April Showers Bring May…Flooding

Written By Charlotte Insurance on April 20, 2021. It has 0 comments.

a multi colored umbrella getting rained on.

Scroll through the news on your phone or turn on the evening news during dinner before or during a storm, and you’ll hear the same thing: Warnings about potential flooding. In November 2020, Charlotte was hit with historic and deadly flooding. In late March 2021, forecasters warned of flash floods and other dangers after a […]

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Starting a Home-Based Business? Consider This, First!

Written By Charlotte Insurance on March 25, 2021. It has 0 comments.

a woman sitting at a desk at her computer researching insurance options for her home based business

Starting a business, especially one you can do from your home, is exciting and nerve-wracking. You’re taking control of your income, following your passion, and doing something you love! Of course, you’re thinking about supplies, marketing, how much to charge, what tools you need, and everything that goes into running a successful business. Maybe you’re […]

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Preparing Your Home for Windy Weather

Written By Charlotte Insurance on March 18, 2021. It has 0 comments.

an uprooted tree due to high winds

Storm winds cause more than half of all reported damage after a storm, according to the NOAA. Damage sustained to a home can be costly and devastating. Protect your home by preparing it for potential high winds and storms before they hit. Check for Necessary Repairs Routine maintenance around your home can help prevent unnecessary […]

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Signs You Need a New Roof

Written By Charlotte Insurance on February 23, 2021. It has 0 comments.

contractors replacing the roof on a house

The roof of your home is one of the most important elements. It keeps out water and protects the interior of your home. It’s also expensive to replace and is something most people put off until they have no choice. You know you need to replace your roof at some point, but how do you […]

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Home Inventory Basics

Written By Charlotte Insurance on February 2, 2021. It has 0 comments.

the interior of a home that needs to have an inventory taken for insurance purposes

A home inventory is something every homeowner (and renter) needs. It lists all of your personal possessions so if you ever need to file an insurance claim for damage or theft, you receive the right amount to replace what was lost. Here are a few home inventory basics to keep in mind when you make […]

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Financial Resolutions for the New Year

Written By Charlotte Insurance on January 7, 2021. It has 0 comments.

list of new year resolutions

The beginning of a new year is the perfect time to figure out what you’ll do better than the year before. With rapid changes to the economy going on all around us, many people have added finances to their goals for 2021. Here are a few common financial resolutions you might have — and tips […]

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The Importance of Fireplace Inspections

Written By Charlotte Insurance on December 29, 2020. It has 0 comments.

a woman enjoying her newly inspected fireplace safely while drinking a cup of coffee.

Having your fireplace and chimney inspected might seem like something you can put off for another day, but there are very real dangers that can occur when you don’t get this done regularly — like your home catching on fire! At minimum, you need an annual inspection done for your fireplace and chimney, although cleaning […]

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Common Electrical Mistakes Homeowners Make

Written By Charlotte Insurance on December 15, 2020. It has 0 comments.

an overloaded surge protector that caught on fire

Many homeowners dream of becoming the next DIY rockstar, taking on projects big and small around their home. But mishandling electrical issues can lead to disasters like fires, injury, and more. Protect your home, your family, and your home insurance rates by avoiding these common electrical mistakes. Overloaded Circuits It can happen at any point, […]

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Home Insurance 101: Understanding MedPay

Written By Charlotte Insurance on December 3, 2020. It has 0 comments.

an arm in a cast that's been covered by a homeowners insurance policy's medpay

If you ever read through your home insurance policy, and you should at least once a year or so, you may see a section labeled “Coverage F” or “Medical Payments Coverage” aka MedPay Coverage. What is this? How does it work? Why is it there? Here’s what you need to know about MedPay. What is […]

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Disaster Preparedness for Every Homeowner

Written By Charlotte Insurance on October 27, 2020. It has 0 comments.

a home on fire amidst a natural disaster

No one wants to think a disaster will ever happen to them, but storms, fires, and other dangers can strike out of nowhere. To keep your family and your same safe, prepare early for potential disasters. Here’s what you need to know as a homeowner. Identify Potential Hazards Certain hazards are common to everyone, regardless […]

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