Helping Your Teen Become a Better Driver

Written By Charlotte Insurance on June 18, 2019. It has 0 comments.

a teen driver who could use some driving tips

Having a young driver is a milestone for both you and your teenager, but it’s also a stressful time for everyone. You know the risks your kids face behind the wheel, but eventually they have to learn to drive. You can help your teen become a better driver before and after they get their license. […]

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Getting Your Boat Ready for Summer Fun

Written By Charlotte Insurance on June 3, 2019. It has 0 comments.

a NC marina filled with boats that need to get ready for the summer

The sun’s shining, the water is beautiful, and you’re ready to take the boat out and enjoy the great outdoors. After a cold winter and a wet spring, there are a few things you need to do before you set sail. Check Your Boat No matter how you stored your boat over the winter, there’s […]

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Kick Off Summer with a Great Memorial Day BBQ

Written By Charlotte Insurance on May 29, 2019. It has 0 comments.

A NC Memorial Day BBQ

Memorial Day is a time to remember those who’ve served this country and died fighting for it. But it’s also a great way to kick off the summer, and nothing makes that more fun than a great barbecue. Want this to be a BBQ that everyone raves about later? Here are some tips! Invite Family […]

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Preparing for Hurricane Season

Written By Charlotte Insurance on May 27, 2019. It has 0 comments.

a NC hurricane

Hurricane season is right around the corner, but the time to prepare is now. If you wait until there’s a storm on the way, it might be too late. Here’s what you need to do now to get your home and your family ready for hurricane season. Put Together an Emergency Kit Even small storms […]

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The Best Time to Buy Flood Insurance was Yesterday

Written By Charlotte Insurance on September 18, 2018. It has 0 comments.

homes in need of Charlotte flood insurance

The sooner you can buy a flood insurance policy, the better off you’ll be. If heavy rains or rising rivers and lakes don’t make you nervous, Hurricane Florence might have been a wake-up call. It’s easy to think of flooding as a waterfront property or coastal problem (and it is), but anywhere it can rain, […]

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Hotels and Cyber Risk

Written By Charlotte Insurance on October 28, 2015. It has 0 comments.

In early 2015, the White Lodging Services Corporation, a franchisee of hotels including Marriott properties based in Indiana, reported a seven month long cyber breach. It’s every hotel owners worst nightmare. Following a malware issue they believed had been corrected, the point of sale systems for food and beverage locations at 10 properties were insecure and fell victim to a cyber breach. The names, credit card numbers, expiration dates, and security codes from credit card purchases were obtained in the breach. The company was not completely blind to the need for security measures.

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Independent Contractors and Workers Compensation

Written By Charlotte Insurance on October 26, 2015. It has 0 comments.

When your business is growing, it’s often necessary to bring on extra help to make sure that you don’t fall behind. The use of independent contractors can definitely help fill this need but it can come with some risk. How exactly will hiring independent contractors affect your workers compensation insurance policy?

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What’s the Difference Between Excess Liability and Umbrella Insurance?

Written By Charlotte Insurance on October 19, 2015. It has 0 comments.

As a business owner, you often hear horror stories of accidents, lawsuits, and large settlements being awarded. You shudder to think what something similar would cost you, especially knowing your liability insurance limits. You may even have heard of excess liability and umbrella insurance policies.

The two terms are often used interchangeably, and it’s easy to think that they’re one and the same.

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Healthy Drivers are Happy Drivers

Written By Charlotte Insurance on October 16, 2015. It has 0 comments.

As the owner of a transportation business, you know that a good driver helps you build your business, and a bad driver costs you money, time, and reputation. You know that mistakes on the road don’t just cost money, they can cost lives, too.

Your drivers are your company’s biggest asset. Check out these tips to keep them happy, healthy, and alert while on the road – which is good for them and for you.

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Why some Homeowners may need Workers Compensation Insurance Policies

Written By Charlotte Insurance on October 8, 2015. It has 0 comments.

For many homeowners a basic home insurance policy, flood insurance policy, and perhaps an umbrella policy are all the protection they need for their homes to protect against natural disasters, theft, and damage. But for high value clients who possess heirlooms, antiques, and other fine valuables, you understand that the basic insurance policies are not always enough.

Did you realize, though, that you may be missing a valuable insurance policy for the domestic workers you hire to work in your home?

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