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How to Prepare your Business for an Emergency

Written By Charlotte Insurance on September 8, 2016. It has 0 comments.

When you decided you would become a small business owner, the biggest worry you had was probably finding the right building, how to pay your employees, or if customers would buy your product. Over time, those things are still concerns, but now you probably think more about whether sales will continue to grow or if you can expand to a new location or hire another person to help out.

What many business owners don’t think about, until it’s too late, is how they’ll handle emergencies and disasters that might hit their business. Recent flooding in Louisiana and hurricane worries on the coast should remind us all that big storms and other emergencies can happen at any point.

Is your business ready for an emergency?

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8 Summer Driving Tips

Written By Charlotte Insurance on August 29, 2016. It has 0 comments.

Summer is supposed to a time to relax and have fun with your family. The kids are out of school, and you’ve got places to go. You’re not the only one who’s out on the road this summer. All the extra cars and people can be a major hazard if you’re not prepared.

Whether you’re traveling, moving, or just trying to get to work this summer, check out these driving tips to keep you and your family safe while out on the road this summer.

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Damaged Windshields – To Repair Or Replace?

Written By Charlotte Insurance on August 23, 2016. It has 0 comments.

Drive long enough, and your windshield will get hit with gravel, sand, salt, or even a bird with a bad sense of direction. The impact will most likely crack or chip your windshield.

The question most people ask is whether they should ignore the problem, repair their windshield or replace it. The one thing you don’t want to do is ignore cracks and chips in your windshield.

Many chips and cracks can be safely repaired by trained professionals. However, it’s important to know when you should consider replacing a damaged windshield instead. Either way, you need to take care of your windshield to stay safe out on the road.

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Boat Safety Tips

Written By Charlotte Insurance on August 15, 2016. It has 0 comments.

Warm weather, long days, and the open water – it’s all calling your name. You’re more than ready to take out the boat for a day of family fun, a party on the water, or a fishing trip with friends.

Before you hitch the boat up to take out, be sure to review these safety tips so the trip is a good one for everyone.

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Road Trip Preparation Tips

Written By Charlotte Insurance on August 12, 2016. It has 0 comments.

Summer is almost over, and you want one last family vacation before the kids go back to school. An easy and affordable option, especially if you’re planning this at the last minute, is a road trip. Hop in your car, hit the open road, and see some of the sights.

Before you pile everyone into the car, make sure you prepare first. This way your trip will be fun and enjoyable for everyone.

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What Does Long Term Care Insurance Cover?

Written By Charlotte Insurance on August 10, 2016. It has 0 comments.

No one wants to admit they’re getting older and may need some help. Unable to live alone and take care of yourself, you might wonder if you’ll have to move in with your children or live in a nursing home. The cost alone may lower your options.

The best way to keep yourself from worrying about what you’ll do and how you’ll take care of yourself as you age, or if your health declines, is to prepare now. The sooner you can plan for your elder years, they better off you’ll be when they get here.

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Securing your Home While on Vacation

Written By Charlotte Insurance on August 5, 2016. It has 0 comments.

When was the last time you went on a vacation and really unplugged? If you can’t remember, you may be overdue for some time away with family and friends. Whether it’s a cruise in the Caribbean or a whale-watching trip in Alaska, you deserve rest and relaxation.

Nothing ruins a great vacation like finding out someone broke into your home or that it was severely damaged while you were away.

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4 Small Business Insurance Myths

Written By Charlotte Insurance on August 2, 2016. It has 0 comments.

As a small business owner, you’re constantly on the lookout for ways to save money, stretch a dollar, and increase your profits. We’re all for cutting out unnecessary expenses, but your insurance isn’t an area that you should skimp on.

Take a look at a few common small business insurance myths and make sure you understand exactly what kind of insurance coverage you do and don’t have.

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5 Reasons You Need Business Insurance

Written By Charlotte Insurance on July 26, 2016. It has 0 comments.

You’ve got a solid business plan. Your budget, financial projections, and marketing plan are current. Your plans have contingency plans.

Basically, you’ve thought of everything, planned for everything, and can’t imagine anything surprising you.

Think again.

If you don’t have business insurance because you think you’re ready for anything or because you’ve calculated the odds of something happening, you could be in for a big shock. It only takes one freak accident or one random lawsuit to ruin a business.

Still not convinced? Take a look at these 5 reasons you need to insure your business.

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In the market for a new car? Avoid making these mistakes

Written By Charlotte Insurance on July 20, 2016. It has 0 comments.

Your beloved clunker you’ve had since college has finally died. Your family has outgrown the two-door coupe you’ve been driving for years. You’re tired of needing a second job just to afford fuel in your gas guzzler.

Pick an issue, any issue, but you’re ready to buy a new car.

Good for you! Before you run out and buy the first brand-new, bright red, sporty thing that catches your eye, slow down. There are plenty of mistakes people make when they buy a car that costs them time and money. Avoiding them will help you find the right vehicle that you love and can afford.

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