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Why Every Landlord Should Consider Loss of Use Insurance

Written By Charlotte Insurance on June 27, 2024. It has 0 comments.

an apartment building that should have loss of use coverage as part of their insurance policy

Landlords, unlike other companies, make their living by renting out houses and apartments to people who need housing. Being able to successfully do this relies on a number of factors, from having tenants who pay enough, to keeping the building in good shape, to paying the mortgage, to keeping some extra for the landlord to […]

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Navigating the Complexities of Product Recall Insurance

Written By Charlotte Insurance on June 25, 2024. It has 0 comments.

Navigating the Complexities of Product Recall Insurance

Companies that sell products to consumers have several things to worry about, from dealing with problems that occur along the supply chain to those that pop up once consumers buy the items. In some cases, these problems are so bad that a recall needs to take place, which includes consumers returning the items for either […]

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Why Auto Dealers Need Surety Bonds

Written By Charlotte Insurance on June 21, 2024. It has 0 comments.

auto dealer discussing their surety bond with an insurance agent

Auto dealers have a lot of different insurance policies that they need to have in place in order to operate legally. This includes surety bonds. What do these bonds do? How do they work? And why are they needed? There are many things that go into purchasing a bond as an automotive dealer, but the […]

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The Importance of Wind and Hail Coverage for Car Lots

Written By Charlotte Insurance on June 19, 2024. It has 0 comments.

The Importance of Wind and Hail Coverage for Car Lots

Unlike other types of stores, car dealerships tend to keep most of their inventory outside. This not only makes it easy for customers to peruse what they have to offer, but it also allows the car lot to have plenty of open indoor space for their sales and finance teams. The downside to this is […]

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Surety Bonds for Developers: Mitigating Risks in Real Estate Development

Written By Charlotte Insurance on May 28, 2024. It has 0 comments.

Surety Bonds for Developers Mitigating Risks in Real Estate Development

Real estate developments make some big promises to their customers. Those who choose to go through a developer and have a new house built need to choose the plot of land, select a house design, and then go through all of the steps towards getting it finished, such as picking out wall colors and flooring […]

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Tenant Discrimination Insurance: Addressing Risks in Multifamily Housing

Written By Charlotte Insurance on May 23, 2024. It has 0 comments.

a multifamily house owned by a landlord with a tenant discrimination insurance policy in place.

As a landlord, you no doubt have a lot on your mind. You have to keep your properties full of tenants, not to mention in good, livable condition. You might have employees to manage. Depending on the size of the property, this can include housekeeping staff, rental staff, maintenance workers, and more. The last thing […]

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Dealer Plate Insurance: Ensuring Compliance and Coverage for Test Drives

Written By Charlotte Insurance on May 16, 2024. It has 0 comments.

vehicles on a dealer's lot, protected with dealer plate insurance

Automotive dealers have a lot to keep track of. They not only have to manage their employees, work with customers, stay in contact with lenders, and track their inventory, but they also need to ensure that they have the right insurance policies in place should something happen to any of the above. While some of […]

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Cargo Insurance for Manufacturers: Protecting Goods in Transit

Written By Charlotte Insurance on May 14, 2024. It has 0 comments.

shipping containers full of manufactured goods protected with a cargo insurance policy

There are several things that manufacturers need to consider when making sure that they have all of the right insurance policies in place. The first few consist of coverage on their buildings and equipment. The next are needed to ensure that the items they make are properly protected from the moment they’re completed until they […]

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Theft and Vandalism: Protecting Your Dealership’s Inventory

Written By Charlotte Insurance on April 22, 2024. It has 0 comments.

a person breaking into a car at a car dealership

Car theft is on the rise, and dealerships are not immune to this problematic type of thievery. In fact, nowadays, many car thieves aren’t just stealing an individual car out of a person’s driveway. Instead, they are increasingly working in groups to steal many cars at once in a sophisticated manner. There are plenty of […]

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Reducing Fire Risk in Apartment Buildings: Insurance and Prevention Tips

Written By Charlotte Insurance on April 19, 2024. It has 0 comments.

An apartment with a fire extinguisher on the wall

Owners of apartment buildings have a lot to juggle. Not only do they need to manage their employees, including those who perform maintenance and housekeeping tasks, but they also have to ensure that all of the utility bills get paid. Other things to worry about? Fire risk. With so many residents in so many apartments, […]

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