What is Subrogation?

Written By Charlotte Insurance on January 26, 2022. It has 0 comments.

subrogation Charlotte Insurance Blog

You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]

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What to Do if Your Car Gets Stuck in the Snow

Written By Charlotte Insurance on December 30, 2021. It has 0 comments.

a car stuck in the snow

The snow looks beautiful coming down. Snow days might be a nice break from a regular work day. But having to get your car unstuck is never any fun. Here’s what you need to do when it happens to you. Create as Much Traction as Possible Traction is the amount of grip your tires have […]

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Insurance Policy Endorsements – What are They and Do You Need Them?

Written By Charlotte Insurance on December 21, 2021. It has 0 comments.

a stack of insurance policy riders

When you purchase an insurance policy – home, auto, or anything else – and pay your premiums, it’s easy to assume you’re fully covered. Since coverage is determined by where you’re at in life at the time of purchase, you may be. Until you’re not. Endorsements often provide additional or extra coverage that your standard […]

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Auto and Renters Insurance for Your College Student

Written By Charlotte Insurance on September 22, 2021. It has 0 comments.

2 Charlotte college students in need of auto insurance and renters insurance

College is a big step in the lives of your children — and in your life. You’ve spent their entire life protecting them, and now you have to let them go off without you. With the right insurance coverage, you can keep protecting them every day — at least until they graduate. Here’s what you […]

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How Does an Electric Vehicle Impact Your Insurance Rates?

Written By Charlotte Insurance on September 16, 2021. It has 0 comments.

an electric vehicle being charged

You want to drive an electric vehicle because you care about the environment. These days, electric models can drive further and are more affordable than in the past. Plus, charging stations are popping up all over the place. For those who want to decrease dependence on fossil fuels and get away from combustion engines, electric […]

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Protecting Your Vehicle and Preventing Theft

Written By Charlotte Insurance on August 19, 2021. It has 0 comments.

a thief attempting to break into a car

No one wants to imagine their vehicle being broken into or stolen, but it happens every day. You can’t prevent all crime, but you can take measures to protect yourself. Here’s what you need to know. Tips to Protect Your Vehicle Theft is often a crime of opportunity. Most criminals want to get what they […]

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Renting Out Your Car – Should You Use Turo?

Written By Charlotte Insurance on July 20, 2021. It has 0 comments.

a red sports car being rented via Turo

You’re not driving your car as much, and it’s just sitting in your driveway. At the same time, extra money always comes in handy. You’re considering using Turo to rent out your vehicle for those times you’re not using it. Should you do it? Will it affect your auto insurance? Here’s what you need to […]

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What to Know Before You Tow

Written By Charlotte Insurance on July 7, 2021. It has 0 comments.

an RV being towed by someone who's comfortable towing a large trailer

Getting the new toy, like an RV or boat, was a dream come true! Using it affords a life of freedom and fun. But now you need to get your new toy from point A to point B which means you’ll need to tow it. Here’s what you know before you hitch up and hit […]

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What Happens if a Friend Gets Into an Accident Driving Your Car?

Written By Charlotte Insurance on July 6, 2021. It has 0 comments.

a blue car with a large dent caused when a friend, who was borrowing the owner's car, got into an accident.

Your friend was behind the wheel of your vehicle, and now there’s been a fender-bender. Who’s insurance pays the claim? How will all of this be handled? The answers to any of the questions you have are that it depends on a few factors. Here’s what you need to know if your friend gets into […]

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Planning a Road Trip? Check Out These Insurance Tips

Written By Charlotte Insurance on June 18, 2021. It has 0 comments.

a map of a road trip

Summer is here, and it’s time to hit the road for an adventure! Before you hop behind the wheel, make sure you know how your auto insurance will work and what you need to do if you’re renting a vehicle. Here’s what you need to know. Pick: Your Car vs. a Rental What vehicle are […]

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