On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]
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How to Help Your New Driver
Written By Charlotte Insurance on August 27, 2020. It has 0 comments.
The most exciting thing that happens in your teen’s life may be the scariest thing for you — learning to drive. You want them to learn, to have a bit of freedom, to run errands for you when you’re tired. But as parents it’s easy to worry about the potential dangers, too. How can you […]
How Having Your College Student Back at Home May Impact Your Insurance
Written By Charlotte Insurance on August 25, 2020. It has 0 comments.
Having your college-aged kids back home is meant to be a nice surprise or a fun holiday. No one expected them to have to move back in for a pandemic. Everyone will have adjustments to make this school year as college and university students learn online from the safety of their homes. What does this […]
Do You Need Additional Insurance for Your Shed or Garage?
Written By Charlotte Insurance on August 20, 2020. It has 0 comments.
Have you ever wondered if you need a separate insurance policy for your shed or unattached garage? The answer is…maybe. Some homeowners will be just fine with their standard home insurance, but others won’t. How you use your shed, what you store in it, and the perils covered under your current policy will determine if […]
4 Reasons Why You Need Insurance for Your Camper (Even a Small Pop-up!)
Written By Charlotte Insurance on August 18, 2020. It has 0 comments.
Think insurance for your small camper is unnecessary? Didn’t purchase coverage in order to save money? You might lose money without insurance for your camper — yes, even with a small pop-up camper! Here are four reasons why you need insurance for your camper, no matter how small or old it might be. It Might […]
Top Reasons Cleaning Companies Should Have Insurance
Written By Charlotte Insurance on August 15, 2020. It has 0 comments.
Insurance is one thing we never hope to need but are glad to have when the need arises. This goes for business insurance, especially. Depending on the situation, one seemingly small mishap could ripple out to the point where suddenly you’re shutting down your business and wondering what happened. Not only is having the right […]
Recently Renovated Your Home? Give Us a Call
Written By Charlotte Insurance on August 13, 2020. It has 0 comments.
You finally upgraded the kitchen like you’ve talked about for years. New fixtures and appliances. All granite countertops and real wood cabinetry. Have you called your insurance agent yet? After years of talking about it, you finally extended part of your home to add an extra room. It provides much needed extra space for your […]
Setting Up Your Home for Distance Learning Success for Kids
Written By Charlotte Insurance on August 11, 2020. It has 0 comments.
It’s clear the pandemic isn’t going anywhere anytime soon, and your kids may be home for school for at least part of the year. The end of the last school year was just about getting them (and yourself) through it. Now you have the opportunity to set your kids up for success. Here’s what you […]
7 Ways to Save Money on Your Motorcycle Insurance Policy
Written By Charlotte Insurance on August 4, 2020. It has 0 comments.
Now that the weather is good, you’re out on your motorcycle again, and it feels so good. You know it’s important to have motorcycle insurance, but you worry that you’re paying too much — which doesn’t feel good. You may even consider cancelling your policy to cut down on expenses. But doing so leaves you […]
Replacement Cost vs. Actual Cash Value: Which is Right for You?
Written By Charlotte Insurance on July 28, 2020. It has 0 comments.
When buying homeowners insurance, a lot of terms get thrown around, creating a bit of confusion and leading to many questions. The two most common (and likely most important) terms in your homeowners policy are replacement cost and actual cash value. What are they, and how do you know which one is right for you? […]