When it comes to your homeowner’s insurance policy, how much do you understand? Have you read the policy in full? If not, you might have some questions about the exclusions and limits on your policy. These can prevent you from having damage and other things covered, should the issue fall under specific circumstances. In addition, […]
Do you know exactly what’s in your home? Well, you probably have a good idea of the important items that you use every day, such as your couch or loveseat, your television, everything in the kitchen that you use to cook, and so on. But what about the little things? Can you name everything in […]
If you’ve looked at your homeowner’s insurance policy in depth, you’ve no doubt come across a few different values listed on the paperwork. These values commonly consist of replacement cost and actual cash value, among others. Usually, your insurance policy will cover one or both of those amounts. But what do they actually mean? How […]
Every business is different. While a standard BOP or Business Owner’s Policy may work in many cases, there are other needs that insurance policies have to meet. This is where customized insurance solutions come into play. Going beyond the standard choices of things like deductibles and coverage, these insurance policies ensure that all of your […]
When you’re looking at those cars sitting alongside yours at a red light, you have no way of knowing how much insurance the other drivers have. Do they have full coverage? Do they meet state minimums only? Or worse, do they not have any insurance at all? While this may seem like it’s none of […]
Is your business prepared for every possible problem? You probably already have a standard business owner’s policy in place, but what happens when your business needs to shut down for some unforeseen reason? For example, a hurricane might take out your warehouse, or your office could be subjected to major flooding. Obviously, you won’t be […]
Congratulations! You just finished college. Now it’s time to find a job (or go to grad school) and get some insurance policies of your own. While you were in school, your parents more than likely covered your auto insurance for you, and you never had to worry about things like renter’s insurance. But realistically, these […]
There’s a big difference between a flood caused by a broken or clogged pipe and one brought about by a natural disaster. While the amount of damage left behind is one key differentiator, another is the fact that your homeowner’s insurance may not cover flooding from a hurricane, levee break, or other natural disaster if […]
Life on the coast means plenty of chances to get on the water, whether you prefer fishing or simply enjoy the peace that comes with spending some time on the ocean. However, without boating insurance, you could be setting yourself up for some very high expenses that can take the fun right out of this […]
Is your classic car protected? Even if your antique ride spends a good part of the time in storage, waiting for those sunny days to be shown off outdoors, you still need to have the right kind of insurance on it. Unlike modern cars, your classic Mustang or Ford Fairlane needs to have special insurance, […]
