What is the Average Cost of Homeowners Insurance in North Carolina?

Written By btbcontent on October 21, 2022. It has 0 comments.

What is the Average Cost of Homeowners Insurance in North Carolina - Charlotte Insurance

According to a 2022 Bankrate study of average premium prices, the average cost of homeowners insurance in North Carolina is $1,317 for $250,000 coverage. That’s just the tip of the iceberg in understanding how much you can expect to pay for insurance coverage. Here’s what you need to know. Average Homeowners Insurance Costs Vary North […]

Read More

What Can You Do About North Carolina Home Insurance Rate Increases?

Written By Charlotte Insurance on September 25, 2022. It has 0 comments.

What Can You Do About North Carolina Home Insurance Rate Increases

Home insurance rates are on the rise in North Carolina. Before you panic, it’s important to get the facts…and learn what you can do about it. Here’s what you need to know.   Almost 43 Percent Proposed Rate Increase Requested Over Two Years The North Carolina Rate Bureau has proposed a 42.6 percent rate increase […]

Read More

Can You Trim Your Neighbor’s Trees?

Written By Charlotte Insurance on September 20, 2022. It has 0 comments.

Can You Trim Your Neighbor’s Trees - man trimming tree

A tree growing on your neighbor’s property fully belongs to them. You can’t tell them how to take care of their tree or when to trim it. But if the limbs grow over into your property, you have more options than you realize. Here’s what you need to know.   When Tree Limbs Grow Into […]

Read More

How to Prepare for Hurricanes in North Carolina

Written By Charlotte Insurance on September 7, 2022. It has 0 comments.

How to Prepare for Hurricanes in North Carolina - hurricane season road sign

Hurricane Florence may have been the last major hurricane to hit North Carolina back in 2018 but even when we’re not in the direct path, we’re still impacted by storms every hurricane season. It’s important to prepare so that you can keep yourself and your family safe. Here’s what you need to do. Build Your […]

Read More

What Is Coinsurance?

Written By Charlotte Insurance on January 20, 2022. It has 0 comments.

a stack of coinsurance documents

Coinsurance is a little known, little understood, but very common clause for most property insurance coverages. Not understanding how it works – as well as not re-evaluating your homeowners insurance policy from time to time – can cause serious problems when you need to file a claim. Here’s what you need to know. What is […]

Read More

How Does the Increase in Home Values Impact Your Home Insurance?

Written By Charlotte Insurance on January 13, 2022. It has 0 comments.

the exterior of a home with an increased value owned by people wondering if they need to increase their home insurance

The news is inundated with the fact that home values are on the rise. You may have even received a few postcards and flyers encouraging you to refinance or even sell your home and make some serious cash. With values going up, you may wonder if you have enough home insurance to cover your home. […]

Read More

Replacement Cost Explained – Home Insurance Basics

Written By Charlotte Insurance on December 23, 2021. It has 0 comments.

a damaged home with a replacement cost insurance policy

There are a lot of technical terms thrown around when discussing home insurance policies. They’re not always easy to understand or obviously important when you first hear them. Replacement cost is a very important feature of home insurance policies. It’s what can help make you whole again after a serious disaster. Here’s what you need […]

Read More

Insurance Policy Endorsements – What are They and Do You Need Them?

Written By Charlotte Insurance on December 21, 2021. It has 0 comments.

a stack of insurance policy riders

When you purchase an insurance policy – home, auto, or anything else – and pay your premiums, it’s easy to assume you’re fully covered. Since coverage is determined by where you’re at in life at the time of purchase, you may be. Until you’re not. Endorsements often provide additional or extra coverage that your standard […]

Read More

New Year’s Eve Safety – Celebrating Without Worry

Written By Charlotte Insurance on December 16, 2021. It has 0 comments.

a safe new year celebrations

The end of 2021 is nearly here, and it’s time to ring in the New Year in a big way. Before the big night, make a plan of how to keep yourself safe during the celebrations. Whether you’re throwing a party or going to one, there are a few things to do so you have […]

Read More

Home Insurance and Power Surges – What You Should Know

Written By Charlotte Insurance on December 7, 2021. It has 0 comments.

lightning hitting a home causing a power surge that's covered by home insurance

We’ve all been there. The storm outside gets worse, with lightning and thunder crashing all around you. You fear it might hit your home or cause a serious power surge. Oftentimes you get lucky and the storm passes without incident. But what happens if there’s a sudden power surge and your computer, appliances, or smart […]

Read More