As a restaurant owner, you already know how hard it is to make it in the food industry. Restaurants open and close all the time, sometimes within a few weeks or months of serving their first customer. The food business is a tough one.
All you want to do is feed people good food, but the business aspect takes time and money and can lead to a lot of stress.
One thing that shouldn’t cause stress is your insurance coverage. You need it to work when things go wrong. And you already know, as a restaurant owner, things can go wrong quickly.
Cheap insurance products don’t protect you or your restaurant. Your business needs coverage that helps you keep the doors open and bellies full.
Whether you’re opening a new restaurant or growing fast, you need restaurant insurance and and insurance agent that can protect you from risk.

  • General liability
  • Liquor liability
  • Property Damage
  • Spoilage
  • Garage keepers
  • Equipment
  • Workers Compensation
  • Advertising Liability
  • Employee Theft

If you’re serving food or drinks to paying customers, anything can happen. No restaurant is too small or too big for insurance coverage. Buffets, cafes, diners, delis, fast food, fine dining, drive-ins, food trucks, coffee shops, and more need protection from the problems that happen when you work with the public.

  • Food poisoning
  • Drunk customers
  • Big storms
  • Fire and theft
  • Damage for vehicles in valet service
  • Auto accidents during food delivery
  • Power surges that kill your walk-in, cooler, or freezer

You know food, and Charlotte Insurance knows insurance coverage. Together we can help you find the right insurance policy for your restaurant, no matter how big or small. Don’t let one accident ruin your business. The right restaurant insurance policy will keep you standing and get you back in the kitchen in no time.

Request a quote today!