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    Marty Karriker PRESIDENT & CEO

    Co-Founder of Charlotte Insurance

    Marty Karriker, who is the President & CEO of Charlotte Insurance and a native of Charlotte, North Carolina, began his insurance career in 1990, first in the Life & Health Insurance industry while still attending college at NC State University. As a scholarship athlete, Marty played football for the Wolfpack but became sidelined due to injuries after his junior year. This afforded him the opportunity to get an early start in the insurance industry. Upon graduating NCSU with a B.A. Degree in Business Management, Marty purchased an existing Home & Auto Insurance Agency. Soon after he expanded his footprint to 10 additional locations across the State of North Carolina. By the end of 1999 he sold all of the far reaching locations and began focusing on the local market of the Greater Charlotte Area. Charlotte Insurance has two offices in Charlotte and one in Cornelius at Lake Norman where it is one of the largest privately owned insurance Agencies in Premium Volume and Customer Base in North Carolina & South Carolina. Mr. Karriker was also a leader in seeing the need to embrace Agency Automation and Internet Capabilities, which is much attributed to the success of the company. Today, he mostly oversees business infrastructure, marketing, development, growth and implementation. And just as important, he has established a sales culture and a vision to allow each Team Member to achieve personal growth every year in earnings, knowledge, and advancement within their career. Marty specializes in the following areas: General & Professional Liability, Commercial Property, Commercial Auto, Workers Compensation, Directors & Officers Liability, Cyber Liability, Employee Practices Liability, Employee Benefits Liability, and additionally Home & Auto Insurance.


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    Anna Sage

    Senior Commercial Account Manager

    Anna has been in the insurance business for over 35 years and joined Charlotte Insurance In 2016. She has lived and worked in the Lake Norman and Charlotte area since 1989. Anna specializes in Restaurants, Home Owner and Condo Associations, Apartments and Dental Insurance. When Anna is not working she enjoys spending time in the Beautiful North Carolina Mountains and traveling out West.

    Email Phone: 704-945-2336

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    Kirk Delatorre Bilingual in Spanish

    Commercial Account Manager

    Kirk joined Charlotte Insurance in 2002 and has been instrumental in growing our commercial division. Kirk’s heritage hails from Cuba which has aided Charlotte Insurance in increasing the Hispanic client base within our commercial division. Kirk is a seasoned professional and is proficient in all lines of commercial insurance coverage.

    Email Phone: (704) 887-5508

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    Kathy Miller

    Commercial Lines Advisor & CSR

    As a former Insurance Agency Owner before taking time off to focus on family, Kathy brings a wealth of knowledge and experience to Charlotte Insurance, particularly as it pertains to Trucking and Transportation which was her specialty. Kathy now assist our Commercial Advisors in servicing their customers.

    Email Phone: 704-887-5506

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    Ken Baswell

    Commercial Insurance Advisor

    Ken Baswell joins Charlotte Insurance as a Licensed Insurance Agent in Mooresville, NC. Ken was drawn to Charlotte Insurance because of the complete dedication and loyalty to its customers. His background includes owning a Mortgage Company (B&B Mortgage) as well as a Self-Storage Facilty in Dallas, NC (Dallas Storage). When Ken is not working to insure the world with Charlotte Insurance, he enjoys spending time with his 4 kids on the lake, Boating and skiing.

    Email Phone: (704) 887-5517

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    Markos Keller

    Commercial Insurance Advisor

    Markos Keller a native of Mooresville, joined Charlotte Insurance in April of 2009. He graduated from Gardner Webb University in 1996 with a Bachelor of Science in Business Administration. Markos is an avid motorcycle enthusiast and enjoys riding his 2002 Harley Davidson. Besides motorcycle riding he also enjoys traveling, snow skiing, and NASCSR among other various outdoor sports. Markos is a single Father with four grown daughters.

    Email Phone: (704) 945-2320

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    Hardin Hawes Claims Manager & Commercial Agent

    Property Claims Manager

    Hardin H. Hawes, Claims Manager & Commercial Agent, a native of Houston, Texas, has been living in the Carolinas for the better part of the last twenty years. A veteran of the U.S. Air Force, he has lived in fifteen states and twice in Europe. Hardin is married to Jamie and together they have three bright and beautiful young children. They love living in Lake Norman area and are active participants in the local community. After spending most of his life in some form of customer service, Hardin becoming the Claims Manager and a Commercial Agent for Charlotte Insurance is a natural progression offering a great opportunity for him to meet and help both residents and business owners in the greater Charlotte area.

    Email Phone: 704-945-2318

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    Michael McGee

    Personal Lines Account Executive

    Mike is a native of Batavia, NY has been in the Carolinas for 10+ years. He has 25+ years experience in the Insurance arena in several states and looks forward to using his background and knowledge in helping you find the best program to suit your needs. Mike is married to Laurie and together they have 4 children and 5 grandchildren. They have been in the Lake Norman area since moving to the Carolinas and they fully enjoy the Lake. He is an avid sports fan from high school sports to the pros, has coached youth & junior high teams and done the color commentary for the Lake Norman Wildcats radio broadcast.

    Email Phone: 704-945-2303

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    Clark Harrell

    Personal Lines Agent

    I was born and raised near Greenville, NC. I enjoyed all sports during my childhood and excelled at Baseball. Upon my graduation from High School, I spent my last summer on the tobacco farm and joined the US Army for a two-year enlistment. I found a home there and retired after 20 years of service in 2005. I was a paratrooper for nearly 8 years of my career and was a member of the world famous 82nd Airborne Division twice. I became involved in the Junior ROTC programs while teaching Senior ROTC at the University of Nevada, Reno. I moved to Phoenix, AZ and taught High School JROTC for nearly 7 years. While living in Arizona, I attended and graduated from Arizona State University with a Bachelor of Liberal Studies. I made the decision to move back to North Carolina to be closer to family in February 2018 and stumbled on a position with a successful Insurance Company at Carolina Beach where I stayed for a year. I was afforded this opportunity in February 2020 and I am very excited to be a part of Charlotte Insurance going forward. I hope to become a valued member of the team. I have been doing insurance for just under two years, so I look forward to the support of this great team to help make Charlotte Insurance even more successful than it is now. I currently live in Wilmington, NC with my Doberman Pinscher “Taz” and my favorite hobbies are fishing and golf.

    Email Phone: (704) 945-2308

Little Ave Team Members

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    Sean Hertel Principal & Managing Director

    Co-Founder of Charlotte Insurance

    Sean Hertel is a co-founder and Principal of Charlotte Insurance. Sean received a BSBA in Business/Marketing from East Carolina University. He brings over 28years of experience providing risk management solutions to companies and tailor-made property & casualty solutions for private clients.

    Sean approaches each business and new client with a deep technical expertise, counseling on coverage and exposure. Sean has developed an expertise in a number of areas including; General Liability Insurance, Workers’ Compensation Insurance, Commercial Auto Insurance, Professional Liability Insurance, Directors & Officers Insurance, Business Income Insurance, Cyber Risk / Cyber Liability Insurance, Alternative Risk Finance Programs (Captive Agency), Automotive Dealership Insurance Solutions, and the design of Personal Home Insurance, Auto Insurance, and Umbrella insurance programs.

    Along with building customer relationships, Sean oversees marketing decisions, employee production, and employee growth.


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    Vladimir Gonzalez, CLCS Bilingual in Spanish

    Operations Manager

    Vlad is a retired teacher, originally from New York. He has lived in Charlotte since 1996 and has been with our company since October 2002. Vlad is proficient with many facets of the overall general operations of the business from coverage matters, to procedural matters, as well as technology issues. Vlad enjoys mountain biking and hiking.

    Email Phone: 704-887-5502

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    Christy Jordan

    Accounting Manager

    Christy Jordan is a graduate of the University of South Carolina and lives in Fort Mill, SC at Lake Wylie. She is originally from Spartanburg SC. Christy is married with 2 children. She has been with the company since 1998. She was promoted to head of accounting and records in January 2005.

    Email Phone: 704-945-2315

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    Hector Bonilla Bilingual in Spanish

    Personal Lines Specialist
    Auto, Home, Motorcycle, Boat, RV

    Hector was born in Smithtown, Long Island, NY. His parents are from Puerto Rico, which raised him with their Spanish Language. Hector likes sports as well as being with his family and participating in family events like movie night and game night. Hector excels at customer service with the highest level of customer satisfaction achievable.

    Email Phone: 704-945-2305