How to Properly Vet a Contractor

Written By Charlotte Insurance on September 28, 2021. It has 0 comments.

a home in the middle of being renovated by someone who took the time to vet their contractor

You’re finally ready for a big home improvement project and know you want to hire a contractor to get the job done. This is a big financial investment and will impact your home and your life. It’s important to hire the right person. Here’s how to vet a contractor so you hire the best person […]

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“Other Structures” Coverage Explained

Written By Charlotte Insurance on August 18, 2021. It has 0 comments.

a shed that would be covered under a homeowners insurance policy's "other structures" coverage

You know your home and everything inside is protected by your home insurance under “dwelling” coverage. But what is “other structures” coverage and what exactly do you get with that coverage? Here’s what you need to know about this very important but often misunderstood part of your homeowners insurance policy. What is “Other Structures” Coverage? […]

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Does Homeowners Insurance Cover You on Vacation?

Written By Charlotte Insurance on July 27, 2021. It has 0 comments.

a family relaxing on the beach during their vacation because they know what their homeowners insurance does and does not cover

You’re ready to book a condo for this year’s summer vacation. You’ve got a to-do list, a checklist, and lots of unpacked luggage waiting to be filled. But wait? Do you need special insurance for your vacation or will your homeowners insurance cover you? Here’s what you need to know. What Your Homeowners Insurance Covers […]

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How to Protect Your Home This Summer

Written By Charlotte Insurance on June 23, 2021. It has 0 comments.

a homeowner checking their home security system on their phone.

Summer is a great time for major home projects and renovations, time spent with family, and a lot of other activities both at and away from home. To make sure your summer stays fun and your home stays protected, take care of these things before summer fully arrives. Home Security Summer, especially this year, tends […]

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8 Things to Know Before Hiring a Contractor

Written By Charlotte Insurance on June 4, 2021. It has 0 comments.

a family discussing home renovations

Are you planning a major home renovation or addition this year? Looking for a good contractor at a price you can afford? Before you hire just anyone, keep these things in mind to make sure you find the right person and protect your home at the same time. Have an Idea of What You Want […]

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How to Compare Insurance Policies

Written By Charlotte Insurance on May 14, 2021. It has 0 comments.

a person on their laptop comparing insurance policies

You asked for quotes from multiple insurance agencies, just like you’ve been told you should do. They each have a different total. How do you compare them to find out which one is the best choice besides just looking at the price? In general, it’s not a good idea to purchase insurance based on price […]

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Heating Your Home with Oil? Don’t Ignore This Important Coverage

Written By Charlotte Insurance on April 27, 2021. It has 0 comments.

an oil tank in the basement covered by oil tank insurance

Other than refilling your home’s heater oil tank, how much time do you spend thinking about it? Probably not much — until there’s a problem. Unfortunately, with oil tanks storing anywhere from 250 to 1000 gallons of oil, a “problem” gets big and expensive quickly. If you think your homeowners insurance will cover leaks or […]

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Personal Cyber Insurance: A New Coverage Worth Considering

Written By Charlotte Insurance on April 22, 2021. It has 0 comments.

a person typing on their laptop, researching their personal cyber insurance options

You likely hear a similar refrain of advice on a frequent basis, either from family and friends or on social media: Don’t click a link in an email from an address you don’t recognize. Be careful about what sites you shop from. Avoid logging into your bank or financial service sites on public WiFi. Where […]

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April Showers Bring May…Flooding

Written By Charlotte Insurance on April 20, 2021. It has 0 comments.

a multi colored umbrella getting rained on.

Scroll through the news on your phone or turn on the evening news during dinner before or during a storm, and you’ll hear the same thing: Warnings about potential flooding. In November 2020, Charlotte was hit with historic and deadly flooding. In late March 2021, forecasters warned of flash floods and other dangers after a […]

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Starting a Home-Based Business? Consider This, First!

Written By Charlotte Insurance on March 25, 2021. It has 0 comments.

a woman sitting at a desk at her computer researching insurance options for her home based business

Starting a business, especially one you can do from your home, is exciting and nerve-wracking. You’re taking control of your income, following your passion, and doing something you love! Of course, you’re thinking about supplies, marketing, how much to charge, what tools you need, and everything that goes into running a successful business. Maybe you’re […]

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