Auto Insurance and Modified Vehicles: Insuring Customizations and Upgrades

Written By Charlotte Insurance on August 15, 2023. It has 0 comments.

Auto Insurance and Modified Vehicles Insuring Customizations and Upgrades

Did you know that customized vehicles aren’t covered by standard auto insurance policies? While you might be tempted to upgrade or customize your vehicle, you’ll have to make sure that you have the insurance in place to protect your new investment. After all, if you’re in an accident or your modified vehicle gets stolen, your […]

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Understanding Vacant Home Insurance: Coverage During Periods of Non-Occupancy

Written By Charlotte Insurance on August 10, 2023. It has 0 comments.

Understanding Vacant Home Insurance Coverage During Periods of Non-Occupancy

If you have a second home that only gets used during certain parts of the year, complete with furniture that gets placed in storage, or you spend months out of the country for work purposes, leaving your main home vacant of both people and belongings, you’ll need to get vacant home insurance in order to […]

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Contractor Pollution Liability Insurance: Protecting Against Environmental Risks

Written By Charlotte Insurance on August 8, 2023. It has 0 comments.

Contractor Pollution Liability Insurance Protecting Against Environmental Risks

If you work with hazardous materials in any way, shape, or form, you run the risk of accidentally creating an environmental catastrophe. What happens if that fertilizer spills all over the road? Or if the used oil that you’re transporting to a disposal facility ends up spilling into a river or other local waterway? You […]

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The Role of Personal Injury Protection (PIP) in Auto Insurance

Written By Charlotte Insurance on August 3, 2023. It has 0 comments.

The Role of Personal Injury Protection (PIP) in Auto Insurance

If you end up in an automobile accident, who pays for the medical bills of your passengers? What about your own medical bills? In some cases, those end up being covered by the person who is found to be at fault for the accident, although this usually involves a lawsuit and settlements before everyone is […]

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The Role of Equipment Breakdown Insurance for Contractors: Minimizing Downtime

Written By Charlotte Insurance on August 1, 2023. It has 0 comments.

The Role of Equipment Breakdown Insurance for Contractors Minimizing Downtime

If there’s one thing that contractors need, it’s their equipment. Everything from nail guns and cordless drills to power washers and pneumatic lifts are necessary to get those home improvement projects done. But what happens when something breaks? Not only will the piece of equipment need to be repaired, but the project could be on […]

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Insurance Solutions for Subcontractors: Ensuring Adequate Protection

Written By Charlotte Insurance on July 27, 2023. It has 0 comments.

Insurance Solutions for Subcontractors Ensuring Adequate Protection

As the name implies, subcontractors are hired by contractors and other businesses overseeing the renovation or construction of a home or business. Since these subcontractors are often hired for a specific part of the job, they aren’t covered under the contractor’s insurance. This makes mistakes and issues that arise on the jobsite quite costly unless […]

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Auto Insurance for International Travel: Coverage When Driving Abroad

Written By Charlotte Insurance on July 24, 2023. It has 0 comments.

Auto Insurance for International Travel Coverage When Driving Abroad

If you’re vacationing overseas and get into an auto accident, you may end up having to pay more than you budgeted for. Unless your international travel involves going to Mexico or Canada, your U.S. auto insurance likely won’t follow you. That policy isn’t valid in numerous other countries, leaving you with some potentially expensive bills […]

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Rental Car Insurance: What You Need to Know

Written By Charlotte Insurance on July 12, 2023. It has 0 comments.

Rental Car Insurance What You Need to Know

Renting a car requires making a number of choices. What type of car do you want to rent, an SUV, a sedan, a convertible? Also, how much will it cost? This depends on the model and year of the vehicle that you selected, as well as how far you plan to drive and how long […]

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Auto Insurance for Teens: A Comprehensive Guide for Parents

Written By Charlotte Insurance on July 8, 2023. It has 0 comments.

Auto Insurance for Teens A Comprehensive Guide for Parents

The words “teen driver” and “car insurance rates” tend to make parents cringe. Most parents are fully aware that they’ll end up paying more on their car insurance premiums, thanks to the age of their children who can now attempt to qualify for their driver’s licenses. So, what do you need to know about adding […]

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The Role of a Return-to-Work Program in Managing Workers’ Compensation Costs

Written By Charlotte Insurance on July 2, 2023. It has 0 comments.

The Role of a Return-to-Work Program in Managing Workers' Compensation Costs

Workers’ compensation insurance is designed to pay not only for your employees’ medical care and expenses after they were injured on the job, but it also covers their salary as they go through the rehabilitation process. As you might expect, this can be rather expensive, especially for the more debilitating injuries. Your workers’ compensation insurance […]

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