Winter is just around the corner — don’t let the last few warm days fool you. If you’re dreaming of a crackling fire on a cold night, now is the time to think about your chimney and fireplace. Proper care and maintenance not only keeps your fireplace functioning properly, it prevents damage and disasters. Here’s […]
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Hazard Insurance: What It Is and What It Isn’t
Written By Charlotte Insurance on September 23, 2019. It has 0 comments.
Are you buying a new home? Did your mortgage lender tell you that you need hazard insurance as a requirement for the purchase and you can’t go to closing until you have it? You know you need homeowners insurance, but you didn’t know about hazard insurance! Don’t panic. Hazard insurance isn’t a special kind of […]
Best of Charlotte: Apple Picking!
Written By Charlotte Insurance on September 12, 2019. It has 0 comments.
Even if you can’t feel the change in the air yet, fall is fast approaching. If that puts you in mind of apple cider, pie, and apple-picking, you’re not alone! September is prime apple picking season although you can still find delicious apples into late October, when the weather really begins to change. If you’re […]
How Much is “Too Much” — Is It Possible to Be Over Insured?
Written By Charlotte Insurance on September 10, 2019. It has 0 comments.
We spend a lot of time making sure people have enough insurance. Not carrying enough liability coverage or updating policy limits over time can put you in a financial crisis after an accident. But there’s another side to insurance that should be avoided as well — having too much insurance. While it’s not as common […]
Creating Safer Workspaces
Written By Charlotte Insurance on September 3, 2019. It has 0 comments.
While you can’t prevent all accidents or workers’ compensation claims, you can create a safer workspace for your employees and yourself. Doing so will keep your employees out of harm’s way and your costs down. Here’s how you can create a safer work area for your employees. Provide Safety Training Common sense isn’t always common, […]
Fall and Fire Pits
Written By Charlotte Insurance on September 2, 2019. It has 0 comments.
Fall weather is in the air, and the heat has started to lift. What better time to hang out with friends or enjoy a peaceful moment at home around your fire pit? Fire pits are popular in fall weather as homeowners extend their living space to the back yard or their patio. If you’re ready […]
Understanding Flood Zones (and Why They Matter)
Written By Charlotte Insurance on August 29, 2019. It has 0 comments.
We’ve said it before, and we’ll say it again. Anywhere it can rain, it can flood. But not every area floods at the same rate and in the same way. That’s why flood zones are created — to help homeowners, communities, and insurers understand the potential risk of flooding based on where your property is […]
16 Labor Day Facts You Should Know
Written By Charlotte Insurance on August 27, 2019. It has 0 comments.
Before you heat up the grill, hit the pool, and enjoy your three-day weekend, make sure you remember what the Labor Day weekend is really all about. Here are 16 facts you should know about Labor Day. The first Labor Day was celebrated on Tuesday, September 5, 1882. It was planned by the Central Labor […]
Making Room for Mom and Dad
Written By Charlotte Insurance on August 22, 2019. It has 0 comments.
As our parents age, it’s not uncommon to face decisions about where they’ll live and who will take care of them. If you’re facing these life changes, here’s what you need to know to get your home and your family ready for your parents to move in with you. Understand Why the Move is Happening […]
School Zone Safety Tips
Written By Charlotte Insurance on August 20, 2019. It has 0 comments.
School is back in session and that means school zone signs are flashing across Charlotte. Whether you’re trying to commute to work or you’re dropping of your own children, staying safe is paramount. Too many kids get hurt just going to and from school each year. Keep these school zone safety tips in mind. School […]