Having the Right Insurance for you Bar or Restaurant is more Important than you may Realize

Written By Charlotte Insurance on April 19, 2018. It has 0 comments.

Running a bar or restaurant offers a lot of great opportunities. You get to share good drinks and great food with your community. You feed people for a living. People celebrate good days and laugh away bad days, and your bar or restaurant are a part of it all.

Unfortunately, bars and restaurants are a hotbed of lawsuits from patrons. While there are things you can to do mitigate against lawsuits, you can’t prevent them completely. That’s why having the right type and amount of insurance is so important.

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Saving the Earth One Tree at a Time

Written By Charlotte Insurance on April 17, 2018. It has 0 comments.

We only have one planet, and it’s a beautiful one. Whether you love Crowders Mountain or Mountain Island Lake or you’re happy with the park in your neighborhood, it’s easy to see the beauty of Planet Earth. With Earth Day (April 22) and Arbor Day (April 27) fast approaching, you might wonder what you can do or how you can help.

Before you tell yourself the problems of taking care of the planet are too big or that you’re just one person, remember that even small things can make a big difference. What can you do this year? Maybe it’s time to plant a tree in your backyard.

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April Showers may bring…Floods. Preparing for Workplace Disasters

Written By Charlotte Insurance on April 13, 2018. It has 0 comments.

As a business owner, you have a lot to worry about – from payroll to inventory, from customer complaints to managing income and expenses. One thing you don’t need to worry about is how you’ll handle a disaster. You can’t prevent disasters, but you can prepare for them.

When you put together a workplace disaster plan, you’ve taken one more step in protecting your business and your employees. Here’s how to put together and implement a workplace disaster plan.

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Safely Sharing the Road with Motorcycles and Bicycles

Written By Charlotte Insurance on March 27, 2018. It has 0 comments.

With the weather warming up, cold snaps notwithstanding, bicycles and motorcycles are being pulled out of garages and hitting the roads. We all have to share the road with each other, so it’s important to look out for anyone on two wheels.

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Protecting your Home from Flooding

Written By Charlotte Insurance on March 22, 2018. It has 0 comments.

Anywhere it rains, it can flood. You don’t have to live right on the coast or near on a lake to be in danger of flooding. We can’t always prevent flooding from impacting our home. That doesn’t mean we shouldn’t try to prevent as much damage as possible.

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How Seasonal Workers can Impact your Business

Written By Charlotte Insurance on March 20, 2018. It has 0 comments.

The weather is warming up, spring has nearly sprung, and people are doing more outside of their home again. Is this your business’s busy time of the year? If so, hiring a few seasonal workers may be a great way to help you get through it. Before you hire anyone, there are a few things you need to know first.

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A (Digital) Spring Cleaning

Written By Charlotte Insurance on March 15, 2018. It has 0 comments.

Spring is a great time to clean your home, and it might be the first type of spring cleaning that comes to mind. But it’s also important to clean and organize your digital life, too — especially with data breaches and identity theft becoming so rampant.

If, by some miracle, you weren’t one of the 140-plus million Americans impacted by the Equifax data breach, the odds are good you’ll be caught up in one eventually. Identity theft, stolen data, and viruses happen all the time.

Keep yourself and your family a little safer this year with a digital spring cleaning.

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Preventing Heat Stress in Restaurants

Written By Charlotte Insurance on March 8, 2018. It has 0 comments.

Ask anyone who’s ever worked in a restaurant at the height of summer, and they’ll tell you the kitchen gets molten hot. You’ve known it since before you bought your current restaurant. It’s the nature of the business. As a restaurant owners, it’s important to take proper precautions in your own kitchens to avoid heat stress among your employees. When you do, you avoid unnecessary accidents, illnesses, and workers’ comp claims.

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How to Know if you’re Ready to Buy a Home

Written By Charlotte Insurance on February 27, 2018. It has 0 comments.

Maybe it’s because you’re addicted to HGTV or because your best friend just bought a new home, but you’ve got house fever. Your rental isn’t cutting it anymore, and you’re ready to own your own home. But are you ready for the responsibility and added expense that can come with homeownership?

Here’s how to figure out if you’re ready to call a real estate agent and buy a home.

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