If you work with hazardous materials in any way, shape, or form, you run the risk of accidentally creating an environmental catastrophe. What happens if that fertilizer spills all over the road? Or if the used oil that you’re transporting to a disposal facility ends up spilling into a river or other local waterway? You […]
Category: Business Insurance
The Role of Equipment Breakdown Insurance for Contractors: Minimizing Downtime
Written By Charlotte Insurance on August 1, 2023. It has 0 comments.
If there’s one thing that contractors need, it’s their equipment. Everything from nail guns and cordless drills to power washers and pneumatic lifts are necessary to get those home improvement projects done. But what happens when something breaks? Not only will the piece of equipment need to be repaired, but the project could be on […]
The Benefits of Umbrella Insurance for Small Business Owners
Written By Charlotte Insurance on April 27, 2023. It has 0 comments.
Running a business can be expensive. It’s even more so when you run into limitations with your standard business insurance. If something happens to your building or one of your vehicles that leaves it out of service and your regular business policies don’t provide enough coverage, you might be out of luck. That is, unless […]
The Benefits of Customized Insurance Solutions for Your Unique Business Needs
Written By Charlotte Insurance on April 25, 2023. It has 0 comments.
Every business is different. While a standard BOP or Business Owner’s Policy may work in many cases, there are other needs that insurance policies have to meet. This is where customized insurance solutions come into play. Going beyond the standard choices of things like deductibles and coverage, these insurance policies ensure that all of your […]
Preparing for the Unexpected: The Importance of Business Interruption Insurance
Written By Charlotte Insurance on April 19, 2023. It has 0 comments.
Is your business prepared for every possible problem? You probably already have a standard business owner’s policy in place, but what happens when your business needs to shut down for some unforeseen reason? For example, a hurricane might take out your warehouse, or your office could be subjected to major flooding. Obviously, you won’t be […]
Understanding Business Insurance for the Self-Employed – What You Need to Know with CoverSmart
Written By Charlotte Insurance on March 24, 2023. It has 0 comments.
Every business, no matter how large or small, needs insurance coverage. Yes, even those who are self-employed and spent their time working for themselves, without anything more than a home office, must have some sort of business insurance in place, just in case. It can be daunting to look for a policy when your only […]
Insuring Your Side Hustle: Here’s What You Need to Know
Written By Charlotte Insurance on March 3, 2023. It has 0 comments.
It seems as though everyone has a side hustle these days. Thanks to inflation, the rising cost of living, and numerous other factors, it makes plenty of sense to have a job or two on the side, in addition to your full-time employment. Whether you make crafts and sell them online and through in-person fairs, […]
5 Things To Know Before Starting a Cleaning Business
Written By Charlotte Insurance on June 13, 2022. It has 0 comments.
You know you want to start a cleaning business, and you’re ready to make the leap. Before you do, there are a few things to keep in mind that will set you up for success from day one. Here’s what you need to know. You Need a Plan Before starting any business, you need a […]
Starting a Lawn Care or Landscape Business? Here’s What You Should Know
Written By Charlotte Insurance on June 13, 2022. It has 0 comments.
Opening up your own lawn business this year? Before you buy the trailer and mower, commit to a customer schedule, and mow the first lawn, make sure your business is set up properly. Here’s what you need to know before you get started. What Services You’ll Offer Lawn care and landscaping is much more than […]
A Complete Guide to Insurance for High Risk Concerts
Written By Charlotte Insurance on April 20, 2022. It has 0 comments.
The world knows about the tragic deaths at the Astroworld Festival during a rap concert in 2021. It’s every concert attendee, performer, and organizer’s worst nightmare. It wasn’t the first time tragedy has struck during a concert. The Who in 1979, Pearl Jam in 2000, Great White in 2003…the list goes on and on. Not […]