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How to Reduce Insurance Costs for Your Auto Dealership

Written By Charlotte Insurance on February 19, 2024. It has 0 comments.

auto dealership owners discussing ways to lower their insurance costs

Running an auto dealership can be expensive. You not only have to pay for your employees’ salaries, as well as upkeep and maintenance of your buildings and outdoor property areas, but also ensure that your technology is up to date, and more. That said, adding on the cost of insurance may seem like the straw […]

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The Importance of Surety Bonds

Written By Charlotte Insurance on February 15, 2024. It has 0 comments.

a contractor working on a home after securing a surety bond

Before taking on a new job, contractors should always consider having a surety bond in place. These bonds protect both the contractor and the client who hired them, helping ensure that the project gets done. Yes, you may be able to operate without a surety bond, but that largely depends on the state in which […]

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Environmental Liability Insurance for Contractors: Why It’s Essential

Written By Charlotte Insurance on February 6, 2024. It has 0 comments.

Environmental Liability Insurance for Contractors Why It’s Essential (1)

Contractors have a lot of moving pieces to juggle on a daily basis. From hiring employees to ensuring that all of the right materials get to the correct job sites, it’s understandable that some things, like environmental hazards, can fall through the cracks. Thankfully, there are insurance policies available to mitigate these risks, including environmental […]

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Navigating the Complexities of Fire Insurance for Multi-Unit Buildings

Written By Charlotte Insurance on January 30, 2024. It has 0 comments.

Navigating the Complexities of Fire Insurance for Multi-Unit Buildings

Owning a multi-unit or multi-family building is usually a promising investment, as long as the structure is sound, well maintained, and contains the safety features that your location requires. However, there is one danger that you can’t predict: fire. When a larger building catches on fire, not only is it tougher for the fire department […]

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Risk Management Strategies for Manufacturing Companies

Written By Charlotte Insurance on January 23, 2024. It has 0 comments.

Risk Management Strategies for Manufacturing Companies

Manufacturing businesses face a wide variety of risks on a daily basis. There’s the potential for goods to become damaged while sitting in a warehouse awaiting shipping. There’s the chance that a batch of the manufactured items might be defective in some way, leading to consumer issues. There are potential problems with third-party vendors, the […]

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Supply Chain Insurance: Protecting Manufacturers Against Disruptions

Written By Charlotte Insurance on January 16, 2024. It has 0 comments.

Supply Chain Insurance Protecting Manufacturers Against Disruptions

Manufacturing companies have a lot to worry about. Not only do they need to have their quotas met and items produced sold, but they also have to keep an eye on the supply chain. After all, without the raw materials to make their products, the company would be unable to meet any of their customers’ […]

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Cybersecurity for Auto Dealerships: The Need for Cyber Insurance in the Digital Age

Written By Charlotte Insurance on January 3, 2024. It has 0 comments.

a car dealership owner researching cyber liability / cybersecurity insurance options

Auto dealerships have a lot of classified information on their computers. They need their customers’ social security numbers, salaries, addresses, and more in order to qualify them for loans. Plus, there’s plenty of other private details recorded in those systems, such as pay records and employee information, as well as vehicle VIN numbers and more. […]

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Top 5 Insurance Claims Made by Building Contractors and How to Avoid Them

Written By Charlotte Insurance on December 30, 2023. It has 0 comments.

a contractor on a job site, working hard to avoid insurance claims

Building contractors have a lot to manage. They have to deal with employees, order supplies, ensure existing work gets done, and even be on the lookout for new business after the current job ends. This can lead to a huge balancing act considering the number of mistakes that lead to insurance claims. With so much […]

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Warehouse and Storage Insurance Solutions for Manufacturers

Written By Charlotte Insurance on December 26, 2023. It has 0 comments.

Warehouse and Storage Insurance Solutions for Manufacturers

Those who own and operate warehouses or storage spaces for manufacturers, or do their own manufacturing and also operate a place to store the goods before they’re shipped to customers, need to have the right types of insurance in place. Otherwise, they could be forced to pay a lot of money out of pocket should […]

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Addressing Tenant Liability: Insurance Considerations for Apartment Owners

Written By Charlotte Insurance on December 19, 2023. It has 0 comments.

Addressing Tenant Liability Insurance Considerations for Apartment Owners

Owning an apartment building comes with many good things, like the opportunity for steady rental income, as well as some not-so-great things, such as having to pay for injuries or things broken by tenants and their guests. Thankfully, there are some insurance policies that you can put into place in order to cover accidents and […]

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