How to Protect Yourself from Identity Theft

Written by on 3/15/2016 8:55 AM . It has 3 Comments.

identity theft protection

Every day you hear about another security breach of a company that accepts payments, prompting all of its’ customers to worry about their identity. Turn on the news, and you’ll hear that identity theft is on the rise. Let’s face it - identity theft is a real concern for everyone. According to the Federal Trade Commission, 9.9 million people a year are affected by identity theft, and every minute, another 19 people have their identity stolen in some way.

Identity theft can take several different forms. It happens when someone uses your personal information without your permission. With your name, address, social security number, and date of birth, a thief can open new lines of credit, steal money from your bank accounts, get medical care, and even get a job.

Follow these steps to protect yourself and your loved ones from identity theft.

  1. Use a cross-cut shredder to shred all documents with your personal information: bank statements, credit card offers, anything with your address on it.
  2. Encrypt any emails or files that have your personal information before you send it electronically.
  3. Use and update computer firewalls, anti-virus software, and anti-spyware software. Without these, you’re open to having your information stolen while you’re on your computer.
  4. Use strong passwords. “1234” and “password” are awful passwords. Don’t use your children’s name or your mother’s maiden name. The strongest passwords combine letters, numbers, and special characters.
  5. Change your password frequently. Don’t repeat your former passwords. They become too easy to guess after a while.
  6. Avoid phishing scams. Don’t open suspicious emails, and don’t click links in those emails. Your bank, credit card company, or any other business you work with won’t send you an email asking you to give them your personal information (address, passwords, etc.) again. They already have that information.
  7. Check your credit reports at least twice a year. You can receive a free credit report once a year from the three major credit reporting agencies: Experian, TransUnion, and Equifax.
  8. Keep your social security number to yourself. Don’t carry your card in your wallet.
  9. Consider adding identity theft protection to your homeowner’s insurance. It’s an add-on product that can help you get through the legal process if your identity is stolen and can monitor your credit reports and other records to look for potential signs that your identity has been stolen before too much damage has been done, if any.

While there are plenty of things you can do to protect your identity, it helps to know that you’re covered if the worst happens. Using your homeowner’s insurance to help protect you is a great way to take some of the stress out of the situation and feel confident that no matter what happens, you’re not alone in this.

If you’d like to discuss adding identity theft protection to your homeowner’s policy, contact Charlotte Insurance today.


Got something to say? Join the discussion ยป
  1. yaling45's avatar yaling45 nike air max 95 adidas yeezy boost 350 v2 kyrie 4 curry shoes pandora charms pandora bracelet jordan 1 salomon speedcross 4 nmd pandora rings birkenstock jordan 1 adidas ultra uncaged red bottoms sneakers hermes birkin fitflops clearance longchamp lebron 15 kd 9 fit flops fenty puma shoes nike air force yeezy boost 750 kate spade tote vapormax
    Reply 4/27/2018 5:44 PM
  2. caijuan83's avatar caijuan83 red bottoms sneakers kate spade purses adidas yeezy boost 350 v2 yeezy boost 350 v2 yeezy boost 350 jordan shoes fit flops kyrie 3s adidas nmd womens nike air max 95 puma shoes for women pandora rings birkenstock shoes nike air vapormax lebron james shoes nike air max under armour stephen curry men pandora charms longchamp backpack salomon hermes bag kyrie irving shoes fitflops clearance pandora rings jordan 10
    Reply 5/14/2018 7:39 AM
  3. xuehui51's avatar xuehui51 air max 97 coach bags jordan 11 asics womens shoes nike air max pandora charm Yeezy Shoes pandora chrome hearts clothing pandora jewelry nike air max 97 air jordan nike air max 90 red bottoms pandora necklace mcm wallet adidas superstar mens harden vol 1 lebron james shoes air max 95 mens ray ban ugg boots yeezy boost 350 v2 lacoste outlet kevin durant shoes nike air huarache yeezy boost 350 supreme jacket uggs for women ralph lauren polo shirts mbt womens shoes chrome hearts necklace mcm bags kate spade moncler jacket womens pandora jewelry supreme shoes prada handbags vapormax mulberry sale true religion jeans men pandora earrings nike air max yeezy shoes air max 97 silver bullet air max 95 black air jordan celine handbags burberry bags under armour outlet ecco shoes yeezy boost 350 v2 Hermes Handbags kyrie irving shoes nike vapormax pandora earrings ugg true religion jeans men asics running shoes mulberry kate spade uggs for men salomon ray ban sunglasses goyard bag nike air max stephen curry moncler nike air vapormax flyknit bvlgari handbags new balance running shoes women ray ban prescription sunglasses pandora charms yeezy boost nike air max 2018 fitflops uk balenciaga shoes burberry scarf moncler jacket mens michael kors bags longchamp le pliage burberry outlet kyrie irving shoes balenciaga trainers pandora jewelry north face outlet adidas nmd pandora charms adidas originals nmd nike air max mont blanc pens ralph lauren shirts north face outlet ultra boost mens kate spade air max 90 pandora charms cartier glasses longchamp backpack salvatore ferragamo shoes moncler coat christian louboutin air max 90 skechers shoes coach wallet adidas shoes nike lebron air max 270 oakley prescription sunglasses moncler jacket womens jordan retro 11 nike air max 270 birkenstock shoes goyard bag polo ralph lauren outlet prada bags salomon oakley glasses fitflop shoes jimmy choo shoes jordan 11 adidas nmd air max 97 mens ralph lauren kd 10 swarovski salomon xa pro 3d nike air max 97 adidas ultra uncaged Salomon ray ban aviator sunglasses barbour jacket Pandora chrome hearts bracelet red valentino ed hardy clothing fitflop shoes nike huarache hermes belt salvatore ferragamo shoes under armour stephen curry nike air max 95 mens red bottoms yeezy boost 350 rihanna fenty puma ultra boost barbour wax jacket moncler jacket womens skechers shoes fitflop sandals michael kors outlet louboutin jordan retro 12 yeezy birkenstock shoes swarovski pen skechers for men kd 11
    Reply 8/1/2018 2:39 PM

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail