You started your side hustle delivery job to make some extra cash to pay off some debt and save money. Don’t put it all at risk by relying on your personal auto insurance to cover you on your deliveries. Here’s what you need to know. You Need a Commercial Auto Policy As a delivery driver, […]
Category: Auto Insurance
Still Offering Delivery to Your Customers? You Need a Commercial Auto Policy
Written By Charlotte Insurance on February 11, 2021. It has 0 comments.
The world has changed in the past year, and businesses have had to adapt to keep up. If staying afloat has meant offering delivery, you’re not alone. While it’s a good business decision, it also opens your business and your employees up to additional liability. Auto accidents are a very real concern for delivery drivers. […]
5 Common Sense Insurance Tips
Written By Charlotte Insurance on January 12, 2021. It has 0 comments.
It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]
Financial Resolutions for the New Year
Written By Charlotte Insurance on January 7, 2021. It has 0 comments.
The beginning of a new year is the perfect time to figure out what you’ll do better than the year before. With rapid changes to the economy going on all around us, many people have added finances to their goals for 2021. Here are a few common financial resolutions you might have — and tips […]
Understanding Auto Insurance: Uninsured vs Underinsured Motorist Coverage
Written By Charlotte Insurance on January 4, 2021. It has 0 comments.
You’ve likely heard of uninsured/underinsured motorist coverage as part of your North Carolina auto insurance policy. If you live in North Carolina, it’s a requirement. Because the two forms of coverage are often lumped together, many drivers think they’re the same thing. In fact, they’re two separate forms of auto insurance coverage that work similarly. […]
There’s No Such Thing as “Full Coverage”
Written By Charlotte Insurance on December 1, 2020. It has 0 comments.
The common term of “full coverage” for auto insurance is extremely misleading. All it takes is one too-big auto accident to learn that some aspects of the accident aren’t as well covered as you thought, and only part of it will be paid for. Here’s why “full coverage” is a misnomer and what you can […]
Pay-As-You-Go Auto Insurance – Is It Right For You?
Written By Charlotte Insurance on September 15, 2020. It has 0 comments.
If you’ve ever wondered why you pay so much for auto insurance when you drive so few miles, you may be interested in a pay-as-you-go auto insurance policy. While it’s not right for every driver, there are situations that are tailor made for this form of auto insurance. What is Pay-As-You-Go Auto Insurance? Known by […]
How Having Your College Student Back at Home May Impact Your Insurance
Written By Charlotte Insurance on August 25, 2020. It has 0 comments.
Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]
How are My Auto Insurance Rates Calculated?
Written By Charlotte Insurance on July 14, 2020. It has 0 comments.
No one wants to pay a penny more than they have to for their auto insurance. But the factors that determine your premiums can seem confusing and mysterious. While each factor used to calculate your rates is weighted differently, there are some things you can control and some things you can’t. Here are the various […]
What to Do If Your Car Has Been Broken Into or Vandalized
Written By Charlotte Insurance on July 9, 2020. It has 0 comments.
Finding your car broken into and damaged can be like getting sucker punched. It knocks the wind out of you. You ask yourself why and how and could you have done anything to prevent it. We hope it never happens to you, but if your car gets broken into or vandalized, here’s what to do […]