According to a 2022 Bankrate study of average premium prices, the average cost of homeowners insurance in North Carolina is $1,317 for $250,000 coverage. That’s just the tip of the iceberg in understanding how much you can expect to pay for insurance coverage. Here’s what you need to know. Average Homeowners Insurance Costs Vary North […]
Home insurance rates are on the rise in North Carolina. Before you panic, it’s important to get the facts…and learn what you can do about it. Here’s what you need to know. Almost 43 Percent Proposed Rate Increase Requested Over Two Years The North Carolina Rate Bureau has proposed a 42.6 percent rate increase […]
A tree growing on your neighbor’s property fully belongs to them. You can’t tell them how to take care of their tree or when to trim it. But if the limbs grow over into your property, you have more options than you realize. Here’s what you need to know. When Tree Limbs Grow Into […]
Hurricane Florence may have been the last major hurricane to hit North Carolina back in 2018 but even when we’re not in the direct path, we’re still impacted by storms every hurricane season. It’s important to prepare so that you can keep yourself and your family safe. Here’s what you need to do. Build Your […]
You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]
Coinsurance is a little known, little understood, but very common clause for most property insurance coverages. Not understanding how it works – as well as not re-evaluating your homeowners insurance policy from time to time – can cause serious problems when you need to file a claim. Here’s what you need to know. What is […]
Thinking of renting out your home when you move? Feel like your second home could help pay for itself when you’re not using it? If you’re considering renting your property, make sure a landlord insurance policy is part of the plan. Here’s what you need to know. How Do You Know You Need a Landlord […]
The news is inundated with the fact that home values are on the rise. You may have even received a few postcards and flyers encouraging you to refinance or even sell your home and make some serious cash. With values going up, you may wonder if you have enough home insurance to cover your home. […]
There are a lot of technical terms thrown around when discussing home insurance policies. They’re not always easy to understand or obviously important when you first hear them. Replacement cost is a very important feature of home insurance policies. It’s what can help make you whole again after a serious disaster. Here’s what you need […]
When you purchase an insurance policy – home, auto, or anything else – and pay your premiums, it’s easy to assume you’re fully covered. Since coverage is determined by where you’re at in life at the time of purchase, you may be. Until you’re not. Endorsements often provide additional or extra coverage that your standard […]
