Blog

Contractor Pollution Liability Insurance: Protecting Against Environmental Risks

Written By Charlotte Insurance on August 8, 2023. It has 0 comments.

Contractor Pollution Liability Insurance Protecting Against Environmental Risks

If you work with hazardous materials in any way, shape, or form, you run the risk of accidentally creating an environmental catastrophe. What happens if that fertilizer spills all over the road? Or if the used oil that you’re transporting to a disposal facility ends up spilling into a river or other local waterway? You […]

Read More

The Role of Personal Injury Protection (PIP) in Auto Insurance

Written By Charlotte Insurance on August 3, 2023. It has 0 comments.

The Role of Personal Injury Protection (PIP) in Auto Insurance

If you end up in an automobile accident, who pays for the medical bills of your passengers? What about your own medical bills? In some cases, those end up being covered by the person who is found to be at fault for the accident, although this usually involves a lawsuit and settlements before everyone is […]

Read More

The Role of Equipment Breakdown Insurance for Contractors: Minimizing Downtime

Written By Charlotte Insurance on August 1, 2023. It has 0 comments.

The Role of Equipment Breakdown Insurance for Contractors Minimizing Downtime

If there’s one thing that contractors need, it’s their equipment. Everything from nail guns and cordless drills to power washers and pneumatic lifts are necessary to get those home improvement projects done. But what happens when something breaks? Not only will the piece of equipment need to be repaired, but the project could be on […]

Read More

Insurance Solutions for Subcontractors: Ensuring Adequate Protection

Written By Charlotte Insurance on July 27, 2023. It has 0 comments.

Insurance Solutions for Subcontractors Ensuring Adequate Protection

As the name implies, subcontractors are hired by contractors and other businesses overseeing the renovation or construction of a home or business. Since these subcontractors are often hired for a specific part of the job, they aren’t covered under the contractor’s insurance. This makes mistakes and issues that arise on the jobsite quite costly unless […]

Read More

Auto Insurance for International Travel: Coverage When Driving Abroad

Written By Charlotte Insurance on July 24, 2023. It has 0 comments.

Auto Insurance for International Travel Coverage When Driving Abroad

If you’re vacationing overseas and get into an auto accident, you may end up having to pay more than you budgeted for. Unless your international travel involves going to Mexico or Canada, your U.S. auto insurance likely won’t follow you. That policy isn’t valid in numerous other countries, leaving you with some potentially expensive bills […]

Read More

Rental Car Insurance: What You Need to Know

Written By Charlotte Insurance on July 12, 2023. It has 0 comments.

Rental Car Insurance What You Need to Know

Renting a car requires making a number of choices. What type of car do you want to rent, an SUV, a sedan, a convertible? Also, how much will it cost? This depends on the model and year of the vehicle that you selected, as well as how far you plan to drive and how long […]

Read More

Auto Insurance for Teens: A Comprehensive Guide for Parents

Written By Charlotte Insurance on July 8, 2023. It has 0 comments.

Auto Insurance for Teens A Comprehensive Guide for Parents

The words “teen driver” and “car insurance rates” tend to make parents cringe. Most parents are fully aware that they’ll end up paying more on their car insurance premiums, thanks to the age of their children who can now attempt to qualify for their driver’s licenses. So, what do you need to know about adding […]

Read More

The Role of a Return-to-Work Program in Managing Workers’ Compensation Costs

Written By Charlotte Insurance on July 2, 2023. It has 0 comments.

The Role of a Return-to-Work Program in Managing Workers' Compensation Costs

Workers’ compensation insurance is designed to pay not only for your employees’ medical care and expenses after they were injured on the job, but it also covers their salary as they go through the rehabilitation process. As you might expect, this can be rather expensive, especially for the more debilitating injuries. Your workers’ compensation insurance […]

Read More

The Impact of Your Home’s Age on Insurance Rates in North Carolina

Written By Charlotte Insurance on June 29, 2023. It has 0 comments.

The Impact of Your Home's Age on Insurance Rates in North Carolina

When it comes to your homeowner’s insurance rates, there are a number of factors that go into determining how much you’ll need to pay. Things like your home’s location, overall worth, replacement costs, and more are all on the list. Another factor that insurance companies consider is the age of your home. Why does this […]

Read More

The Impact of Workplace Safety on Workers’ Compensation Insurance

Written By Charlotte Insurance on June 26, 2023. It has 0 comments.

The Impact of Workplace Safety on Workers' Compensation Insurance

Every business that employs people other than the owners should have workers’ compensation insurance. Workplace injuries happen when you least expect it, and you need to not only make sure that your business is covered should an employee break a leg on a slippery floor or injure themselves on a piece of machinery, but that […]

Read More