Being self-employed can be one of most rewarding journeys you’ll ever take. Instead of working for a company that doesn’t appreciate you or won’t offer flexibility, you can work for yourself and build a life and a business that matters to you. But that doesn’t mean there aren’t some risks to being self-employed. Whether you […]
Category: Commercial Insurance
A Definitive Guide to Contractor Insurance
Written By Charlotte Insurance on February 15, 2022. It has 0 comments.
As a contractor, you’ve got a lot on your plate – bids to put in, contracts to fulfill, subcontractors to hire (or fire). Now add a big storm that rips apart part of an active jobsite or an accident on the road with a company truck. Accidents like these are more than giant headaches. They […]
4 Things General Liability Doesn’t Cover
Written By Charlotte Insurance on February 9, 2021. It has 0 comments.
You know you need general liability insurance for your company. It covers you when a third-party is injured or suffers damage while in the course of doing business with you, on or off company property. Because of the name, you’re not alone in thinking that the coverage itself is, well, general and covers a lot […]
General Liability Insurance – What It Does and Does Not Cover
Written By Charlotte Insurance on September 17, 2020. It has 0 comments.
As a business owner, you’ve likely heard many times how important general liability insurance is to your business. It’s the first and most important insurance policy you may ever purchase. But it’s important to know what it does and doesn’t cover, so you can make smart and strategic decisions for your business. Here’s what you […]
Earthquakes and Your Insurance
Written By Charlotte Insurance on August 31, 2020. It has 0 comments.
On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]
How Much Does Commercial Insurance Cost?
Written By Charlotte Insurance on January 21, 2015. It has 0 comments.
You’ve finally done it – become your own boss and started a business. You’re in charge of your future. Hard work, determination, and drive, mixed with great customer service and an amazing product or service, are all you’re going to need to succeed.
Actually, no, you need something more. You need protection for yourself and your business. You need insurance for your business.
Before you think of this as yet another expense, insurance protects you and your business. Depending on the type of business you operate, your insurance needs and costs will vary.