Our very own Carolina Panthers won their last game and are headed to the Super Bowl! Everyone is excited and proud, and you’re looking forward to inviting your friends over to watch the big game.

You’ve got a new TV. The beer is already chilling in the fridge, and your liquor cabinet is stocked up. There will be a ton of good food, too. You’re going to invite your best buds and a few people from work to watch the big game.

Before you get too excited and invite everyone you know, keep a few things in mind.

Notice anything different about us right now? That’s right, we’re showing our Panther Pride with a slight change to the Charlotte Insurance logo. We’re so proud of our hometown heroes, the Carolina Panthers, and how far they’ve come this season. Especially after that win over the Seattle Seahawks! Did you see that game?

From all of us at Charlotte Insurance, we hope that you and your family have a very Merry Christmas and a safe and happy New Year!

Insurance – everyone needs it, most people have it, but many don’t understand it. Plenty of misinformation and myths are out there about auto, homeowner’s, and health insurance, and bad information can cost you money. Let’s clear some of the more common insurance myths for you.

You spent weeks planning for this night. The house was decorated perfectly. The food tasted amazing. Your friends and family all said they had a wonderful time. Those new drink recipes you found online were a complete hit.

No one was feeling any pain when they left after your holiday party. In fact, it could have lasted a few more hours if you were still in your 20s. Sure, a couple of people were wobbly when they left, but they’ve always been fine before. You felt great at the end of the night. Best party ever.

The next morning, you get the news. One of your party-goers had too much to drink, and they got into an accident. The other driver was injured. Your friend will be fine – once he deals with the fall-out of causing an accident and driving under the influence. You, however, may be at the beginning of a major nightmare unless you have umbrella insurance.

Ever heard the expression, “You get what you pay for?” No one wants to pay more than they have to for anything, including auto insurance, but cheap insurance can cost you in the long run. Saving money on your monthly premiums by being underinsured won’t help you if you’re involved in an accident. The money you saved will be gone in a flash while you’re forced to pay out-of-pocket for big expenses.

Whether it’s pizza, tacos, or gourmet meals, food trucks of all shapes, sizes, and cuisines are popping up across the country. Comparatively low overhead, an exciting new trend, and bringing a restaurant directly to the people are just some of the reasons food trucks are pulling into parking lots everywhere.

The Charlotte Food Truck scene is growing. Thinking of starting your own? Here’s what you need to know to protect yourself, your future customers, and your dream business.