Thinking About Putting in a Pool? Consider This First.

Written By Charlotte Insurance on April 18, 2019. It has 0 comments.

a pool that needs proper home insurance

As the weather heats up, the idea of a backyard swimming pool filled with cool, clear water sounds pretty good. You could throw parties, stay cool, and have fun all summer long. Before you put down a deposit on that new pool, make sure you know how it will impact your home insurance and your […]

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How Does Having a Roommate Impact Your Homeowners Insurance?

Written By Charlotte Insurance on April 16, 2019. It has 0 comments.

Whether you’re helping out a friend or you need help paying the bills, you’ve decided to get a roommate. As the homeowner, you need to ask yourself how this affects your homeowners insurance. Here’s what you need to know. Contact Your Insurance Agent Contact your insurance agent and let them know you’ll have a roommate. […]

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Throwing the Ultimate Super Bowl Party

Written By Charlotte Insurance on January 29, 2019. It has 0 comments.

a football at a super bowl party

This is the year you’re finally going to do it. You’re hosting the Super Bowl party for all your friends and family, and you want it to be epic. This will be a party that everyone enjoys and talks about for months — or at least until football season starts again. Here’s what you need […]

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The Importance of an Annual Insurance Review

Written By Charlotte Insurance on January 3, 2019. It has 0 comments.

a man on a call discussing his annual insurance review with his charlotte insurance agent.

A lot can happen in a year. Your oldest moves out and into their own apartment. You remodel your home. Your youngest begins to drive. By the time the new year rolls around, it’s always amazing to think about how much has happened. Most people don’t realize how much those life changes also impact your […]

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Insuring Valuable Gifts

Written By Charlotte Insurance on December 21, 2018. It has 0 comments.

a woman giving a valuable gift that needs to be insured

Getting a nice gift at the holidays can be a wonderful surprise. Maybe it was a piece of jewelry that they never expected. It might have been a new car or something to add to a growing collection. Beyond the sentimental value, these gifts are also monetarily valuable. If they break or are lost, the […]

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Hurricane Preparedness Week (5/7 – 5/13)

Written By Charlotte Insurance on May 9, 2017. It has 0 comments.

The time to get ready for a hurricane isn’t when you’re in the cone of uncertainty and you’re not sure where the storm will land. You need to get ready long before hurricane season begins. That’s June 1, if you didn’t know.

That’s why Hurricane Preparedness Week is so important. The more you can do now, the better off you’ll be if and when a storm makes landfall.

Here’s what you need to do.

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Home Insurance Vs. Home Warranties – What’s the Difference?

Written By Charlotte Insurance on September 15, 2016. It has 0 comments.

Your home is the biggest financial investment you may ever make. When something goes wrong, the last thing you want to do is consider the cost of repair and replacement. What do you need – an insurance policy or a home warranty?

Homeowner’s insurance and a home warranty both protect you home from unfortunate circumstances, but they both cover very different things.

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Winter Storm Safety Tips

Written By Charlotte Insurance on February 1, 2016. It has 0 comments.

Winter storm Jonas was brutal, and for those who don’t usually experience that kind of weather, you might not have known exactly how to prepare yourself or handle the cold. Now is the time to get yourself ready in case we get hit with another bad storm this winter.

Take a look at these tips so you’re prepared for the next storm.

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Does my Homeowner’s Insurance Cover Termite Damage?

Written By Charlotte Insurance on July 16, 2015. It has 0 comments.

Working out in your front yard the other day, you noticed something strange in the wooden posts near the front door. Little holes had formed near the ground where your shrubs are, and there are all kinds of white bugs near the worst section.

Uh oh. You realize you might have termites. You begin imagining collapsing ceilings, crumbling walls, and much more. It’s your worst nightmare as a homeowner.

The question now is, do you call your insurance company? Will your policy cover the damage?

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