While average people are often perfectly honest and would never think to commit fraud against anyone, there are plenty of people who are not. Insurance fraud may seem harmless enough, but when schemers are paid money they’re not due, the result is higher premiums for everyone. Insurance fraud is expensive and illegal. Honest, law-abiding citizens are encouraged to report insurance fraud when you see it. Take a look at these common types of insurance fraud so you know what it looks like.
Category: Our Blog
Charlotte Dump Truck Insurance
Written By Charlotte Insurance on March 30, 2015. It has 0 comments.
Carrying insurance for your business is all part of owning and operating a company. The coverage you purchase protects you, your business, your employees, and your customers in the event of an unforeseen accident. On average, there is one dump truck-related fatality a week in the United States. In the dump truck business, you need special coverage to properly protect both drivers and customers.
Charlotte Tow Truck Insurance
Written By Charlotte Insurance on March 25, 2015. It has 0 comments.
Because of the risks associated with operating a tow truck, finding the right Charlotte tow truck insurance policy is extremely important.
Carrying the wrong amount or kind of insurance is just as bad as not carrying any coverage. Your tow truck insurance will protect you, your drivers, your business, and your customers.
CHARLOTTE TOW TRUCK INSURANCE COVERAGE
The Importance of having a Trusted Workers Compensation Advisor
Written By Charlotte Insurance on February 27, 2015. It has 0 comments.
$18,250 – $36,500 in fines, even if there are no workplace injuries – that’s what you could expect if your business is caught without workers’ compensation insurance coverage for a year.
The North Carolina Workers’ Compensation Act requires most businesses with three or more employees to obtain workers’ compensation insurance with few exceptions. While your employees can opt out of coverage, you cannot. Not providing workers’ compensation can be a very expensive mistake.
Why Choose a North Carolina Independent Insurance Agent?
Written By Charlotte Insurance on February 24, 2015. It has 0 comments.
The gecko says you can save 15 percent in 15 minutes. The lady with the name tag says her company has the best prices – but they don’t have price tags. Another insurance company will zap you out of trouble with a jingle.
They’re all fun and make great commercials.
But do you really have time to check out three, four, or more insurance companies for your auto or home insurance needs? Each time, you have to submit your information, wait for a quote, and then compare.
How Much Does Commercial Insurance Cost?
Written By Charlotte Insurance on January 21, 2015. It has 0 comments.
You’ve finally done it – become your own boss and started a business. You’re in charge of your future. Hard work, determination, and drive, mixed with great customer service and an amazing product or service, are all you’re going to need to succeed.
Actually, no, you need something more. You need protection for yourself and your business. You need insurance for your business.
Before you think of this as yet another expense, insurance protects you and your business. Depending on the type of business you operate, your insurance needs and costs will vary.
Fidelity Bonds vs Surety Bonds – What’s the Difference?
Written By Charlotte Insurance on January 5, 2015. It has 0 comments.
Surety bonds come in all different shapes and sizes, depending on your business needs, but they are designed to do one thing – protect everyone involved in a contract.
Most surety bonds protect the customer who hired you to complete a job. Others, like fidelity bonds, protect both the customer and your business. Charlotte Insurance understands the different types of surety bonds and can help you make a more informed decision for how best to protect your business and your customers.
Understanding Fidelity Bonds
Written By Charlotte Insurance on January 2, 2015. It has 0 comments.
You’ve worked hard to build relationships with your clients and customers. You’ve got amazing employees who care about taking care of customers and seeing the business grow. But it only takes one bad apple to destroy everything you’ve built.
As careful as you may be when you hire new employees, there could easily come a time when you hire someone who is dishonest.
Better Business Bureau is Telling Everyone to Watch for IRS Telephone Scams
Written By Charlotte Insurance on December 15, 2014. It has 0 comments.
Scammers are calling unsuspecting people posing as IRS agents. They will claim you owe back taxes and will have you arrested if they are not paid. They may ask you to go to CVS and buy a Green Dot Prepaid Visa then will want you to give them the card number. If you hang up they will call back and threaten to send someone from the sheriff’s department
These Three Steps Protect Homeowners After a Home Renovation
Written By Charlotte Insurance on December 8, 2014. It has 0 comments.
After a home renovation is complete, no matter how big or small, there are still risks that homeowners must consider. Once the materials are packed up, the home and grounds are back in order, and the workers have left, there are a few things left to do.
There are three final steps homeowners need to take once a home renovation is complete, to minimize risk and protect homeowners and their homes.