Summer heat can be bad for those in good health, leaving them overheated, dehydrated, and close to heat exhaustion if they aren’t careful on those sizzling summer days. Now imagine what it’s like for someone with a chronic illness who needs to take a NEMT (also known as Non-Emergency Transport) vehicle to and from their […]

Condos and homeowner’s associations in warm weather areas are filled with owners who want to rent out their properties on Airbnb and VRBO in order to make some extra money when they’re not living there. While these short-term rental properties are a great way for the property owners to make extra money, they create a […]

Warmer weather brings heavy rainstorms with it, especially those that include hail. Whether those ice crystals are the size of a dime or a golf ball, they can cause damage to the vehicles on your lot. Since these make up your inventory, it’s problematic when those dents, dings, and broken windows are left behind by […]

If you run a company that offers non-emergency transport services, it’s crucial to have all of the right insurance policies in place. There are a lot of risks that come with transporting patients, many of which leave your business, including your employees and drivers, liable for problems that occur. Some of these risks include injuries […]

Auto dealerships need to have certain types of insurance in place. Two of them include garage liability and dealer open lot insurance, both of which commonly are mistaken for each other. As it turns out, both do very different things, with garage liability covering any injuries or property damage that happens to others while on […]

Key Takeaways Re-check limits so inflation and rebuild costs don’t leave you underinsured. Make sure business interruption coverage matches how you operate today. Update workers’ comp and EPLI based on staffing changes and expanded roles. Revisit cyber liability as threats, vendors, and response plans evolve. Audit COIs so a lapse doesn’t turn into your problem. […]

Usage based insurance (UBI) is a relatively new form of auto insurance coverage that bases your premiums on your driving behavior. In many cases, drivers receive discounts that may significantly lower the cost of their insurance. Is usage based auto insurance right for you? Here’s what you need to know. What is Usage Based Insurance? […]

You know your homeowners insurance includes coverage for storm damage, but what does that actually include? From downed trees to roof damage, a lot can go wrong when a storm hits. Make sure you know what your policy covers and what it doesn’t. What Home Insurance Covers Standard homeowners insurance policies cover damage to both […]

You signed up for a delivery service app to make a little extra cash. It seems easy enough: drive around, make deliveries, get paid. But what happens if you get into an accident? Will your auto insurance cover you? Will the delivery service take care of the claim? Here’s what you need to know before […]

The most exciting thing that happens in your teen’s life may be the scariest thing for you — learning to drive. You want them to learn, to have a bit of freedom, to run errands for you when you’re tired. But as parents it’s easy to worry about the potential dangers, too. How can you […]