The more times you’re stopped by a police officer or highway patrol officer and drive away with a ticket, the more you’ll pay for your auto insurance in Charlotte. Traffic violations are common and while not everyone is stopped for every mistake, those who get caught will pay the price – for the ticket and in your insurance.
Avoid these top traffic violations and you’ll pay less for your insurance and stay safer on the road.
There are plenty of reasons why accidents happen – road rage, confusion, bad traffic – but distracted driving is the biggest reason of all. April is Distracted Driving Awareness Month, and on behalf of Charlotte Insurance, we want everyone to stay safe on the roads. Your family wants you to come home safe every day. It starts with being safe behind the wheel.
Anything that takes your attention off the road can cause distracted driving – things like eating, drinking, smoking, and daydreaming. One of the most common problems these days is cell phone use. We can do so much more with our phones than ever before and many of us are doing it all while we’re driving.
When living expenses and bills start piling up, it’s common to look around and wonder what you can cut to save some cash. You lower your cable from 300 channels to 30. Your internet connection may become a little slower. Do you really need all that data for your cell phone?
Next on your list of expenses to slash may be your auto insurance. Do you really need full coverage? While removing full coverage may save you some money in the short term, there are a number of things you need to consider first.
We can find almost anything we need online these days, can’t we? From the ability to receiving pet food and treats through a monthly subscription to researching, applying for, and getting a car loan, we can do it with an internet connection and a keyboard. But some things really do require a personal touch and individual contact.
Accidents can happen in the blink of an eye. One moment, you’re driving down the highway, jamming out to your favorite song, and the next, your car is hit from behind and you’re thrown forward, slammed into the airbags.
As if this wasn’t bad enough, you’ve been hit by one of the 28 million drivers across the country who doesn’t have auto insurance. What happens now?
The road is filled with uninsured and underinsured drivers. Adding coverage to your auto insurance policy can protect you if you get into an accident with one of them.
We’re all guilty of trying to do much, especially when we’re in the car, in a rush to get somewhere. We eat on the go, make important phone calls, and yes, we even text and drive. Our lives are a constant rush of driving somewhere, rushing to the next appointment or obligation, and trying to do much at once. In the meantime, we sacrifice the safety of ourselves, our passengers, and everyone else on the road.
Forget the “lose 30 pounds by February” resolution. This New Year, make resolutions that will keep you healthier and financially stronger in the years ahead. With just a few tweaks or additions to your current insurance policies, you’ll be in a more secure position when you tackle the sky-diving, marathoning, or mountain climbing resolutions.
Every six months when your auto insurance renews, it probably seems like the price inches up a little higher. Then – BAM – out of no where, the cost went up significantly, and you’re left scratching your head.
The idea of driving around in your car in your free time and picking up extra cash sounds pretty good. Thanks to companies like Uber and Lyft, you may even be able to turn it into a full-time job. You choose your hours, your location, and the rides. Sounds pretty great, doesn’t it?
Driving for a company like Uber or Lyft may sound like a great (and easy) way to earn money, but what happens if you get into an accident?
When one first moves in to their new home, the one thing in common is they must purchase a homeowners insurance policy. Most people do not understand the importance of periodically reviewing their policy and evaluating their needs. Often, the cost to rebuild increases, but some policies may not allow for an increase. What if there’s been a renovation or upgrade? How would one know whether this is covered without a review? Having a major loss is not the time to find out.
