Long-haul truckers have a lot to deal with. Not only do they need to meet deadlines as they drive freight across the country, but they also have to hold all of the right insurance policies, lest they be stuck paying out of pocket should something happen. Are you in the long-haul trucking industry? Wondering what […]
In 48 states across the country, someone who is 18 years old can receive their commercial drivers license (CDL), assuming that they can past the required tests. Garbage trucks, 18-wheelers, delivery trucks, you name it, they could all potentially have an 18 year old behind the wheel.
What a driver that young cannot do is cross state lines. Drivers must be at least 21 to be an interstate trucker. That is, unless a recently added provision in the six-year highway bill currently being proposed passes into law.
The open road, independence on the job, and a second home on 18 wheels – the life of a trucking owner operator isn’t always easy, but for many, it’s worth it. You are your own business, and if something happens to you or your truck, you’re out of work and out of money. Protect yourself, your family, and your business by making sure that you have the right kind of insurance for your truck, your trailer, and you.
TYPES OF INSURANCE COVERAGE FOR OWNER OPERATORS
Carrying insurance for your business is all part of owning and operating a company. The coverage you purchase protects you, your business, your employees, and your customers in the event of an unforeseen accident. On average, there is one dump truck-related fatality a week in the United States. In the dump truck business, you need special coverage to properly protect both drivers and customers.
Because of the risks associated with operating a tow truck, finding the right Charlotte tow truck insurance policy is extremely important.
Carrying the wrong amount or kind of insurance is just as bad as not carrying any coverage. Your tow truck insurance will protect you, your drivers, your business, and your customers.
CHARLOTTE TOW TRUCK INSURANCE COVERAGE
Big trucks are a necessary part of life. Without trucks, goods couldn’t get hauled from one end of the country to the other, disabled vehicles couldn’t get towed, trash couldn’t be picked up, and boxes couldn’t be delivered to your front door. Trucks are everywhere on the roads and, unfortunately, accidents happen. Good insurance coverage is imperative in your business.
Your Charlotte commercial truck insurance requirements are determined, in part, by how many people drive trucks for your business, how many miles are traveled each year, and what is being hauled.
No one wants to think about it, but accidents happen. You might travel on the same dark road for years without incident, until one night with icy conditions, decreased visibility, and a deer that runs into the middle of the road.
It happens all across the country: