Is Usage Based Auto Insurance Right for You?

Written By Charlotte Insurance on December 14, 2021. It has 0 comments.

a driver behind the wheel who has usage based auto insurance

Usage based insurance (UBI) is a relatively new form of auto insurance coverage that bases your premiums on your driving behavior. In many cases, drivers receive discounts that may significantly lower the cost of their insurance. Is usage based auto insurance right for you? Here’s what you need to know. What is Usage Based Insurance? […]

Read More

Homeowners Insurance and Storm Damage: What’s Covered and What Isn’t

Written By Charlotte Insurance on August 3, 2021. It has 0 comments.

a close up of a home's roof with storm clouds in the background

You know your homeowners insurance includes coverage for storm damage, but what does that actually include? From downed trees to roof damage, a lot can go wrong when a storm hits. Make sure you know what your policy covers and what it doesn’t. What Home Insurance Covers Standard homeowners insurance policies cover damage to both […]

Read More

Does Your Auto Insurance Cover Delivery Driving?

Written By Charlotte Insurance on July 13, 2021. It has 0 comments.

a delivery driving in their truck smiling because he knows he has the right delivery driver coverage on his auto insurance policy

You signed up for a delivery service app to make a little extra cash. It seems easy enough: drive around, make deliveries, get paid. But what happens if you get into an accident? Will your auto insurance cover you? Will the delivery service take care of the claim? Here’s what you need to know before […]

Read More

How to Help Your New Driver

Written By Charlotte Insurance on August 27, 2020. It has 0 comments.

a car with a student driver sign on the top being drive by a young driver

The most exciting thing that happens in your teen’s life may be the scariest thing for you — learning to drive. You want them to learn, to have a bit of freedom, to run errands for you when you’re tired. But as parents it’s easy to worry about the potential dangers, too. How can you […]

Read More

4 Reasons Why You Need Insurance for Your Camper (Even a Small Pop-up!)

Written By Charlotte Insurance on August 18, 2020. It has 0 comments.

a travel trailer that needs insurance

Think insurance for your small camper is unnecessary? Didn’t purchase coverage in order to save money? You might lose money without insurance for your camper — yes, even with a small pop-up camper! Here are four reasons why you need insurance for your camper, no matter how small or old it might be. It Might […]

Read More

Replacement Cost vs. Actual Cash Value: Which is Right for You?

Written By Charlotte Insurance on July 28, 2020. It has 0 comments.

a home belonging to someone deciding between actual cash value and replacement value

When buying homeowners insurance, a lot of terms get thrown around, creating a bit of confusion and leading to many questions. The two most common (and likely most important) terms in your homeowners policy are replacement cost and actual cash value. What are they, and how do you know which one is right for you? […]

Read More

6 Ways to Celebrate Dad in Quarantine

Written By Charlotte Insurance on June 16, 2020. It has 0 comments.

a son celebrating father's day with his dad while in quarantine

This year Father’s Day won’t look like any other past Father’s Day, thanks to COVID-19. But that doesn’t mean you can’t celebrate, whether you’re quarantining with Dad or in your own home. Here are a few ideas to make his day special and let him know how much you love him. Have Brunch, Lunch, or […]

Read More

Protecting Your Business During Civil Unrest

Written By Charlotte Insurance on June 3, 2020. It has 0 comments.

broken window during a time of civil unrest

When you created your business’s emergency plan, you were thinking of big storms, a fire, or some other natural disaster. There’s a good chance that protesting, riots, and civil unrest didn’t factor into your plan at all. As a business owner, maintaining your business activities as much as possible is important, but you also have […]

Read More

Spring Home Maintenance

Written By Charlotte Insurance on March 17, 2020. It has 0 comments.

somehow tackling some home maintenance tasks

Now that the winter weather is on its way out the door (minus those last minute cold snaps, of course), it’s time to turn your attention to spring. Not just the beautiful weather and the fun to be had outdoors. It’s also a good time to take care of spring home maintenance, especially as the […]

Read More

Safety Tips for Body Shops and Mechanics

Written By Charlotte Insurance on February 20, 2020. It has 0 comments.

a bodyshop in need of insurance

Just because you have insurance for your body shop or garage doesn’t mean you want to use it. Keep yourself and your employees safe while on the job to prevent accidents and insurance claims. Share these tips with everyone at the shop so you can all work safer. Never wear loose clothing, bulky gloves, or […]

Read More