Auto dealerships need to have certain types of insurance in place. Two of them include garage liability and dealer open lot insurance, both of which commonly are mistaken for each other. As it turns out, both do very different things, with garage liability covering any injuries or property damage that happens to others while on […]
Key Takeaways Re-check limits so inflation and rebuild costs don’t leave you underinsured. Make sure business interruption coverage matches how you operate today. Update workers’ comp and EPLI based on staffing changes and expanded roles. Revisit cyber liability as threats, vendors, and response plans evolve. Audit COIs so a lapse doesn’t turn into your problem. […]
Usage based insurance (UBI) is a relatively new form of auto insurance coverage that bases your premiums on your driving behavior. In many cases, drivers receive discounts that may significantly lower the cost of their insurance. Is usage based auto insurance right for you? Here’s what you need to know. What is Usage Based Insurance? […]
You know your homeowners insurance includes coverage for storm damage, but what does that actually include? From downed trees to roof damage, a lot can go wrong when a storm hits. Make sure you know what your policy covers and what it doesn’t. What Home Insurance Covers Standard homeowners insurance policies cover damage to both […]
You signed up for a delivery service app to make a little extra cash. It seems easy enough: drive around, make deliveries, get paid. But what happens if you get into an accident? Will your auto insurance cover you? Will the delivery service take care of the claim? Here’s what you need to know before […]
The most exciting thing that happens in your teen’s life may be the scariest thing for you — learning to drive. You want them to learn, to have a bit of freedom, to run errands for you when you’re tired. But as parents it’s easy to worry about the potential dangers, too. How can you […]
Think insurance for your small camper is unnecessary? Didn’t purchase coverage in order to save money? You might lose money without insurance for your camper — yes, even with a small pop-up camper! Here are four reasons why you need insurance for your camper, no matter how small or old it might be. It Might […]
When buying homeowners insurance, a lot of terms get thrown around, creating a bit of confusion and leading to many questions. The two most common (and likely most important) terms in your homeowners policy are replacement cost and actual cash value. What are they, and how do you know which one is right for you? […]
This year Father’s Day won’t look like any other past Father’s Day, thanks to COVID-19. But that doesn’t mean you can’t celebrate, whether you’re quarantining with Dad or in your own home. Here are a few ideas to make his day special and let him know how much you love him. Have Brunch, Lunch, or […]
When you created your business’s emergency plan, you were thinking of big storms, a fire, or some other natural disaster. There’s a good chance that protesting, riots, and civil unrest didn’t factor into your plan at all. As a business owner, maintaining your business activities as much as possible is important, but you also have […]
