As a restaurant owner, you need to be aware of things like profit margins and what can eat into them, like lawsuits over alcohol-based incidents. What happens when a patron has one too many drinks and then causes an accident or manages to trip and fall and hurt themselves (or worse, hurts others)? They may […]
Restaurant owners need to have a lot of different types of insurance in place. Not only do they need to protect their building and equipment, but they also have to be covered just in case something happens with the food that they serve. Wondering which risks you might face? Want to know which types of […]
A bar is supposed to be a fun place for people to hang out, celebrate, and have a good time. But alcohol doesn’t always bring out the best in people. You opened your bar to give people a good time and a place to have fun, but you know all-too-well that it can also lead […]
Slips, trips, and falls are some of the most common accidents for restaurants from patrons or employees. All represent potentially expensive claims, and even lawsuits if a customer or third-party experiences injury or property damage. Thanks to the amount of people in your restaurant, the speed in which staff need to move, and wet floors […]
The local bar is meant to be a place for people to gather, hang out, watch sports, meet people, and have a good time. As great as your bar is, there are a lot of potential dangers and liabilities lurking around every corner. Having good safety measures will prevent a lot of problems, but when […]
You didn’t open your restaurant because you wanted to worry about food costs, overtime, or insurance coverage. You did it because serving and feeding people is your passion. To keep living your dream every day, you have to take precautions now. The right restaurant insurance policy will keep you going even when the worst happens. […]
Owning a restaurant means you’re making a lot of decisions. Who works what shift, what’s tonight’s special, should you hire an extra person for the kitchen? The choices you make determine whether your establishment makes money and grows or not. Your restaurant insurance policy is another important decision you need to make. It’s just as […]
Wouldn’t it be nice if every night was like a scene out of Cheers? You get plenty of new customers and the regulars come in, sit in their same seats, order their same drinks, and any problems wrap up nicely in less than 30 minutes. No one drinks too much or causes problems that can’t be easily solved.
Running a bar or restaurant offers a lot of great opportunities. You get to share good drinks and great food with your community. You feed people for a living. People celebrate good days and laugh away bad days, and your bar or restaurant are a part of it all.
Unfortunately, bars and restaurants are a hotbed of lawsuits from patrons. While there are things you can to do mitigate against lawsuits, you can’t prevent them completely. That’s why having the right type and amount of insurance is so important.
You know that your employees’ health impacts their ability to work. When they get sick, they can’t come in — or they come in and productivity suffers. In office environments, a lot of people are sedentary and don’t always eat as healthy as they should. Accidents happen and people get sick.