Do you make New Year’s resolutions each year only to give up by February? Why is it that we start a year with such good intentions only to fall back into bad habits within a few weeks? If you love making a New Year’s resolution but can’t seem to stick to it, we understand the […]
Are you convinced that all home insurance policies are the same? Think again. While the standard coverage that most homeowners buy is an all-risk policy, it’s not the only choice you have. The alternative option is named peril coverage. What’s the difference, and which is right for you? Here’s what you need to know about […]
Getting your car detailed can be pricey but heading into the warmer months with a nice, clean car is always a treat. Don’t have the cash but want a clean car? Have the cash but aren’t willing to pay that kind of price? The good news is that you can save quite a lot of money by doing it yourself, and it’s not that hard to do, either.
Here’s what you need to know.
Before you get your out on your boat this summer, make sure you know and understand the proper etiquette out on the water and at the docks. The best boaters are those that are the most well-informed and the safest. If you’re new to boating or it’s been a while since you’ve been out on the water, the Coast Guard offers an auxiliary class for boating safety. It’s not only extremely educational and helpful, but it can help you save money on your Charlotte boat insurance, too.
The idea that we’re being watched all the time isn’t just in our heads. Thanks to things we keep learning about social media and privacy plus all the data Google collects, the idea of “Big Brother” isn’t paranoia. But not all systems are as nefarious as we’ve been lead to believe, either. Some things are truly designed to help people but only with your permission. This includes telematics.
Whether you have a modest travel trailer or a larger-than-life home on wheels, you need the proper insurance coverage for your RV. When you consider insurance coverage, the value of your trailer or RV is only part of the decision. You also need to consider everything you store inside of your RV, as well.
Before you get on the road for a summer of fun, make sure your RV is covered with the right amount and kind of insurance.
Your property is protected by your homeowners insurance while you occupy it, but what about while you’re building it or adding onto it? If you think your general contractor’s insurance will cover you, think again. A general contractor is usually only required to carry liability insurance for losses due to their own negligence. Your homeowners insurance typically doesn’t cover pre-construction and buildings under construction.
So how are you supposed to protect your property while it’s in the process of being built or remodeled? To do that, during the construction phase, you need builder’s risk insurance.
Are you a driver who keeps your cell phone safely out of arms reach, sticks to the speed limit, and never has an accident? Yet even with no tickets or accidents, you may have seen your premiums go up each year. It doesn’t seem logical that you’re paying more even though you’re being safe out on the road. But now, we have a reward for that!
You might think that workers’ compensation insurance is a 20th century invention, but you’d be wrong. While workers’ comp as we know it in the United States only dates back to the early 1900s, the idea of compensating injured workers is an old practice.
Being a renter doesn’t mean you have to live with beige everything or never decorate for fear of losing your security deposit. All it means is that you need to be a bit more creative in how you spruce things up. Just because you don’t own it, doesn’t mean you can’t love it or have fun!