The Benefits of Adding Umbrella Insurance to Your Homeowners Policy

Written By Charlotte Insurance on May 19, 2023. It has 0 comments.

an illustration of a home being protected by an umbrella insurance policy

Even though you think you have enough coverage on your homeowner’s insurance policy, it never hurts to have some extra precautions in place. For example, an umbrella insurance policy, which is designed to provide some additional liability coverage, can be added to your homeowner’s policy. Since these umbrella policies are inexpensive, they provide plenty of […]

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Insuring Your Collectibles

Written By Charlotte Insurance on March 1, 2023. It has 0 comments.

An illustration of balloon carrying a ship away from a waterfall, representing the importance of Insuring Your Collectibles

Are your collectibles protected? Whether you prefer action figures, comic books, or even antique statues and plates, you’ve most likely spent a lot of time putting your collection together. You more than likely have catalogued everything within that collection and have no issues understanding what every single item is worth. But the real question is: […]

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How to Prepare for Your Annual Insurance Review

Written By Charlotte Insurance on February 20, 2023. It has 0 comments.

How to Prepare for Your Annual Insurance Review

Did you know that you should review your insurance coverage every single year? The beginning months of the year are the best time to sit down with your insurance agent and go over your policies. This process can be used to clear up any questions that you have regarding your insurance, as well as to […]

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Kick Off the Summer, Safely

Written By Charlotte Insurance on June 13, 2022. It has 0 comments.


When you think of summer, you’re probably thinking about the time you’ll spend in the pool, grilling at cookouts, and the parties you want to host. You might not think about injuries, fires, and your liability as a host. But you should. Here are some safety tips to keep your summer fun and carefree – […]

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What is Subrogation?

Written By Charlotte Insurance on January 26, 2022. It has 0 comments.

subrogation Charlotte Insurance Blog

You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]

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Home Insurance and Power Surges – What You Should Know

Written By Charlotte Insurance on December 7, 2021. It has 0 comments.

lightning hitting a home causing a power surge that's covered by home insurance

We’ve all been there. The storm outside gets worse, with lightning and thunder crashing all around you. You fear it might hit your home or cause a serious power surge. Oftentimes you get lucky and the storm passes without incident. But what happens if there’s a sudden power surge and your computer, appliances, or smart […]

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How to Use a Generator Safely

Written By Charlotte Insurance on September 14, 2021. It has 0 comments.

a generator being used safely in Charlotte, NC

After a storm, when the power is out, especially in summer, your home gets miserable fast. No cold A/C. Spoiled food. And no one can charge a phone or turn on a light. That’s why generators are growing in popularity with many homeowners. Once the power goes out, you can at least have a little […]

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“Other Structures” Coverage Explained

Written By Charlotte Insurance on August 18, 2021. It has 0 comments.

a shed that would be covered under a homeowners insurance policy's "other structures" coverage

You know your home and everything inside is protected by your home insurance under “dwelling” coverage. But what is “other structures” coverage and what exactly do you get with that coverage? Here’s what you need to know about this very important but often misunderstood part of your homeowners insurance policy. What is “Other Structures” Coverage? […]

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5 Common Sense Insurance Tips

Written By Charlotte Insurance on January 12, 2021. It has 0 comments.

a lightbulb signifying some common sense insurance tips

It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]

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Common Electrical Mistakes Homeowners Make

Written By Charlotte Insurance on December 15, 2020. It has 0 comments.

an overloaded surge protector that caught on fire

Many homeowners dream of becoming the next DIY rockstar, taking on projects big and small around their home. But mishandling electrical issues can lead to disasters like fires, injury, and more. Protect your home, your family, and your home insurance rates by avoiding these common electrical mistakes. Overloaded Circuits It can happen at any point, […]

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