We’ve all been there. The storm outside gets worse, with lightning and thunder crashing all around you. You fear it might hit your home or cause a serious power surge. Oftentimes you get lucky and the storm passes without incident. But what happens if there’s a sudden power surge and your computer, appliances, or smart […]
After a storm, when the power is out, especially in summer, your home gets miserable fast. No cold A/C. Spoiled food. And no one can charge a phone or turn on a light. That’s why generators are growing in popularity with many homeowners. Once the power goes out, you can at least have a little […]
You know your home and everything inside is protected by your home insurance under “dwelling” coverage. But what is “other structures” coverage and what exactly do you get with that coverage? Here’s what you need to know about this very important but often misunderstood part of your homeowners insurance policy. What is “Other Structures” Coverage? […]
It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]
Many homeowners dream of becoming the next DIY rockstar, taking on projects big and small around their home. But mishandling electrical issues can lead to disasters like fires, injury, and more. Protect your home, your family, and your home insurance rates by avoiding these common electrical mistakes. Overloaded Circuits It can happen at any point, […]
Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]
You finally upgraded the kitchen like you’ve talked about for years. New fixtures and appliances. All granite countertops and real wood cabinetry. Have you called your insurance agent yet? After years of talking about it, you finally extended part of your home to add an extra room. It provides much needed extra space for your […]
It’s clear the pandemic isn’t going anywhere anytime soon, and your kids may be home for school for at least part of the year. The end of the last school year was just about getting them (and yourself) through it. Now you have the opportunity to set your kids up for success. Here’s what you […]
So you come home and discover a burst pipe and Fido practicing the doggy paddle in the kitchen. After the shock wears off, you’re wondering if it’s going to be covered by your insurance. Water damage can be extensive, and it can ultimately occur out of the blue. It is also one of the most […]
We all lead busy lives. Convenience is everything these days. It’s why we like two-day shipping, food delivery apps, and being able to pick up the groceries we ordered online without getting out of the car. Anytime we can save both time and money, it’s a win-win. Which is exactly why all of your insurance […]
