Cornelius is a wonderful suburb of Charlotte located within Mecklenburg County. It is known to be one of the premier locations to reside in the state due to its welcoming sense of community and beautiful parks and restaurants. A great stretch of the town resides along Lake Norman, so there are also several waterfront properties positioned with stunning views. If you’re moving to this town with a family in tow, you can expect to enjoy the many fun activities and breath-taking sights Cornelius has to offer. With the right Cornelius home insurance policy in place, you will instantly feel more secure knowing your home is protected when you need it most.

Want to explore your Cornelius home insurance options? No problem. Allow us to introduce the insurance packages we offer to keep you optimally protected and provide the peace of mind you deserve.

Cornelius Home Insurance

Cornelius home insurance is perfect for those looking for an all-inclusive package to financially protect the basics of their home. We do our best to provide extensive coverage for every home in the area, knowing each homeowner’s needs are unique. Our standard Cornelius home insurance policies typically include:

  • Physical home structure coverage
  • Replacement cost coverage
  • Personal possessions coverage
  • Additional living expense coverage (for natural disasters, i.e. hurricanes)
  • Liability coverage

Since Cornelius is a highly valued community with waterfront views, depending on your location, you may want to add a few additional coverages to your policy. With these extra coverage plans, we can tailor your insurance to your exact needs. These additional coverages include:

Coastal Property Insurance

A large portion of Cornelius is located along the coast, so it is essential to take coastal property insurance into consideration. While we all enjoy life on the water, there are dangerous circumstances that can come into play based on your home’s location. Cornelius happens to be one the major areas in NC that has the potential to be hit with severe storms. Because of this, it’s best to consider the following coverage options to supplement your Cornelius home insurance policy:

Flood Insurance- This will not be included in a standard Cornelius home insurance policy, but it is essential for those who enjoy life on the water. Water is one of the first elements to cause damage to a home, especially in the wake of a storm. Flood insurance will help you rebuild after the water recedes, helping you to prolong the life of your home long after the storm disappears.

Wind and Hail Insurance- During most bad storms, wind and hail are inevitable, and they’re known for causing an extreme amount of damage homes. Adding this extra coverage onto your standard policy allows for extra security.

Umbrella Insurance- When you own a home, things happen. And this is where an umbrella policy comes in handy. If something goes wrong, umbrella insurance supplies you with extra liability coverage to cover financial hardships in the case of injury, property damage, or even lawsuits.

High Value Home Insurance

Cornelius is host to some of the most luxurious homes in the state of North Carolina. With this being known, High Value Home Insurance should be brought up in any discussion of insurance for homes that are considered "high value." This type of insurance is meant to close the gap between regular home insurance replacement cost and the home’s actual value.

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Cornelius Home Insurance Made Easy


Watch this video to learn more about the importance of homeowner's insurance.