Working out in your front yard the other day, you noticed something strange in the wooden posts near the front door. Little holes had formed near the ground where your shrubs are, and there are all kinds of white bugs near the worst section.
Uh oh. You realize you might have termites. You begin imagining collapsing ceilings, crumbling walls, and much more. It’s your worst nightmare as a homeowner.
The question now is, do you call your insurance company? Will your policy cover the damage?