4 Things You Need to Know About Insuring Your HOA

Written By Charlotte Insurance on March 12, 2024. It has 0 comments.

a graphic reinforcing the importance of having an HOA insurance policy

Running a homeowner’s association involves keeping track of a number of different things. Not only do you need to enforce the HOA rules and make sure that everyone is paying their dues, but you’re also in charge of the insurance policies that need to be in place should something go wrong. What types of policies […]

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Understanding Performance Bonds

Written By Charlotte Insurance on March 7, 2024. It has 0 comments.

a contractor and homeowner discussing the need for performance bonds

General contractors, regardless of their specialty, need to understand how performance bonds work. Many states require these bonds, which provide an additional layer of protection for the people who hire the contractor to get their ordered work done. Without one, you have no recourse should the contractor disappear before the job is complete. These specialty […]

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Fleet Insurance for Auto Dealerships: What You Need to Know

Written By Charlotte Insurance on March 5, 2024. It has 0 comments.

a fleet of vehicles at an auto dealership in need of fleet insurance

The cars on your lot that are listed for sale are protected under their own insurance policy, but that leaves a glaring gap in coverage: the vehicles owned and operated by your dealership. These vehicles might be protected by a commercial auto insurance policy, but if you have a number of them, then you might […]

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The Importance of Product Liability Insurance for Manufacturers

Written By Charlotte Insurance on February 26, 2024. It has 0 comments.

the owner of a manufacturing facility thinking about the importance of Product Liability Insurance for Manufacturers

Manufacturing companies have a lot to balance on a daily basis. They need to find customers for their products, source the raw materials for those products, and have their employees create and package them. The last thing that the CEO or owner needs to worry about is what happens when the products leave the factory […]

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How to Reduce Insurance Costs for Your Auto Dealership

Written By Charlotte Insurance on February 19, 2024. It has 0 comments.

auto dealership owners discussing ways to lower their insurance costs

Running an auto dealership can be expensive. You not only have to pay for your employees’ salaries, as well as upkeep and maintenance of your buildings and outdoor property areas, but also ensure that your technology is up to date, and more. That said, adding on the cost of insurance may seem like the straw […]

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The Importance of Surety Bonds

Written By Charlotte Insurance on February 15, 2024. It has 0 comments.

a contractor working on a home after securing a surety bond

Before taking on a new job, contractors should always consider having a surety bond in place. These bonds protect both the contractor and the client who hired them, helping ensure that the project gets done. Yes, you may be able to operate without a surety bond, but that largely depends on the state in which […]

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Environmental Liability Insurance for Contractors: Why It’s Essential

Written By Charlotte Insurance on February 6, 2024. It has 0 comments.

Environmental Liability Insurance for Contractors Why It’s Essential (1)

Contractors have a lot of moving pieces to juggle on a daily basis. From hiring employees to ensuring that all of the right materials get to the correct job sites, it’s understandable that some things, like environmental hazards, can fall through the cracks. Thankfully, there are insurance policies available to mitigate these risks, including environmental […]

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Navigating the Complexities of Fire Insurance for Multi-Unit Buildings

Written By Charlotte Insurance on January 30, 2024. It has 0 comments.

Navigating the Complexities of Fire Insurance for Multi-Unit Buildings

Owning a multi-unit or multi-family building is usually a promising investment, as long as the structure is sound, well maintained, and contains the safety features that your location requires. However, there is one danger that you can’t predict: fire. When a larger building catches on fire, not only is it tougher for the fire department […]

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Risk Management Strategies for Manufacturing Companies

Written By Charlotte Insurance on January 23, 2024. It has 0 comments.

Risk Management Strategies for Manufacturing Companies

Manufacturing businesses face a wide variety of risks on a daily basis. There’s the potential for goods to become damaged while sitting in a warehouse awaiting shipping. There’s the chance that a batch of the manufactured items might be defective in some way, leading to consumer issues. There are potential problems with third-party vendors, the […]

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Supply Chain Insurance: Protecting Manufacturers Against Disruptions

Written By Charlotte Insurance on January 16, 2024. It has 0 comments.

Supply Chain Insurance Protecting Manufacturers Against Disruptions

Manufacturing companies have a lot to worry about. Not only do they need to have their quotas met and items produced sold, but they also have to keep an eye on the supply chain. After all, without the raw materials to make their products, the company would be unable to meet any of their customers’ […]

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