that the patient is as safe as possible and that the scene is secure and safe. After this, they can start […]
When it comes to insuring high-value, high-end homes, more often than not homeowners end up with gaps in their coverage. The most common of these comes from the sheer costs of materials that go into rebuilding one of these houses after a windstorm, fire, or other covered loss. Those materials, many of which are custom, […]
Did you know that your rental classifications play a significant role in your insurance coverage? After all, insurers treat the words “unoccupied” and “vacant” differently both in your policy and when you file a claim. Why? If your properties sit vacant or are designed for frequent turnover, like an Airbnb, you run a higher risk […]
Dealership owners have a lot to worry about. Things like: “Will my building catch on fire due to a spark from the shop area?” “And what happens if that hurricane damages my inventory?” Thankfully, there’s insurance for both of those scenarios, as well as ones that play out when issues happen on test drives or […]
When a condo or HOA unit burns down, is hit by a vicious windstorm, or anything else occurs resulting in a covered insurance loss, there are obviously some expenses to consider. One of them is the price of a new building or condo unit that meets updated building code requirements. Although older buildings can be […]
Those who collect high-end vehicles know just how important it is to have the right insurance policies in place. After all, we’re not talking about cars that cost mere hundreds of thousands of dollars. No, these cars can go for half a million dollars and up, making insurance coverage more about lawsuits, coverage limits, and […]
Running a NEMT, or Non-Emergency Medical Transport company, comes with risks. While you can’t control things like other drivers on the road, emergent medical issues with your patients, and similar problems, you can control one key factor: your drivers. As it turns out, many of the issues that arise with an NEMT company come down […]
If you run a company that offers non-emergency transport services, it’s crucial to have all of the right insurance policies in place. There are a lot of risks that come with transporting patients, many of which leave your business, including your employees and drivers, liable for problems that occur. Some of these risks include injuries […]
If you own a multifamily building, there are a number of things to worry about, ranging from finding tenants to collecting rent on time. Duties like caring for the building, performing routine maintenance, and making sure that all of the utilities are running properly are also items on your list. Dealing with flood damage? That’s […]
