As a small business owner, you’re constantly on the lookout for ways to save money, stretch a dollar, and increase your profits. We’re all for cutting out unnecessary expenses, but your insurance isn’t an area that you should skimp on.
Take a look at a few common small business insurance myths and make sure you understand exactly what kind of insurance coverage you do and don’t have.
You’ve got a solid business plan. Your budget, financial projections, and marketing plan are current. Your plans have contingency plans.
Basically, you’ve thought of everything, planned for everything, and can’t imagine anything surprising you.
Think again.
If you don’t have business insurance because you think you’re ready for anything or because you’ve calculated the odds of something happening, you could be in for a big shock. It only takes one freak accident or one random lawsuit to ruin a business.
Still not convinced? Take a look at these 5 reasons you need to insure your business.
Your beloved clunker you’ve had since college has finally died. Your family has outgrown the two-door coupe you’ve been driving for years. You’re tired of needing a second job just to afford fuel in your gas guzzler.
Pick an issue, any issue, but you’re ready to buy a new car.
Good for you! Before you run out and buy the first brand-new, bright red, sporty thing that catches your eye, slow down. There are plenty of mistakes people make when they buy a car that costs them time and money. Avoiding them will help you find the right vehicle that you love and can afford.
No one wants to pay too much for anything, especially not your car insurance. But we’ve all heard the old adage, “You get what you pay for.” Going with the cheapest car insurance or cutting your coverage to save money might make sense right now, but all it takes is one accident to ruin all those savings.
Take a look at the true costs of cheap car insurance so you understand what you’re getting yourself into.
Owning your own home is a dream come true for most people. It’s also a big responsibility. Many people take great pride in being able to take care of their home and save money by doing the work themselves.
Not everything should be done by a homeowner, though.
If you’re ever faced with the decision of whether you should do it yourself or hire a professional, consider the following.
Your “fur baby”, be it dog, cat, or some other beloved pet, is a member of your family. You love and care for it as if it were your own child. It’s never been mean or vicious, and behaves wonderfully whenever you have people over.
Until that one moment when a loud noise or an unfamiliar person startles your pet. In that moment, they’re no longer a furry baby but a living, breathing animal – with the instincts and actions of an animal. They bite. They scratch. They attack.
And someone leaves with an injury.
When you think of hurricane season, do you think of empty bread and water aisles at the grocery store, gas shortages, or bumper-to-bumper traffic headed north on the nearest evacuation route? These images might be what get all the attention, but those who have gone through enough hurricane seasons know that the key to surviving it is preparation, before and during a storm.
Now that hurricane season is here, take a look at these tips to prepare your home and family for the entire season.
Life insurance is one of those confusing things. Either you’ve been told you don’t really need it or you’ve heard that you absolutely must have it now.
There are plenty of myths surrounding life insurance. Get the facts and then work with one of our professional insurance agents who can help you find the best policy for your situation.
For most people, auto accidents are an extremely rare occurrence. When it does happen, it can come as a big shock followed by a big question: what do I do next?
Don’t worry. We’ve got you covered. Hopefully it will be a long time before you have to worry about how to handle an accident, but if it happens, use this list and you’ll know exactly what to expect and what to do.
