Reminder: Your Personal Auto Insurance Policy Doesn’t Cover Your Side Hustle

Written By Charlotte Insurance on February 19, 2021. It has 0 comments.

a man delivering groceries as a side hustle

You started your side hustle delivery job to make some extra cash to pay off some debt and save money. Don’t put it all at risk by relying on your personal auto insurance to cover you on your deliveries. Here’s what you need to know. You Need a Commercial Auto Policy As a delivery driver, […]

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Still Offering Delivery to Your Customers? You Need a Commercial Auto Policy

Written By Charlotte Insurance on February 11, 2021. It has 0 comments.

a person delivering a package without having a commercial auto insurance policy

The world has changed in the past year, and businesses have had to adapt to keep up. If staying afloat has meant offering delivery, you’re not alone. While it’s a good business decision, it also opens your business and your employees up to additional liability. Auto accidents are a very real concern for delivery drivers. […]

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5 Common Sense Insurance Tips

Written By Charlotte Insurance on January 12, 2021. It has 0 comments.

a lightbulb signifying some common sense insurance tips

It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]

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Financial Resolutions for the New Year

Written By Charlotte Insurance on January 7, 2021. It has 0 comments.

list of new year resolutions

The beginning of a new year is the perfect time to figure out what you’ll do better than the year before. With rapid changes to the economy going on all around us, many people have added finances to their goals for 2021. Here are a few common financial resolutions you might have — and tips […]

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Understanding Auto Insurance: Uninsured vs Underinsured Motorist Coverage

Written By Charlotte Insurance on January 4, 2021. It has 0 comments.

a woman inspecting her damaged car while on the phone with her insurance agent discussing her options regarding uninsured and underinsured motorist coverages

You’ve likely heard of uninsured/underinsured motorist coverage as part of your North Carolina auto insurance policy. If you live in North Carolina, it’s a requirement. Because the two forms of coverage are often lumped together, many drivers think they’re the same thing. In fact, they’re two separate forms of auto insurance coverage that work similarly. […]

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There’s No Such Thing as “Full Coverage”

Written By Charlotte Insurance on December 1, 2020. It has 0 comments.

a woman who's been in a car accident and worried about her full coverage auto insurance

The common term of “full coverage” for auto insurance is extremely misleading. All it takes is one too-big auto accident to learn that some aspects of the accident aren’t as well covered as you thought, and only part of it will be paid for. Here’s why “full coverage” is a misnomer and what you can […]

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Pay-As-You-Go Auto Insurance – Is It Right For You?

Written By Charlotte Insurance on September 15, 2020. It has 0 comments.

a man driving his car wondering if pay-as-you-go auto insurance for him

If you’ve ever wondered why you pay so much for auto insurance when you drive so few miles, you may be interested in a pay-as-you-go auto insurance policy. While it’s not right for every driver, there are situations that are tailor made for this form of auto insurance. What is Pay-As-You-Go Auto Insurance? Known by […]

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How Having Your College Student Back at Home May Impact Your Insurance

Written By Charlotte Insurance on August 25, 2020. It has 0 comments.

a college student who moved back home with parents, impacting their insurance

Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]

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How are My Auto Insurance Rates Calculated?

Written By Charlotte Insurance on July 14, 2020. It has 0 comments.

a person calculating the price of auto insurance using a calculator

No one wants to pay a penny more than they have to for their auto insurance. But the factors that determine your premiums can seem confusing and mysterious. While each factor used to calculate your rates is weighted differently, there are some things you can control and some things you can’t. Here are the various […]

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What to Do If Your Car Has Been Broken Into or Vandalized

Written By Charlotte Insurance on July 9, 2020. It has 0 comments.

a car that's been broken into

Finding your car broken into and damaged can be like getting sucker punched. It knocks the wind out of you. You ask yourself why and how and could you have done anything to prevent it. We hope it never happens to you, but if your car gets broken into or vandalized, here’s what to do […]

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