The Impact of Your Home’s Age on Insurance Rates in North Carolina

Written By Charlotte Insurance on June 29, 2023. It has 0 comments.

The Impact of Your Home's Age on Insurance Rates in North Carolina

When it comes to your homeowner’s insurance rates, there are a number of factors that go into determining how much you’ll need to pay. Things like your home’s location, overall worth, replacement costs, and more are all on the list. Another factor that insurance companies consider is the age of your home. Why does this […]

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Insuring Against Hurricanes: A Must for North Carolina Homeowners

Written By Charlotte Insurance on June 20, 2023. It has 0 comments.

Insuring Against Hurricanes A Must for North Carolina Homeowners

Living in an area like North Carolina, where the potential for getting hit by a hurricane is high, means that you need to prepare for the worst. While some more modern homes might be able to withstand the high flood waters and winds of a hurricane, this doesn’t mean that every house can. In order […]

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North Carolina Homeowners: Are You Underinsured?

Written By Charlotte Insurance on June 10, 2023. It has 0 comments.

North Carolina Homeowners Are You Underinsured

The only thing worse than seeing your beloved home get damaged in a fire or storm is discovering that you don’t have enough insurance to cover the repairs or rebuild. Being underinsured, or not having enough coverage, is no laughing matter. You could either end up having to pay a lot of money out of […]

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The Benefits of Adding Umbrella Insurance to Your Homeowners Policy

Written By Charlotte Insurance on May 19, 2023. It has 0 comments.

an illustration of a home being protected by an umbrella insurance policy

Even though you think you have enough coverage on your homeowner’s insurance policy, it never hurts to have some extra precautions in place. For example, an umbrella insurance policy, which is designed to provide some additional liability coverage, can be added to your homeowner’s policy. Since these umbrella policies are inexpensive, they provide plenty of […]

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Insuring Your Collectibles

Written By Charlotte Insurance on March 1, 2023. It has 0 comments.

An illustration of balloon carrying a ship away from a waterfall, representing the importance of Insuring Your Collectibles

Are your collectibles protected? Whether you prefer action figures, comic books, or even antique statues and plates, you’ve most likely spent a lot of time putting your collection together. You more than likely have catalogued everything within that collection and have no issues understanding what every single item is worth. But the real question is: […]

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How to Prepare for Your Annual Insurance Review

Written By Charlotte Insurance on February 20, 2023. It has 0 comments.

How to Prepare for Your Annual Insurance Review

Did you know that you should review your insurance coverage every single year? The beginning months of the year are the best time to sit down with your insurance agent and go over your policies. This process can be used to clear up any questions that you have regarding your insurance, as well as to […]

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Kick Off the Summer, Safely

Written By Charlotte Insurance on June 13, 2022. It has 0 comments.

Kick-Off-the-Summer-Safely-family-standing-on-road-with-sunglasses-packed-up-for-summer

When you think of summer, you’re probably thinking about the time you’ll spend in the pool, grilling at cookouts, and the parties you want to host. You might not think about injuries, fires, and your liability as a host. But you should. Here are some safety tips to keep your summer fun and carefree – […]

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What is Subrogation?

Written By Charlotte Insurance on January 26, 2022. It has 0 comments.

subrogation Charlotte Insurance Blog

You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]

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Home Insurance and Power Surges – What You Should Know

Written By Charlotte Insurance on December 7, 2021. It has 0 comments.

lightning hitting a home causing a power surge that's covered by home insurance

We’ve all been there. The storm outside gets worse, with lightning and thunder crashing all around you. You fear it might hit your home or cause a serious power surge. Oftentimes you get lucky and the storm passes without incident. But what happens if there’s a sudden power surge and your computer, appliances, or smart […]

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How to Use a Generator Safely

Written By Charlotte Insurance on September 14, 2021. It has 0 comments.

a generator being used safely in Charlotte, NC

After a storm, when the power is out, especially in summer, your home gets miserable fast. No cold A/C. Spoiled food. And no one can charge a phone or turn on a light. That’s why generators are growing in popularity with many homeowners. Once the power goes out, you can at least have a little […]

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