DynamicDrive from National General – What You Should Know

Written By Charlotte Insurance on August 29, 2022. It has 0 comments.

DynamicDrive from National General

Does it sometimes feel unfair that you never get into an accident, never file an auto insurance claim, and always drive safely – but your premiums never go down? You’re doing your part to keep the roads safe, and you deserve a policy that will reward you for it.

With DynamicDrive, all your good habits are rewarded and you save money on your auto insurance.

Here’s what you need to know.


What is DynamicDrive?

DynamicDrive is a program to help drivers save money on their auto insurance. The program is offered by National General Insurance and uses a smartphone app called Routely. The app measures your driving behavior and rewards drivers who drive safely.

When you use the Routely app, you can end up with an auto insurance premium that more accurately reflects how you really drive. You save five percent just for signing up and participating in DynamicDrive. You can save up to an additional 12 percent for good driving behavior when it’s time to renew your policy.


How Does DynamicDrive Work?

DynamicDrive is easy to use and doesn’t require any special equipment to be installed in your vehicle. All you need to do is download the Routely app to your smartphone, set it up using an activation code provided, and take your first trip.

Your smartphone’s sensors will capture information on three main behaviors that are known to increase the risk of an accident:

  • Phone handling while driving
  • Speeding over 80 miles per hour
  • Sudden braking

The app uses your phone’s location services to track your driving.

Over time, you’ll be able to see what kind of information the app has recorded about your driving – or that of anyone else on your auto insurance policy. This is great for young drivers or those you know are prone to risky behavior behind the wheel.

You’ll be able to see monthly summaries of tracked driving, trip times, mileage, location, and driving events. If you are marked as the driver for a trip in which you were actually the passenger, you can correct that in the app, as well.

You must take a minimum amount of trips as a driver to maintain your membership in DynamicDrive. This allows the app to record enough of your driving behavior to assess how safe you are.


Why Should You Sign Up For DynamicDrive?

Every time your auto insurance premiums rise when you haven’t filed a claim in years, it can feel like a punishment. There should be a reward for being a safe driver, for not causing accidents, or putting yourself and others at risk.

With DynamicDrive, you’re rewarded for being the conscientious driver you’ve always been. Now you can earn – and maintain – a discount for following traffic laws and being safe out on the roads.

To learn more, ask questions, and sign up for DynamicDrive through National General Insurance, contact Charlotte Insurance today!

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