The Importance of Fireplace Inspections

Written By Charlotte Insurance on December 29, 2020. It has 0 comments.

a woman enjoying her newly inspected fireplace safely while drinking a cup of coffee.

Having your fireplace and chimney inspected might seem like something you can put off for another day, but there are very real dangers that can occur when you don’t get this done regularly — like your home catching on fire! At minimum, you need an annual inspection done for your fireplace and chimney, although cleaning […]

Read More

Common Electrical Mistakes Homeowners Make

Written By Charlotte Insurance on December 15, 2020. It has 0 comments.

an overloaded surge protector that caught on fire

Many homeowners dream of becoming the next DIY rockstar, taking on projects big and small around their home. But mishandling electrical issues can lead to disasters like fires, injury, and more. Protect your home, your family, and your home insurance rates by avoiding these common electrical mistakes. Overloaded Circuits It can happen at any point, […]

Read More

Home Insurance 101: Understanding MedPay

Written By Charlotte Insurance on December 3, 2020. It has 0 comments.

an arm in a cast that's been covered by a homeowners insurance policy's medpay

If you ever read through your home insurance policy, and you should at least once a year or so, you may see a section labeled “Coverage F” or “Medical Payments Coverage” aka MedPay Coverage. What is this? How does it work? Why is it there? Here’s what you need to know about MedPay. What is […]

Read More

Disaster Preparedness for Every Homeowner

Written By Charlotte Insurance on October 27, 2020. It has 0 comments.

a home on fire amidst a natural disaster

No one wants to think a disaster will ever happen to them, but storms, fires, and other dangers can strike out of nowhere. To keep your family and your same safe, prepare early for potential disasters. Here’s what you need to know as a homeowner. Identify Potential Hazards Certain hazards are common to everyone, regardless […]

Read More

Homeschooling and Your Insurance

Written By Charlotte Insurance on October 6, 2020. It has 0 comments.

a mom homeschooling her son during the COVID-19 pandemic

We’re in unprecedented times which calls for new and innovative ways to make sure our families have what they need while staying safe. With the pandemic still  raging, many parents have not felt comfortable sending their kids back to traditional school. If you’re keeping your kids out of in-person learning, you’re not alone, but it’s […]

Read More

Earthquakes and Your Insurance

Written By Charlotte Insurance on August 31, 2020. It has 0 comments.

a cracked road due to an earthquake in Charlotte, NC

On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]

Read More

Recently Renovated Your Home? Give Us a Call

Written By Charlotte Insurance on August 13, 2020. It has 0 comments.

a man renovating a home and thinking about the home insurance implications

You finally upgraded the kitchen like you’ve talked about for years. New fixtures and appliances. All granite countertops and real wood cabinetry. Have you called your insurance agent yet? After years of talking about it, you finally extended part of your home to add an extra room. It provides much needed extra space for your […]

Read More

The Importance of Property Maintenance

Written By Charlotte Insurance on June 23, 2020. It has 0 comments.

a homeowner who understands the importance of property maintenance

In the event of a homeowners insurance claim, it’s important to be able to show that your property was being actively maintained before the issue started, otherwise the claim may be denied. Here’s what you need to know about property maintenance and maintaining good records. Schedule Regular Services and Maintenance To help prevent problems before […]

Read More

Preparing for Hurricane Season

Written By Charlotte Insurance on June 9, 2020. It has 0 comments.

preparing for hurricane season

A busy hurricane season has already been predicted for 2020 with up to 19 named storms possible, according to the National Oceanic and Atmospheric Administration (NOAA). The season began June 1 and runs through November 30. Here’s what you need to know to get prepared now, before a storm arrives. Put Together a Disaster Supply […]

Read More

Things to Consider Before Getting a Trampoline or Swing Set

Written By Charlotte Insurance on May 21, 2020. It has 0 comments.

a boy playing on a trampoline despite home insurance concerns

With the kids being home all the time, you might be running out of ways to entertain them. Or you’re just worried about all the screen time they’re getting. You want them to go outside and play while staying at home, but you’re not sure what they can do. So you’re considering getting them that […]

Read More