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Do I Need a Commercial Auto Insurance Policy?

Written By Charlotte Insurance on February 3, 2011. It has 0 comments.

As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

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1959 Chevy / 2009 Chevy. Crash Test!

Written By Charlotte Insurance on January 27, 2011. It has 0 comments.

This is astonishing…The fabulous 50’s??

CRASH OF a 1959 Chevy with a 2009 Chevy.

Stay with this till the end as there are several camera views…

A 2009 car vs. a 1959 car in a crash test. Guess which one wins.

No sound, but the video is enough.

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How do I Find the Right Agent?

Written By Charlotte Insurance on January 19, 2011. It has 0 comments.

The first step in getting the proper coverage for your particular business is to find the right insurance agent or broker. Here are a few tips:

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Test your Insurance IQ: Auto Insurance

Written By Charlotte Insurance on January 4, 2011. It has 0 comments.

How much do you really know about auto insurance? What does “premium” and “deductible” mean? What is “comprehensive” coverage for?

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Homeowners Urged to Protect their Property against Holiday Burglaries

Written By Charlotte Insurance on December 20, 2010. It has 0 comments.

To keep your home safe, follow these preventive measures:

• Keep your home well lit. Mount exterior lights out of reach in your yard or on your house. Put indoor lights on a timer.
• Make it time-consuming to break into your home. Keep doors and windows securely locked. Install dead-bolts on all exterior doors.

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The True Story of Rudolph the Red-Nosed Reindeer

Written By Charlotte Insurance on December 9, 2010. It has 0 comments.

A guy named Bob May, depressed and brokenhearted, stared out his drafty apartment window into the chilling December night. His 4-year-old daughter Barbara sat on his lap quietly sobbing.

Bobs wife, Evelyn, was dying of cancer. Little Barbara couldn’t understand why her mommy could never come home. Barbara looked up into her dads eyes and asked, “Why isn’t Mommy just like everybody else’s Mommy?”

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What Determines the Price of my Auto Insurance Policy?

Written By Charlotte Insurance on December 2, 2010. It has 0 comments.

There are many factors that influence the price you pay for auto insurance. The average American driver spends about $850 a year. Your premium may be higher or lower, depending on:

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Why Should I Buy Life Insurance?

Written By Charlotte Insurance on November 20, 2010. It has 0 comments.

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations:

1. Replace income for dependents
If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken
by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government – or employer – sponsored benefits of your surviving spouse or domestic partner will be reduced after your death.

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