Understanding Gap Insurance and Why It’s Important for New Car Owners

Written By Charlotte Insurance on May 25, 2023. It has 0 comments.

A GAP Insurance policy

Picture this: you just purchased a new car and are informing your insurance company about it so that they can update your auto insurance. After finding out how much you paid for the car and looking up some specs in their database, your insurance agent advises you to get GAP (Guaranteed Asset Protection) insurance. Obviously, […]

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Understanding the Impact of Car Modifications on Your Auto Insurance

Written By Charlotte Insurance on May 23, 2023. It has 0 comments.

2 mechanics working under a car while discussing the importance ot a modified car insurance policy

From auto enthusiasts to those who simply want a car that stands out from the crowd, car modifications are a clever way to highlight your personality and own a vehicle that’s truly unique. The only issue arises when you consider car insurance. Can you get a standard auto policy on a modified car? Or do […]

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The Impact of Your Credit Score on Your Auto Insurance Premiums

Written By Charlotte Insurance on May 17, 2023. It has 0 comments.

a credit report showing The Impact of Your Credit Score on Your Auto Insurance Premiums

Do you know which factors go into how much you pay for your auto insurance premiums? Yes, things like your age, driving record, vehicle year, make, and model, and your geographic location all matter, but so does your credit score. Why does your credit score matter? How do insurance companies use it to determine how […]

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The Importance of Uninsured/Underinsured Motorist Coverage in Auto Insurance

Written By Charlotte Insurance on April 21, 2023. It has 0 comments.

people in a car discussing The Importance of UninsuredUnderinsured Motorist Coverage in Auto Insurance

When you’re looking at those cars sitting alongside yours at a red light, you have no way of knowing how much insurance the other drivers have. Do they have full coverage? Do they meet state minimums only? Or worse, do they not have any insurance at all? While this may seem like it’s none of […]

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How Much Does a Traffic Violation Impact Your Auto Insurance?

Written By Charlotte Insurance on March 16, 2023. It has 0 comments.

How Much Does a Traffic Violation Impact Your Auto Insurance

There are few things more nerve-wracking than getting a traffic ticket. First, you have to sit through the traffic stop while the officer runs your plates and determines what to charge you with. Then, you have to decide whether to fight the ticket or simply pay the fine and court costs. Finally, you have to […]

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Insuring Your Side Hustle: Here’s What You Need to Know

Written By Charlotte Insurance on March 3, 2023. It has 0 comments.

Insuring Your Side Hustle Here’s What You Need to Know

It seems as though everyone has a side hustle these days. Thanks to inflation, the rising cost of living, and numerous other factors, it makes plenty of sense to have a job or two on the side, in addition to your full-time employment. Whether you make crafts and sell them online and through in-person fairs, […]

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How to Prepare for Your Annual Insurance Review

Written By Charlotte Insurance on February 20, 2023. It has 0 comments.

How to Prepare for Your Annual Insurance Review

Did you know that you should review your insurance coverage every single year? The beginning months of the year are the best time to sit down with your insurance agent and go over your policies. This process can be used to clear up any questions that you have regarding your insurance, as well as to […]

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Car Insurance in North Carolina: A Comprehensive Guide

Written By Charlotte Insurance on October 21, 2022. It has 0 comments.

Car Insurance in North Carolina A Comprehensive Guide - charlotte insurance

From the moment you start driving, there’s one topic of conversation that never ends: car insurance. How to pay for it, where to get the best price, whether an accident will be covered, and what to do if rates go up. In North Carolina, certain auto insurance coverage may be required, but the state minimums […]

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Can I Buy Back My Totaled Car in North Carolina?

Written By Charlotte Insurance on September 15, 2022. It has 0 comments.

Can I Buy Back My Totaled Car in North Carolina - totaled car

Your vehicle was involved in an accident and now it’s totaled. But you loved that car, and you think you can get it road-worthy again. Can you buy it back here in North Carolina? Here’s what you need to know.   How a Car is Determined to Be Totaled A totaled vehicle is one in […]

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DynamicDrive from National General – What You Should Know

Written By Charlotte Insurance on August 29, 2022. It has 0 comments.

DynamicDrive from National General

Does it sometimes feel unfair that you never get into an accident, never file an auto insurance claim, and always drive safely – but your premiums never go down? You’re doing your part to keep the roads safe, and you deserve a policy that will reward you for it. With DynamicDrive, all your good habits […]

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