What to Do if You’re Involved in a Hit and Run

Written By Charlotte Insurance on April 12, 2021. It has 0 comments.

a woman who was involved in a hit and run

No one ever wants to think about being in an auto accident, and you probably can’t imagine being the victim of a hit and run. But it can happen at any time, anywhere, even here in Charlotte. It’s better to be prepared than to be caught off guard. Here’s what you need to know if […]

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How Much Renters Insurance Should You Have?

Written By Charlotte Insurance on March 21, 2021. It has 0 comments.

Whether your landlord requires it or you’ve decided to buy a policy on your own, the hardest part about renters insurance is figuring out how much you need to buy. Buy too little, and you won’t be protected when you most need help. Buy too much, and you could be wasting money. Here’s what you […]

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Reminder: Your Personal Auto Insurance Policy Doesn’t Cover Your Side Hustle

Written By Charlotte Insurance on February 19, 2021. It has 0 comments.

a man delivering groceries as a side hustle

You started your side hustle delivery job to make some extra cash to pay off some debt and save money. Don’t put it all at risk by relying on your personal auto insurance to cover you on your deliveries. Here’s what you need to know. You Need a Commercial Auto Policy As a delivery driver, […]

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Still Offering Delivery to Your Customers? You Need a Commercial Auto Policy

Written By Charlotte Insurance on February 11, 2021. It has 0 comments.

a person delivering a package without having a commercial auto insurance policy

The world has changed in the past year, and businesses have had to adapt to keep up. If staying afloat has meant offering delivery, you’re not alone. While it’s a good business decision, it also opens your business and your employees up to additional liability. Auto accidents are a very real concern for delivery drivers. […]

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5 Common Sense Insurance Tips

Written By Charlotte Insurance on January 12, 2021. It has 0 comments.

a lightbulb signifying some common sense insurance tips

It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]

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Financial Resolutions for the New Year

Written By Charlotte Insurance on January 7, 2021. It has 0 comments.

list of new year resolutions

The beginning of a new year is the perfect time to figure out what you’ll do better than the year before. With rapid changes to the economy going on all around us, many people have added finances to their goals for 2021. Here are a few common financial resolutions you might have — and tips […]

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Understanding Auto Insurance: Uninsured vs Underinsured Motorist Coverage

Written By Charlotte Insurance on January 4, 2021. It has 0 comments.

a woman inspecting her damaged car while on the phone with her insurance agent discussing her options regarding uninsured and underinsured motorist coverages

You’ve likely heard of uninsured/underinsured motorist coverage as part of your North Carolina auto insurance policy. If you live in North Carolina, it’s a requirement. Because the two forms of coverage are often lumped together, many drivers think they’re the same thing. In fact, they’re two separate forms of auto insurance coverage that work similarly. […]

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There’s No Such Thing as “Full Coverage”

Written By Charlotte Insurance on December 1, 2020. It has 0 comments.

a woman who's been in a car accident and worried about her full coverage auto insurance

The common term of “full coverage” for auto insurance is extremely misleading. All it takes is one too-big auto accident to learn that some aspects of the accident aren’t as well covered as you thought, and only part of it will be paid for. Here’s why “full coverage” is a misnomer and what you can […]

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Pay-As-You-Go Auto Insurance – Is It Right For You?

Written By Charlotte Insurance on September 15, 2020. It has 0 comments.

a man driving his car wondering if pay-as-you-go auto insurance for him

If you’ve ever wondered why you pay so much for auto insurance when you drive so few miles, you may be interested in a pay-as-you-go auto insurance policy. While it’s not right for every driver, there are situations that are tailor made for this form of auto insurance. What is Pay-As-You-Go Auto Insurance? Known by […]

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How Having Your College Student Back at Home May Impact Your Insurance

Written By Charlotte Insurance on August 25, 2020. It has 0 comments.

a college student who moved back home with parents, impacting their insurance

Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]

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