Tips for Avoiding Identity Theft

Written by on 5/3/2011 10:00 AM . It has 1 Comments.

Identity Theft

  • Keep the amount of personal information in your purse or wallet to the bare minimum. Avoid carrying additional credit cards, your social security card or passport unless absolutely necessary.
  • Guard your credit card when making purchases. Shield your hand when using ATM machines or making long distance phone calls with phone cards. Don’t fall prey to “shoulder surfers” who may be nearby.
  • Always take credit card or ATM receipts. Don’t throw them into public trash containers, leave them on the counter or put them in your shopping bag where they can easily fall out or get stolen.
  • Don’t give out personal information. Whether on the phone, through the mail or over the Internet, don’t give out any personal information unless you have initiated the contact or are sure you know who you are dealing with and that they have a secure line.
  • Proceed with caution when shopping online. Use only authenticated websites to conduct business online. Before submitting personal or financial information through a website, check for the locked padlock image on your browser’s status bar or look for “https://” (rather than http://) in your browser window. If you have any concerns about the authenticity of a Web page, contact the owner of the site to confirm the URL.
  • Be aware of phishing and pharming scams. In these scams, criminals use fake emails and websites to impersonate legitimate organizations. Exercise caution when opening emails and instant messages from unknown sources and never give out personal, financial or password related information via email.
  • Make sure you have firewall, anti-spyware and anti-virus programs installed on your computer.These programs should always be up to date.
  • Monitor your accounts. Don’t rely on your credit card company or bank to alert you of suspicious activity. Carefully monitor your bank and credit card statements to make sure all transactions are accurate. If you suspect a problem, contact your credit card company or bank immediately.
  • Order a copy of your credit report from each of the three major credit bureaus. A new law that took effect December 1, 2004, entitles you to one free credit report per year. Your credit report contains information on where you work and live, the credit accounts that have been opened in your name, how you pay your bills and whether you’ve been sued, arrested or filed for bankruptcy. Make sure it’s accurate and includes only those activities you’ve authorized.
  • Place passwords on your credit card, bank and phone accounts. Avoid using easily available information like your mother’s maiden name, your birth date, any part of your Social Security number or phone number, or any series of consecutive numbers. If you suspect a problem with your credit card, change your password.
  • Shred any documents containing personal information such as credit card numbers, bank statements, charge receipts or credit card applications, before disposing of them.

Comments

Got something to say? Join the discussion ยป
  1. caijuan83's avatar caijuan83
    http://www.hermesbirkin-handbags.us.com/ hermes belts
    http://www.adidasnmdrunnerr1.us.com/ adidas yeezy
    http://www.adidasyeezy-350.us.com/ ultra boost
    http://www.pandora-jewelrysale.us.com/ pandora jewelry
    http://www.adidas-ultraboost.us.com/ adidas ultra boost mens
    http://www.curry4-shoes.us.com/ curry 4
    http://www.nikeairmax-90.us.com/ air max
    http://www.pandorajewelryscharms.us.com/ pandora charms
    http://www.louboutinredbottoms.us.com/ christian louboutin sale
    http://www.yeezyboost350shoes.us.com/ yeezy 350 v2
    http://www.jordan11spacejams.us.com/ air jordan
    http://www.birkenstocksandalssale.us.com/ birkenstock sale
    http://www.fitflopsshoes.us.com/ fit flops
    http://www.pandorajewelryrings.us.com/ pandora necklace
    http://www.nikeairvapormaxflyknit.us.com/ air max
    http://www.salomonspeedcross3.us.com/ salomon shoes
    http://www.lebron15-shoes.us.com/ nike lebron men
    http://www.longchampbag.us.com/ longchamp backpack
    http://www.pumafentyrihannashoes.us.com/ puma shoes for women
    http://www.fitflops-sale.us.com/ fitflop sale
    http://www.airmax90shoes.us.com/ nike flyknit
    http://www.katespadepurses.us.com/ kate spade wallet
    http://www.jordans11shoes.us.com/ jordan 3
    http://www.kd10-shoes.us.com/ nike kd 8
    http://www.kyrie-4.us.com/ kyrie 3
    Reply 5/13/2018 8:45 PM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail