Does Business Interruption Insurance Cover COVID-19?

Written By Charlotte Insurance on March 17, 2020. It has 0 comments.

a closed business due to COVID-19 wondering if they qualify for business interruption insurance

Schools and businesses are closing. Events have been cancelled. Even in areas where COVID-19 hasn’t quite been felt yet, the business interruption is clear. You may be wondering if your business interruption insurance can help. Here’s what you need to know. Many Policies Include Standard Business Interruption Coverage If you think you don’t have business […]

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5 Things to Do Before Starting a Business

Written By Charlotte Insurance on March 5, 2020. It has 0 comments.

a man thinking about the things he needs to do before he starts his business

You’ve dreamed about it for so long that it doesn’t feel real, but you’re finally ready to start your own business. You’re going to work for yourself, be your own boss, and make money doing what you love to do. Starting a business is easier than it’s ever been, but that doesn’t mean it’s simple. […]

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Insurance Options for Crafters

Written By Eddy DeMelo on October 2, 2019. It has 0 comments.

crafter in need of insurance

With fall quickly approaching, the season of craft fairs will soon begin.  In cities across the United States, many individuals will set up tables at craft fairs to sell holiday items, jewelry, clothing, accessories, baked goods and other items.  While you may think of this as “small business”, the creative industry continues to be an […]

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Celebrate Insurance Awareness Day

Written By Charlotte Insurance on June 25, 2019. It has 0 comments.

a man reading about insurance awareness day

If the only time you think about insurance is when you need to file a claim, you’re not alone. Most people would prefer not to think about it at all. But your policy, whether auto, home, renters, or life, is such a crucial way to protect yourself that it’s not something to forget about completely. […]

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4 Overlooked Ways Your Business Could Be Saving Money

Written By Charlotte Insurance on March 26, 2019. It has 0 comments.

spreadsheet belonging to a business trying to save money

As a business owner, you know you need to run a lean operation to maximize profits. When spending outpaces income, it’s common to want to make big changes. But cutting staff or reducing business hours often only hurts your bottomline. You can save money in multiple ways that you might not have considered yet. Consolidate […]

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Does Your Small Business Need to Be Bonded?

Written By Charlotte Insurance on March 12, 2019. It has 0 comments.

a charlotte contractor in need of a bond.

You’ve heard of companies that are licensed, insured, and bonded. Have you wondered if your own small business should be too? It helps to understand what a bond is and how it can help your business. What is a Bond? A bond is a guarantee between three parties: you, a customer or client that you’ve […]

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Organizing Your Home Office

Written By Charlotte Insurance on January 15, 2018. It has 0 comments.

A home office, much like the guest room it likely used to be, are often where people stack things and say, “I’ll deal with it later.” Now that it’s the start of a new year, consider this “later.” Make a fresh start with an organized home office. Not only will you feel better about it, but if you work from home, you’ll be more productive, too.

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How to Prepare your Business for an Emergency

Written By Charlotte Insurance on September 8, 2016. It has 0 comments.

When you decided you would become a small business owner, the biggest worry you had was probably finding the right building, how to pay your employees, or if customers would buy your product. Over time, those things are still concerns, but now you probably think more about whether sales will continue to grow or if you can expand to a new location or hire another person to help out.

What many business owners don’t think about, until it’s too late, is how they’ll handle emergencies and disasters that might hit their business. Recent flooding in Louisiana and hurricane worries on the coast should remind us all that big storms and other emergencies can happen at any point.

Is your business ready for an emergency?

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4 Small Business Insurance Myths

Written By Charlotte Insurance on August 2, 2016. It has 0 comments.

As a small business owner, you’re constantly on the lookout for ways to save money, stretch a dollar, and increase your profits. We’re all for cutting out unnecessary expenses, but your insurance isn’t an area that you should skimp on.

Take a look at a few common small business insurance myths and make sure you understand exactly what kind of insurance coverage you do and don’t have.

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5 Reasons You Need Business Insurance

Written By Charlotte Insurance on July 26, 2016. It has 0 comments.

You’ve got a solid business plan. Your budget, financial projections, and marketing plan are current. Your plans have contingency plans.

Basically, you’ve thought of everything, planned for everything, and can’t imagine anything surprising you.

Think again.

If you don’t have business insurance because you think you’re ready for anything or because you’ve calculated the odds of something happening, you could be in for a big shock. It only takes one freak accident or one random lawsuit to ruin a business.

Still not convinced? Take a look at these 5 reasons you need to insure your business.

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