Let’s face it, moving home is a stressful experience for anyone. Whether you’re just moving a couple of streets away, or you’re exploring a completely new city, there’s so much to think about that it can feel as though you’re losing your mind. It’s no wonder that so many people say that moving into […]
Are you convinced that all home insurance policies are the same? Think again. While the standard coverage that most homeowners buy is an all-risk policy, it’s not the only choice you have. The alternative option is named peril coverage. What’s the difference, and which is right for you? Here’s what you need to know about […]
All families face certain risks from fire or theft to auto accidents and job losses. But high net worth families have additional risks that most people can’t imagine. Even moderately wealthy families who maintain thriving careers need to be aware of their additional risks. Here are five risks to be aware of and tips on […]
The sooner you can buy a flood insurance policy, the better off you’ll be. If heavy rains or rising rivers and lakes don’t make you nervous, Hurricane Florence might have been a wake-up call. It’s easy to think of flooding as a waterfront property or coastal problem (and it is), but anywhere it can rain, […]
Getting your car detailed can be pricey but heading into the warmer months with a nice, clean car is always a treat. Don’t have the cash but want a clean car? Have the cash but aren’t willing to pay that kind of price? The good news is that you can save quite a lot of money by doing it yourself, and it’s not that hard to do, either.
Here’s what you need to know.
Before you get your out on your boat this summer, make sure you know and understand the proper etiquette out on the water and at the docks. The best boaters are those that are the most well-informed and the safest. If you’re new to boating or it’s been a while since you’ve been out on the water, the Coast Guard offers an auxiliary class for boating safety. It’s not only extremely educational and helpful, but it can help you save money on your Charlotte boat insurance, too.
The idea that we’re being watched all the time isn’t just in our heads. Thanks to things we keep learning about social media and privacy plus all the data Google collects, the idea of “Big Brother” isn’t paranoia. But not all systems are as nefarious as we’ve been lead to believe, either. Some things are truly designed to help people but only with your permission. This includes telematics.
Whether you have a modest travel trailer or a larger-than-life home on wheels, you need the proper insurance coverage for your RV. When you consider insurance coverage, the value of your trailer or RV is only part of the decision. You also need to consider everything you store inside of your RV, as well.
Before you get on the road for a summer of fun, make sure your RV is covered with the right amount and kind of insurance.
Your property is protected by your homeowners insurance while you occupy it, but what about while you’re building it or adding onto it? If you think your general contractor’s insurance will cover you, think again. A general contractor is usually only required to carry liability insurance for losses due to their own negligence. Your homeowners insurance typically doesn’t cover pre-construction and buildings under construction.
So how are you supposed to protect your property while it’s in the process of being built or remodeled? To do that, during the construction phase, you need builder’s risk insurance.
Are you a driver who keeps your cell phone safely out of arms reach, sticks to the speed limit, and never has an accident? Yet even with no tickets or accidents, you may have seen your premiums go up each year. It doesn’t seem logical that you’re paying more even though you’re being safe out on the road. But now, we have a reward for that!