Even though you think you have enough coverage on your homeowner’s insurance policy, it never hurts to have some extra precautions in place. For example, an umbrella insurance policy, which is designed to provide some additional liability coverage, can be added to your homeowner’s policy. Since these umbrella policies are inexpensive, they provide plenty of […]
Category: Charlotte Personal Insurance
The Benefits of Having a Home Inventory for Home Insurance Claims
Written By btbcontent on May 5, 2023. It has 0 comments.
Do you know exactly what’s in your home? Well, you probably have a good idea of the important items that you use every day, such as your couch or loveseat, your television, everything in the kitchen that you use to cook, and so on. But what about the little things? Can you name everything in […]
The Importance of Uninsured/Underinsured Motorist Coverage in Auto Insurance
Written By Charlotte Insurance on April 21, 2023. It has 0 comments.
When you’re looking at those cars sitting alongside yours at a red light, you have no way of knowing how much insurance the other drivers have. Do they have full coverage? Do they meet state minimums only? Or worse, do they not have any insurance at all? While this may seem like it’s none of […]
Insuring Your Collectibles
Written By Charlotte Insurance on March 1, 2023. It has 0 comments.
Are your collectibles protected? Whether you prefer action figures, comic books, or even antique statues and plates, you’ve most likely spent a lot of time putting your collection together. You more than likely have catalogued everything within that collection and have no issues understanding what every single item is worth. But the real question is: […]
How to Prepare for Your Annual Insurance Review
Written By Charlotte Insurance on February 20, 2023. It has 0 comments.
Did you know that you should review your insurance coverage every single year? The beginning months of the year are the best time to sit down with your insurance agent and go over your policies. This process can be used to clear up any questions that you have regarding your insurance, as well as to […]
How to Use a Generator Safely
Written By Charlotte Insurance on September 14, 2021. It has 0 comments.
After a storm, when the power is out, especially in summer, your home gets miserable fast. No cold A/C. Spoiled food. And no one can charge a phone or turn on a light. That’s why generators are growing in popularity with many homeowners. Once the power goes out, you can at least have a little […]
5 Common Sense Insurance Tips
Written By Charlotte Insurance on January 12, 2021. It has 0 comments.
It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]
How Much is “Too Much” — Is It Possible to Be Over Insured?
Written By Charlotte Insurance on September 10, 2019. It has 0 comments.
We spend a lot of time making sure people have enough insurance. Not carrying enough liability coverage or updating policy limits over time can put you in a financial crisis after an accident. But there’s another side to insurance that should be avoided as well — having too much insurance. While it’s not as common […]
Celebrate Insurance Awareness Day
Written By Charlotte Insurance on June 25, 2019. It has 0 comments.
If the only time you think about insurance is when you need to file a claim, you’re not alone. Most people would prefer not to think about it at all. But your policy, whether auto, home, renters, or life, is such a crucial way to protect yourself that it’s not something to forget about completely. […]
Don’t Be Fooled by Low Prices
Written By Charlotte Insurance on May 23, 2019. It has 0 comments.
This April Fool’s Day you might get taken in by a prank or two, but don’t let the super low prices promised by some insurance providers fool you. When you choose the lowest price insurance coverage, the joke could be on you at the worst possible time. Here’s what you don’t get when you chose […]