It’s hard to imagine that you might one day be sued, especially for something that wasn’t really your fault. You try to be safe and cautious, and you’d never try to purposely injure someone or cause property damage. But accidents happen, and it’s difficult to predict what the outcome might be or how an accident […]
As a business owner, you often hear horror stories of accidents, lawsuits, and large settlements being awarded. You shudder to think what something similar would cost you, especially knowing your liability insurance limits. You may even have heard of excess liability and umbrella insurance policies.
The two terms are often used interchangeably, and it’s easy to think that they’re one and the same.