Forget the “lose 30 pounds by February” resolution. This New Year, make resolutions that will keep you healthier and financially stronger in the years ahead. With just a few tweaks or additions to your current insurance policies, you’ll be in a more secure position when you tackle the sky-diving, marathoning, or mountain climbing resolutions.
You may have any one of a dozen reasons not to have health insurance. It’s too expensive. You’re young and healthy. You don’t like insurance or doctors. Pick a reason, any reason, and anyone without health insurance can tell you why they haven’t purchased a policy. The biggest reason, though, is often the cost of the premiums or the deductible.
Those reasons are all understandable, but there are some very good reasons why you can’t afford not to have health insurance. With increased fees and exposure to risk, not having health insurance can and will get very expensive, very quickly.
The Affordable Care Act, often known as “Obamacare,” is in full swing and millions of people are benefiting from the reform. Young people under 26 still have coverage thanks to their parent’s plans. Those with pre-existing conditions know they will always have coverage. Millions of previously uninsured Americans are able to afford health insurance with the help of competitive rates and subsidies from the federal government.
As an employer or business owner, you may be feeling left out and wondering where the benefit is for you. Consider a private health care exchange for your company and reap many benefits of participation.