Not every hero wears a cape, so plan and practice your escape in case of a home fire. Fire Prevention Week (October 6-12) is an excellent time to educate everyone in your home and in your life on how they can keep themselves safe from home fires. In a typical home, you may have as […]
Blog
Insurance Options for Crafters
Written By Charlotte Insurance on October 2, 2019. It has 0 comments.
With fall quickly approaching, the season of craft fairs will soon begin. In cities across the United States, many individuals will set up tables at craft fairs to sell holiday items, jewelry, clothing, accessories, baked goods and other items. While you may think of this as “small business”, the creative industry continues to be an […]
Renting Out Your Home – Is It Worth the Risk?
Written By Charlotte Insurance on September 30, 2019. It has 0 comments.
Renting your home out sounds like a great way to make money or to hold onto a property you’re not living in. With the right tenants and an understanding the responsibilities you have has a landlord, it can be a sound way to build your income. But that doesn’t mean there aren’t any risks involved. […]
Chimney Maintenance
Written By Charlotte Insurance on September 26, 2019. It has 0 comments.
Winter is just around the corner — don’t let the last few warm days fool you. If you’re dreaming of a crackling fire on a cold night, now is the time to think about your chimney and fireplace. Proper care and maintenance not only keeps your fireplace functioning properly, it prevents damage and disasters. Here’s […]
Hazard Insurance: What It Is and What It Isn’t
Written By Charlotte Insurance on September 23, 2019. It has 0 comments.
Are you buying a new home? Did your mortgage lender tell you that you need hazard insurance as a requirement for the purchase and you can’t go to closing until you have it? You know you need homeowners insurance, but you didn’t know about hazard insurance! Don’t panic. Hazard insurance isn’t a special kind of […]
Best of Charlotte: Apple Picking!
Written By Charlotte Insurance on September 12, 2019. It has 0 comments.
Even if you can’t feel the change in the air yet, fall is fast approaching. If that puts you in mind of apple cider, pie, and apple-picking, you’re not alone! September is prime apple picking season although you can still find delicious apples into late October, when the weather really begins to change. If you’re […]
How Much is “Too Much” — Is It Possible to Be Over Insured?
Written By Charlotte Insurance on September 10, 2019. It has 0 comments.
We spend a lot of time making sure people have enough insurance. Not carrying enough liability coverage or updating policy limits over time can put you in a financial crisis after an accident. But there’s another side to insurance that should be avoided as well — having too much insurance. While it’s not as common […]
Creating Safer Workspaces
Written By Charlotte Insurance on September 3, 2019. It has 0 comments.
While you can’t prevent all accidents or workers’ compensation claims, you can create a safer workspace for your employees and yourself. Doing so will keep your employees out of harm’s way and your costs down. Here’s how you can create a safer work area for your employees. Provide Safety Training Common sense isn’t always common, […]
Fall and Fire Pits
Written By Charlotte Insurance on September 2, 2019. It has 0 comments.
Fall weather is in the air, and the heat has started to lift. What better time to hang out with friends or enjoy a peaceful moment at home around your fire pit? Fire pits are popular in fall weather as homeowners extend their living space to the back yard or their patio. If you’re ready […]
Understanding Flood Zones (and Why They Matter)
Written By Charlotte Insurance on August 29, 2019. It has 0 comments.
We’ve said it before, and we’ll say it again. Anywhere it can rain, it can flood. But not every area floods at the same rate and in the same way. That’s why flood zones are created — to help homeowners, communities, and insurers understand the potential risk of flooding based on where your property is […]