Auto dealerships need to have the right insurance coverage in order to protect their businesses. This gets a bit tricky, as there’s more than one type of policy that they need to have in place, regardless of the size of the dealership. The goal of these policies is to keep your dealership running, no matter […]
Do you have enough business insurance to cover every important thing should a catastrophe strike? When you started your business, you went to your agent, discussed the possibilities and your options, then chose your insurance policies. You’ve probably been renewing them every six months without thinking about it, but what happens if things have changed […]
Every business, no matter how large or small, needs insurance coverage. Yes, even those who are self-employed and spent their time working for themselves, without anything more than a home office, must have some sort of business insurance in place, just in case. It can be daunting to look for a policy when your only […]
Did you know that if you get into an accident while driving your vehicle for business purposes, your standard automobile insurance policy more than likely won’t cover any damages? You could end up paying a lot of money out of pocket should you be found at fault for the accident. Rather than take this chance, […]
There are few things more nerve-wracking than getting a traffic ticket. First, you have to sit through the traffic stop while the officer runs your plates and determines what to charge you with. Then, you have to decide whether to fight the ticket or simply pay the fine and court costs. Finally, you have to […]
Sometimes your insurance company will insist on doing an inspection of your home prior to a home insurance policy renewal. They may also want to conduct an inspection if you’ve just bought a new home to make sure that everything is in good condition before your new policy kicks in. There are generally two parts […]
HOAs, also known as Homeowner’s Associations, are groups that oversee a specific property. For example, if you live in a housing development or condominium that’s part of an HOA, you’ll have to pay dues which will grant you access to the communal areas, like pools and other recreational opportunities that are part of the property. […]
Unless your home has been flooded before or you live in a coastal area, you more than likely haven’t considered getting a flood insurance policy on your home. However, you probably should look into it, just in case. After all, there are several things that you need to know about flood insurance, all of which […]
It seems as though everyone has a side hustle these days. Thanks to inflation, the rising cost of living, and numerous other factors, it makes plenty of sense to have a job or two on the side, in addition to your full-time employment. Whether you make crafts and sell them online and through in-person fairs, […]
Are your collectibles protected? Whether you prefer action figures, comic books, or even antique statues and plates, you’ve most likely spent a lot of time putting your collection together. You more than likely have catalogued everything within that collection and have no issues understanding what every single item is worth. But the real question is: […]
