The roof of your home is one of the most important elements. It keeps out water and protects the interior of your home. It’s also expensive to replace and is something most people put off until they have no choice. You know you need to replace your roof at some point, but how do you […]
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Reminder: Your Personal Auto Insurance Policy Doesn’t Cover Your Side Hustle
Written By Charlotte Insurance on February 19, 2021. It has 0 comments.
You started your side hustle delivery job to make some extra cash to pay off some debt and save money. Don’t put it all at risk by relying on your personal auto insurance to cover you on your deliveries. Here’s what you need to know. You Need a Commercial Auto Policy As a delivery driver, […]
Curbside Pickup: 5 Things Business Owners Should Know
Written By Charlotte Insurance on February 16, 2021. It has 0 comments.
Curbside pickup was almost unheard of pre-pandemic. Now, it’s a necessary option to make sure you’re not turning away business unnecessarily. It’s also a great way to reduce the exposure to COVID-19 that your employees face. Whether you implemented curbside pickup early or you’re just starting, there are a few things to do and consider […]
Still Offering Delivery to Your Customers? You Need a Commercial Auto Policy
Written By Charlotte Insurance on February 11, 2021. It has 0 comments.
The world has changed in the past year, and businesses have had to adapt to keep up. If staying afloat has meant offering delivery, you’re not alone. While it’s a good business decision, it also opens your business and your employees up to additional liability. Auto accidents are a very real concern for delivery drivers. […]
4 Things General Liability Doesn’t Cover
Written By Charlotte Insurance on February 9, 2021. It has 0 comments.
You know you need general liability insurance for your company. It covers you when a third-party is injured or suffers damage while in the course of doing business with you, on or off company property. Because of the name, you’re not alone in thinking that the coverage itself is, well, general and covers a lot […]
Does Being Part of a Homeowners Association Impact Your Insurance?
Written By Charlotte Insurance on February 4, 2021. It has 0 comments.
Owning a home in a homeowners association (HOA) often comes with plenty of benefits. The streets are usually cleaner, the neighborhood is safer, and the community is a place you enjoy living. Living in a gated or deed-restricted community might sound idyllic, but what impact will it have on your homeowners insurance? Here’s what you […]
Home Inventory Basics
Written By Charlotte Insurance on February 2, 2021. It has 0 comments.
A home inventory is something every homeowner (and renter) needs. It lists all of your personal possessions so if you ever need to file an insurance claim for damage or theft, you receive the right amount to replace what was lost. Here are a few home inventory basics to keep in mind when you make […]
7 Life Insurance Myths
Written By Charlotte Insurance on January 26, 2021. It has 0 comments.
Everyone needs some kind of life insurance coverage, but a lot of misconceptions and myths stop people from buying a policy for themselves. Here are several of the most common life insurance myths. The reality might surprise you. Myth: You Don’t Need Life Insurance if You’re Single and Childless Everyone needs some amount of life […]
Should You Cancel Your Motorcycle Insurance While It’s In Storage?
Written By Charlotte Insurance on January 21, 2021. It has 0 comments.
You may not be riding your motorcycle as much in the winter months, so you might think cancelling your motorcycle insurance is a good idea that can save you money while it’s in storage. Think again. Why It’s Not a Good Idea to Cancel Your Coverage There are several reasons why it’s better to maintain […]
How COVID-19 is Changing Workers’ Compensation Insurance
Written By Charlotte Insurance on January 19, 2021. It has 0 comments.
There’s no denying that COVID-19 has changed everything, including how you run your business. From when you’re open to how you conduct business, the impact of the pandemic has been overwhelming. That impact includes workers’ compensation insurance. If you’ve had more employees file claims than in the past, you’re not alone. Here’s how things are […]