Auto dealers are one of those rare businesses that keep their inventory outside and in view. This is done to not only entice the people driving by, but also due to the fact that vehicles are large and take up a lot of space. They won’t all fit indoors. So, it’s good that there are […]
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Stirring the Pot: The Unforeseen Risks Restaurants Face and How to Insure Them
Written By Charlotte Insurance on September 28, 2023. It has 0 comments.
Restaurant owners need to have a lot of different types of insurance in place. Not only do they need to protect their building and equipment, but they also have to be covered just in case something happens with the food that they serve. Wondering which risks you might face? Want to know which types of […]
Food Safety and Liability: Understanding Insurance Needs for Your Restaurant
Written By Charlotte Insurance on September 26, 2023. It has 0 comments.
As a restaurant owner, you need to have special insurance policies in place in order to avoid having to pay out of pocket for things that fall into the liability category, such as food poisoning and drunk driving. On top of that, there are some standard business owners’ policies that need to be in place […]
A Guide to Bonding and Insurance for Contractors: Securing Your Projects from Start to Finish
Written By Charlotte Insurance on September 21, 2023. It has 0 comments.
Contractors handle a number of different construction jobs depending on their specialty. Some may tackle things like concrete, masonry, and asphalt, while others are more in the building realm and work as carpenters, plumbers, drywall installers, roofing specialists and more. The one thing that all of these contractors have in common though is their need […]
Protecting Common Areas: Liability and Property Insurance Solutions for Apartment Communities
Written By Charlotte Insurance on September 19, 2023. It has 0 comments.
Apartment communities have different insurance needs than detached homes that are situated in standard neighborhoods. Since an apartment building is owned by one company, also known as the landlord, and contains separate apartments occupied by tenants, several distinct types of insurance protections are necessary. On top of that, the owners of the apartment complex need […]
The Top 5 Risks Auto Dealers Face and How Insurance Can Mitigate Them
Written By Charlotte Insurance on September 14, 2023. It has 0 comments.
Running an auto dealership isn’t for the faint of heart. There are a number of things that can go wrong, many of which can lead to expensive repairs that hit your company’s bank account hard. While having a number of solid insurance solutions in place can help, it’s important to be prepared for these risks. […]
Protecting Your Inventory: Comprehensive Insurance Solutions for Auto Dealerships
Written By Charlotte Insurance on September 7, 2023. It has 0 comments.
Auto dealerships often have hundreds of thousands of dollars’ worth of merchandise sitting right on their lot. That’s a lot of money to recoup should something happen, like a tornado, a hurricane, or even a ring of car thieves. Thankfully, you don’t have to put all of your inventory on the line and hope for […]
Understanding Equipment Breakdown Insurance: Protection for the Manufacturing Industry
Written By Charlotte Insurance on September 5, 2023. It has 0 comments.
The manufacturing industry isn’t like it used to be. Instead of workers standing at various assembly line stations wielding wrenches, hammers, and other manual tools, everything now consists of conveyor belts, robotic machinery, computer-controlled tools, and more. Manufacturing relies on these pieces of equipment so heavily that if they went down for more than half […]
Employee Safety in the Manufacturing Sector: The Role of Workers’ Compensation Insurance
Written By Charlotte Insurance on August 28, 2023. It has 0 comments.
No matter how hard you try to keep everyone safe on your manufacturing floor, accidents happen. One minute everything could be going along fine, and the next thing you know someone has been injured. It could be anything from a sprained ankle to a dislocated knee caused by tripping over an unmarked hazard, or something […]
Home Insurance Considerations for Older Homes: Addressing Unique Risks
Written By Charlotte Insurance on August 23, 2023. It has 0 comments.
Older homes may look like gems, but those gorgeous exteriors can hide numerous issues, including lead pipes, asbestos tiles, and even knob and tube electrical systems. While these things may be grandfathered into the new housing regulations in your area, what happens when the house catches fire or is damaged by high winds and needs […]